$409,000
344 Ruby Lake Loop
Winter Haven, FL 33884
Listing updated: September 23, 2026 at 10:16 AM ET
Listing courtesy of Keller Williams Realty Smart 1 · Brenda Brooks · MLS #S5156261 · Active · 863-508-3000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County’s most desirable gated communities, this beautifully renovated home is move-in ready. The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room—perfect for everyday living and entertaining. The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard. Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history29 days on market
- Status: ActiveAug 25, 2026
- Listed$429,000Aug 25, 2026
- Price reduced$409,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 29
- Subdivision
- Ruby Lake Ph 02
- County
- Polk
- Year built
- 1998
- Living area
- 2,215 sq ft
- Price/sq ft
- $185
- Building area
- 2,831 sq ft (Public Records)
- Lot size
- 10,411 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0535H)
- Garage
- 2 spaces
- Annual taxes
- $4,941 (2025)
- Parcel #
- 27-29-07-855605-000530
- MLS #
- S5156261
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $425 / Semi-Annually
- Monthly HOA
- $71/mo
- Total monthly fees
- $71/mo
- Total annual fees
- $850
- HOA name
- Ruby Lake HOA Inc Michellette Ramos
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please refer to HOA Bylaws
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 16.3x12 |
| Bedroom 2 | First | 12.4x11.1 |
| Bedroom 3 | First | 13.2x10.7 |
| Bedroom 4 | First | 11.4x10.4 |
| Living Room | First | 17.8x12.4 |
| Kitchen | First | 17.8x16.2 |
| Dining Room | First | 13.1x9.1 |
| Office | First | 11.5x10.2 |
| Laundry | First | 14.1x6 |
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-08-25
- Original list price
- $429,000
- Occupant type
- Owner
- Special conditions
- Short Sale
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-08-25
- Tax legal description
- RUBY LAKE PHASE TWO PB 106 PG 10 LOT 53
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Highway 17, turn east onto E Eagle Avenue. Continue onto Eagle Lake Loop Road and then Eloise Loop Road. Turn left onto W Lake Ruby Drive, then right onto N Lake Ruby Drive. Continue straight onto Ruby Lake Drive and enter the gated Ruby Lake community. Turn right onto Ruby Lake Lane/Ruby Lake Loop, then left to remain on Ruby Lake Loop. The property will be on the right.
Property sale history
Public records344 RUBY LAKE LOOP, WINTER HAVEN 33884
- Nov 2024$405,000
- Jul 2024$290,000
2,215 sq ft · Built 1998 · 0.2390 acres
Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 23, 2026 at 10:16 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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