
$214,000
10337 176th StreetSummerfield, FL 34491
Listing updated: October 30, 2026 at 12:26 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. NEW 2025 ROOF! Beautiful 3-bedroom, 2-bath Dogwood model situated on a spacious quarter-acre corner lot in the desirable gated 55+ community of Spruce Creek South. This move-in-ready home features a popular split-bedroom floor plan with a bright, open living and dining area and an updated kitchen with granite countertops and stainless-steel appliances. The spacious primary suite offers direct access to the screened outdoor living area, while the large, enclosed lanai and screened porch provide plenty of space to relax or entertain. The oversized corner lot offers additional possibilities for outdoor living, gardening, or a fenced area. A two-car garage with utility sink provides added convenience and storage. Spruce Creek South offers an active Florida lifestyle with 24/7 gated entry, an 18-hole golf course, clubhouse, fitness center, pool and spa, pickle ball, tennis, bocce, softball, social clubs, RV/boat storage and more. Enjoy the convenience of legal golf-cart access across US-441/27 to nearby shopping, dining, medical offices and everyday essentials, plus easy access to The Villages. Move-in ready, and ideally located—come enjoy everything Spruce Creek South has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history68 days on market
- Status: ActiveAug 23, 2026
- Listed$240,000Aug 23, 2026
- Price reduced$214,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
- Floor PlanPDFView / Download ↓
- Spruce Creek South Community MapPDFView / Download ↓
- AmendmentPDFView / Download ↓
- ARB GuidelinesPDFView / Download ↓
- HOAPDFView / Download ↓
- Certification FormPDFView / Download ↓
- ApplicationPDFView / Download ↓
- Offer GuidelinesPDFView / Download ↓
- New AttachmentPDFView / Download ↓
- New AttachmentPDFView / Download ↓
- DisclosuresPDFView / Download ↓
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 68
- Subdivision
- Spruce Creek South 03
- County
- Marion
- Year built
- 1990
- Living area
- 1,526 sq ft
- Price/sq ft
- $140
- Building area
- 2,435 sq ft (Public Records)
- Lot size
- 10,890 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $1,439 (2025)
- Parcel #
- 6003-013-006
- Zoning
- R1
- MLS #
- O6435892
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $176 / Monthly
- Monthly HOA
- $176/mo
- Total monthly fees
- $176/mo
- Total annual fees
- $2,112
- HOA name
- Spruce Creek S/ Tracy Brown
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to Confirm With HOA
- Approval process
- Buyer to Confirm With HOA/HOA must approve
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Living Room | ||
| Primary Bedroom | ||
| Bedroom 2 | ||
| Bedroom 3 |
Listing Details
- Listing date
- 2026-08-23
- On market date
- 2026-08-23
- Original list price
- $240,000
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-23
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK M LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on 441 to Spruce Creek South. Make a right proceed through gate and approximately a mile down on the left you will see the home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 30, 2026 at 12:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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