
$3,750,000
128 Carlyle Drive
Palm Harbor, FL 34683
Listing updated: August 29, 2026 at 4:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WOW — ABSOLUTELY STUNNING LUXURY WATERFRONT HOME! Welcome to 128 Carlyle Dr, Palm Harbor, FL 34683, an extraordinary waterfront residence where breathtaking views, thoughtful design, and resort-style outdoor living come together in one of Palm Harbor’s most desirable locations. Meticulously redesigned by OG Interiors, this home has been transformed with a sophisticated coastal style while still feeling warm, comfortable, and inviting. The true showstopper is the incredible outdoor living space. Designed for entertaining and enjoying the Florida lifestyle year-round, the backyard features brand-new, low-maintenance turf, professionally installed landscape lighting, mature palms, and an expansive resort-style swimming pool surrounded by multiple areas for lounging and entertaining. The brand-new outdoor kitchen is complete with a bar, TV, and plenty of space to gather with family and friends. As the sun begins to set, head to the waterfront fire pit lounge and take in the spectacular open-water views toward Honeymoon Island. This is the kind of backyard that feels like your own private resort. Boaters and anglers will appreciate the brand-new composite dock with fish-cleaning station, offering direct access to the water and making it easy to enjoy boating, fishing, kayaking, paddleboarding, and everything the Gulf Coast lifestyle has to offer. Inside, walls of windows and doors take advantage of the incredible waterfront setting and fill the home with natural light. The spacious kitchen and living areas are designed for entertaining, while multiple balconies and outdoor spaces allow you to enjoy the views from throughout the property. Beautiful finishes, custom details, updated bathrooms, designer lighting, and carefully selected fixtures can be found throughout. The home offers 5 bedrooms, 4 full bathrooms and 2 half bathrooms, plus a versatile additional downstairs living area featuring its own kitchenette, lounge area and full bathroom—ideal for guests, extended family, a private retreat, game room, or additional entertaining space. Additional highlights include a private putting green, outdoor fire pit, expansive pool and covered entertaining areas, multiple waterfront balconies, generous storage, garage space, and spectacular sunset views. This is more than a waterfront home—it is a complete Florida lifestyle. Spend the day on the water, entertain by the pool, enjoy dinner from your outdoor kitchen, and finish the evening around the fire pit watching the sun disappear over the Gulf. Homes with this combination of waterfront, outdoor living, design, boating access, and views rarely become available. Reach out to me today to schedule your private tour of 128 Carlyle Dr and experience this incredible property in person.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveAug 26, 2026
- Listed$3,750,000Aug 26, 2026
- Price increased$3,750,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Indian Bluff Island 2nd Add
- County
- Pinellas
- Year built
- 1990
- Living area
- 3,434 sq ft
- Price/sq ft
- $1,092
- Building area
- 6,305 sq ft (Estimated)
- Lot size
- 14,366 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0056H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $32,302 (2025)
- Parcel #
- 26-27-15-42660-004-0250
- Zoning
- R-3
- MLS #
- TB8542497
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Half bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Fire Pit, Lighting, Outdoor Kitchen, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | 16x17 |
| Bedroom 2 | Third | 14x15 |
| Bedroom 3 | Third | 13x12 |
| Bedroom 4 | Second | 13x13 |
| Bedroom 5 | Second | 9x13 |
| Kitchen | Second | 23x19 |
| Living Room | Second | 17x20 |
| Loft | Second | 13x10 |
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-08-26
- Original list price
- $3,750,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-26
- Tax legal description
- INDIAN BLUFF ISLAND 2ND ADD BLK D, LOT 25 (SEE S27-27-15)
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn on Carlyle dr then home will be on the left
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