
$385,000
1565 Colding Drive
Ruskin, FL 33570
Listing updated: August 31, 2026 at 2:44 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Tucked inside Ruskin's sought-after Spencer Creek community, 1565 Colding Drive offers the kind of flexible, comfortable living that growing families and remote workers have been searching for in the Tampa Bay area. This spacious 4 bedroom plus office home backs to a peaceful pond view, giving the backyard a serene, open feel that makes outdoor living that much more enjoyable. Inside, the thoughtfully designed floor plan connects the main living and dining areas to the kitchen in a natural, easy flow perfect for everyday life and entertaining. The primary suite offers a private retreat with an en-suite bathroom and generous closet space, while three additional bedrooms and a dedicated office provide flexibility for whatever your lifestyle demands. Spencer Creek residents enjoy access to a clubhouse, pool, dog park, playground, and basketball court, making this a community that truly has something for everyone. Situated in the rapidly growing South Shore corridor with convenient access to US-41, US-301, and I-75, you are minutes from Apollo Beach, E.G. Simmons Regional Park, waterfront dining, shopping, and everyday conveniences, with an easy commute to Downtown Tampa, Brandon, and Riverview. Space, community, and location all in one. Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 31, 2026
- Listed$385,000Aug 31, 2026
- Price increased$385,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 36
- Subdivision
- Spencer Crk Ph 2
- County
- Hillsborough
- Year built
- 2021
- Living area
- 2,439 sq ft
- Price/sq ft
- $158
- Lot size
- 7,606 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0658J)
- Garage
- 3 spaces
- Annual taxes
- $9,904 (2025)
- Parcel #
- U-16-32-19-C3U-000000-00269.0
- Zoning
- PD
- MLS #
- TB8540878
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Laminate
- Appliances
- Dishwasher, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $1,300 / Annually
- Monthly HOA
- $108/mo
- Total monthly fees
- $121/mo
- Total annual fees
- $1,450
- HOA name
- Spencer Creek Community Association / Linda
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please confirm with HOA
- Approval process
- Please confirm with HOA
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-08-26
- On market date
- 2026-08-31
- Original list price
- $385,000
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-31
- Tax legal description
- SPENCER CREEK PHASE 2 LOT 269
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Just 3 miles from I-75, off exit 240B onto E College Ave/FL-674 toward Ruskin, left on 15th St SE (a bit of a country road), and left again on Colding Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 2:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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