
$231,900
17649 102nd CircleSummerfield, FL 34491
Listing updated: November 10, 2026 at 3:39 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Welcome home to paradise! This highly sought-after Chestnut II model is located in the premier gated 55+ community of Spruce Creek South in Summerfield, FL. ROOF IS 2022, H.V.A.C. IS 2015 H.W.H. IS A 2021! Meticulously maintained and offered partially furnished with pots, dishes & utensils included; as seen in the photographs. This home features 2 bedrooms, 2 bathrooms, a 2-car garage, an attached golf cart garage, a versatile Florida room, and an additional enclosed rear patio porch. It is the absolute perfect marriage of efficient design, spatial volume, and convenience. The Interior & Architectural Layout • The True Split-Bedroom Privacy Configuration: Unlike traditional layouts where bedrooms share a common corridor, this model places the sleeping quarters on completely opposite wings of the residence. • Primary Suite Sanctuary: Positioned securely as a quiet retreat, featuring an expansive private en-suite bathroom and a deep walk-in closet. • Independent Guest Wing: Located on the reverse side of the home, the secondary bedroom serves as a private oasis for overnight visitors or a premium home office, uniquely boasting its own walk-in closet and immediate access to the secondary full bathroom. • Versatile Sunroom Additions: Sliding glass doors lead from the main living area into a beautiful Florida Room, which flows seamlessly into a secondary enclosed rear porch, offering dual zones for quiet morning coffee or evening entertainment. Premium Community Perks & Structural Features • Pet-Friendly Flexibility: For your peace of mind and the comfort of your furry companions, this community uniquely permits standard 4-foot chain-link fencing directly behind your home. • Unbeatable Financial Advantage: Enjoy ultimate peace of mind knowing this community carries no bond or CDD assessments, making it a massive financial bonus for savvy, budget-conscious buyers. The Ultimate Golf Cart Lifestyle & Location At Spruce Creek South, your golf cart is your primary key to everyday convenience. Residents enjoy unprecedented multi-point access to neighborhood luxuries and commercial corridors: • Internal Resort Amenities: Just minutes from your front door, the spectacular community clubhouse features a fully equipped fitness center, his-and-hers separate saunas, and indoor separate showers. Step outside to enjoy the pool, hot tub, outdoor shower facilities, and an immaculate 18-hole golf course complete with a pro shop and a full-service restaurant with entertainment. All clubhouse and fitness amenities are fully covered under the low POA dues at no extra charge so is your trash pick-up. • The Spruce Plaza Residential Gate: Use the dedicated residential back gate to ride your golf cart directly into Spruce Plaza & Within moments, you have instant access to multiple restaurants, drugstores, dental and medical centers, urgent care facilities, specialized salons, day spas, and the newer Planet Fitness. THE GARAGE HAS A CHARGING PORT AS SHOWN IN PICTURES. • The Villages & Highway 441 Corridor: Take advantage of the legally designated, golf-cart-friendly crossing at US-441, putting endless retail, banking, and dining options right at your fingertips. Best of all, you are situated just a few short miles from the famous town squares of The Villages enjoy daily free live music, shopping, and entertainment. Please enjoy the professional pictures & slide show & call today for your virtual or in person tour.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 9, 2026
- Listed$231,900Nov 9, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Spruce Creek South 03
- County
- Marion
- Year built
- 1990
- Living area
- 1,296 sq ft
- Price/sq ft
- $179
- Building area
- 2,194 sq ft (Public Records)
- Lot size
- 13,504 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Annual taxes
- $3,784 (2025)
- Parcel #
- 6003-015-006
- Zoning
- R1
- MLS #
- G5120017
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Concrete, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), L Dining
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Attached garage
- Yes
- Parking features
- Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Golf Cart Garage, Ground Level, Guest
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Diane Suchy
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- ADHERE TO THE DEED RESTRICIONS
- Approval process
- CONTACT THE OFFICE MANAGER
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20.4x15.4 |
| Dining Room | First | 11x10 |
| Kitchen | First | |
| Primary Bedroom | First | 15x14.8 |
| Bedroom 2 | First | 14.8x12 |
| Florida Room | First | 15x10 |
| Balcony/Porch/Lanai | First | 14x10 |
Listing Details
- Listing date
- 2026-10-30
- On market date
- 2026-11-09
- Original list price
- $231,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-11-09
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 144 SPRUCE CREEK SOUTH III BLK O LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
1. Head north on US-27 N / US-441 N toward the community entrance. (Drive for about 0.8 miles) 2. Turn right onto SE 176th St (also known as Southeast 176th Street). (Drive for about 0.4 miles) 3. Turn left onto SE 102nd Cir (Southeast 102nd Circle). (Drive for about 0.6 miles) 4. Follow the circle around until you reach your destination at 17649 SE 102nd Cir. Note: As you turn onto SE 176th St and enter the community, keep in mind these are private or restricted-access roads, so you may need a gate code or resident pass.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 10, 2026 at 3:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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