$449,900
1911 Fan Aloe Way
Ruskin, FL 33570
Listing updated: August 19, 2026 at 1:41 PM ET
Listing courtesy of Lpt Realty, Llc · Josh Wright · MLS #TB8536648 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveAug 7, 2026
- Listed$449,900Aug 7, 2026
- Price increased$449,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 12
- Subdivision
- Spencer Crk Ph 2
- County
- Hillsborough
- Year built
- 2022
- Living area
- 3,362 sq ft
- Price/sq ft
- $134
- Building area
- 3,858 sq ft (Public Records)
- Lot size
- 11,080 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $10,105 (2025)
- Parcel #
- U-16-32-19-C3U-000000-00235.0
- Zoning
- PD
- MLS #
- TB8536648
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Interior Details
- Bedrooms
- 6
- Full bathrooms
- 3
- Flooring
- Carpet, Hardwood, Tile, Travertine
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street
HOA & Financial
- HOA fee
- $20 / Annually
- Monthly HOA
- $2/mo
- Total monthly fees
- $2/mo
- Total annual fees
- $20
- HOA name
- Home River Group
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- A copy of all Lease Agreements shall be provided to the Association. No home may be leased more than two (2) times in any calendar year. BUYER TO CONFIRM LEASE RESTRICTIONS WITH HOA
- Approval process
- BUYER TO CONFIRM LEASE APPROVAL PROCESS WITH HOA
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x18 |
| Kitchen | First | 22x16 |
| Primary Bedroom | First | 14x18 |
| Bedroom 1 | First | 14x11 |
| Bedroom 2 | First | 13x10 |
| Bedroom 3 | Second | 15x11 |
| Bedroom 4 | Second | 14x12 |
| Bedroom 5 | Second | 19x11 |
| Loft | Second | 21x24 |
| Dining Room | First | 10x18 |
| Workshop | Second | 13x10 |
Listing Details
- Listing date
- 2026-08-06
- On market date
- 2026-08-07
- Original list price
- $449,900
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-07
- Tax legal description
- SPENCER CREEK PHASE 2 LOT 235
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I75, take Exit 240B for SR 674 W / College Ave toward Ruskin. Head west on College Ave, then turn left onto 15th St SE. Turn left onto Golden Glow Dr to enter Spencer Creek, then continue to Fan Aloe Way. Home is on the corner lot at 1911 Fan Aloe Way.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 19, 2026 at 1:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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