128 Carlyle Drive, FL
Stellar MLS
1 / 1

$3,750,000

128 Carlyle Drive

Palm Harbor, FL 34683

Listing updated: August 29, 2026 at 4:06 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Bill Gramatica · MLS #TB8542497 · Active · 727-538-9200
5
Beds
6
Baths
3,434
Sq Ft
0.33
Acres
1990
Built
WaterfrontWater accessPrivate poolFireplace$1,092/sqft360° tour
Single Family Residence

Property type

1990

Year built

14,366 sqft

Lot size

$1,092

Price / sq ft

No HOA

HOA dues

3

Days on market

2

Garage spaces

AE

Flood zone

About this home

WOW — ABSOLUTELY STUNNING LUXURY WATERFRONT HOME! Welcome to 128 Carlyle Dr, Palm Harbor, FL 34683, an extraordinary waterfront residence where breathtaking views, thoughtful design, and resort-style outdoor living come together in one of Palm Harbor’s most desirable locations. Meticulously redesigned by OG Interiors, this home has been transformed with a sophisticated coastal style while still feeling warm, comfortable, and inviting. The true showstopper is the incredible outdoor living space. Designed for entertaining and enjoying the Florida lifestyle year-round, the backyard features brand-new, low-maintenance turf, professionally installed landscape lighting, mature palms, and an expansive resort-style swimming pool surrounded by multiple areas for lounging and entertaining. The brand-new outdoor kitchen is complete with a bar, TV, and plenty of space to gather with family and friends. As the sun begins to set, head to the waterfront fire pit lounge and take in the spectacular open-water views toward Honeymoon Island. This is the kind of backyard that feels like your own private resort. Boaters and anglers will appreciate the brand-new composite dock with fish-cleaning station, offering direct access to the water and making it easy to enjoy boating, fishing, kayaking, paddleboarding, and everything the Gulf Coast lifestyle has to offer. Inside, walls of windows and doors take advantage of the incredible waterfront setting and fill the home with natural light. The spacious kitchen and living areas are designed for entertaining, while multiple balconies and outdoor spaces allow you to enjoy the views from throughout the property. Beautiful finishes, custom details, updated bathrooms, designer lighting, and carefully selected fixtures can be found throughout. The home offers 5 bedrooms, 4 full bathrooms and 2 half bathrooms, plus a versatile additional downstairs living area featuring its own kitchenette, lounge area and full bathroom—ideal for guests, extended family, a private retreat, game room, or additional entertaining space. Additional highlights include a private putting green, outdoor fire pit, expansive pool and covered entertaining areas, multiple waterfront balconies, generous storage, garage space, and spectacular sunset views. This is more than a waterfront home—it is a complete Florida lifestyle. Spend the day on the water, entertain by the pool, enjoy dinner from your outdoor kitchen, and finish the evening around the fire pit watching the sun disappear over the Gulf. Homes with this combination of waterfront, outdoor living, design, boating access, and views rarely become available. Reach out to me today to schedule your private tour of 128 Carlyle Dr and experience this incredible property in person.

Estimated monthly payment

Principal & interest$18,962
Property taxes$2,692
Home insurance (est.)$1,719

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Aug 26, 2026
  2. Listed$3,750,000
    Aug 26, 2026
  3. Price increased$3,750,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Indian Bluff Island 2nd Add
County
Pinellas
Year built
1990
Living area
3,434 sq ft
Price/sq ft
$1,092
Building area
6,305 sq ft (Estimated)
Lot size
14,366 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0056H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$32,302 (2025)
Parcel #
26-27-15-42660-004-0250
Zoning
R-3
MLS #
TB8542497

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Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
2
Flooring
Carpet, Ceramic Tile, Vinyl
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Three Or More
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Lighting, Outdoor Kitchen, Rain Gutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available

Schools

ElementarySutherland Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomThird16x17
Bedroom 2Third14x15
Bedroom 3Third13x12
Bedroom 4Second13x13
Bedroom 5Second9x13
KitchenSecond23x19
Living RoomSecond17x20
LoftSecond13x10

Listing Details

Listing date
2026-08-25
On market date
2026-08-26
Original list price
$3,750,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-08-26
Tax legal description
INDIAN BLUFF ISLAND 2ND ADD BLK D, LOT 25 (SEE S27-27-15)

Flood risk

High riskFEMA Zone AEPanel 12103C0056H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn on Carlyle dr then home will be on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 29, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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