10337 176th Street, FL
Stellar MLS
1 / 1

$214,000

10337 176th StreetSummerfield, FL 34491

Listing updated: October 30, 2026 at 12:26 PM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Christine Landrau · MLS #O6435892 · Active · 855-299-7653
3
Beds
2
Baths
1,526
Sq Ft
0.25
Acres
1990
Built
◆55+ community◆$140/sqft◆360° tour
Single Family Residence

Property type

1990

Year built

10,890 sqft

Lot size

$140

Price / sq ft

$176/mo

HOA dues

68

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. NEW 2025 ROOF! Beautiful 3-bedroom, 2-bath Dogwood model situated on a spacious quarter-acre corner lot in the desirable gated 55+ community of Spruce Creek South. This move-in-ready home features a popular split-bedroom floor plan with a bright, open living and dining area and an updated kitchen with granite countertops and stainless-steel appliances. The spacious primary suite offers direct access to the screened outdoor living area, while the large, enclosed lanai and screened porch provide plenty of space to relax or entertain. The oversized corner lot offers additional possibilities for outdoor living, gardening, or a fenced area. A two-car garage with utility sink provides added convenience and storage. Spruce Creek South offers an active Florida lifestyle with 24/7 gated entry, an 18-hole golf course, clubhouse, fitness center, pool and spa, pickle ball, tennis, bocce, softball, social clubs, RV/boat storage and more. Enjoy the convenience of legal golf-cart access across US-441/27 to nearby shopping, dining, medical offices and everyday essentials, plus easy access to The Villages. Move-in ready, and ideally located—come enjoy everything Spruce Creek South has to offer!

Estimated monthly payment

Principal & interest$1,082
Property taxes$120
Home insurance (est.)$98
HOA dues$176

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history68 days on market

  1. Status: Active
    Aug 23, 2026
  2. Listed$240,000
    Aug 23, 2026
  3. Price reduced$214,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
68
Subdivision
Spruce Creek South 03
County
Marion
Year built
1990
Living area
1,526 sq ft
Price/sq ft
$140
Building area
2,435 sq ft (Public Records)
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Annual taxes
$1,439 (2025)
Parcel #
6003-013-006
Zoning
R1
MLS #
O6435892

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$176 / Monthly
Monthly HOA
$176/mo
Total monthly fees
$176/mo
Total annual fees
$2,112
HOA name
Spruce Creek S/ Tracy Brown
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to Confirm With HOA
Approval process
Buyer to Confirm With HOA/HOA must approve

Exterior & Construction

Exterior features
Rain Gutters, Sidewalk
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Kitchen
Living Room
Primary Bedroom
Bedroom 2
Bedroom 3

Listing Details

Listing date
2026-08-23
On market date
2026-08-23
Original list price
$240,000
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Orlando Regional
Status changed
2026-08-23
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK M LOT 6

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on 441 to Spruce Creek South. Make a right proceed through gate and approximately a mile down on the left you will see the home.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 30, 2026 at 12:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA