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$662,000

10617 95th TerraceBelleview, FL 34420

Listing updated: October 13, 2026 at 3:03 PM ET

Active

Listing courtesy of The Real Estate Collection Llc · Erin Collins · MLS #O6435301 · Active · 407-656-7814

Beds

Baths

2,566

Sq Ft

4.97

Acres

1972

Built

◆Waterfront◆Water access◆4.97 acres◆$258/sqft

Single Family Residence

Property type

1972

Year built

216,493 sqft

Lot size

$258

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

A,X

Flood zone

About this home

Nestled on 4.97 acres overlooking beautiful Smith Lake in Belleview, this waterfront 3-bed, 2-bath home offers an exceptional opportunity to create your own lakeside retreat. Electrical panel & exterior meter panel replaced Sept. 2026. Outside, you’ll find a detached two-car garage with workshop, carport, storage shed, and an additional outbuilding with power, water, toilet, and shower, offering flexible spaces for hobbies, equipment, recreational vehicles, storage, or future projects. Inside, the home features a large living room, formal dining area, family room, and spacious kitchen with abundant cabinetry, plus a casual dining area. A spacious laundry room with utility sink, storage, and counter space adds convenience, with access from inside the home and from the large front patio. The generously sized primary suite includes multiple closets, a walk-in closet, a separate dressing area with vanity, walk-in shower, and step-down sunken tub. The patio off the primary bathroom offers a peaceful spot to enjoy morning sunrises and views of the property and lake. Outdoor living continues with an expansive back patio for relaxing and entertaining, plus a separate patio off the kitchen dining area. With its expansive grounds, beautiful lake setting, water frontage, and versatile spaces, this unique Smith Lake property offers endless possibilities to make it your own.

Estimated monthly payment

Principal & interest$3,347

Property taxes$198

Home insurance (est.)$303

Down payment

20%

$132,400 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history50 days on market

Status: Active
Aug 25, 2026
Listed$662,000
Aug 24, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 50
Subdivision: Smith Lake Estates
County: Marion
Year built: 1972
Living area: 2,566 sq ft
Price/sq ft: $258
Building area: 5,019 sq ft (Public Records)
Lot size: 216,493 sq ft
Lot category: 2 to less than 5
Flood zone: A,X (12083C0755D)
Garage: 2 spaces
Annual taxes: $2,370 (2025)
Parcel #: 37839-000-00
Zoning: R1
MLS #: O6435301

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No
Parking features: Covered, Driveway, Garage Door Opener, Garage Faces Side, Workshop in Garage
Carport: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Storage
Construction materials: Block, Concrete, Stucco
Roof: Shingle
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Cable Available, Electricity Connected, Sprinkler Well

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	21.2x17
Bedroom 1	First	11.1x13.1
Bedroom 2	First	9.7x11.7
Family Room	First	13.1x13.3
Living Room	First	21.3x24.5
Dining Room	First	10x16
Laundry	First	13.3x11.2
Kitchen	First	21.2x12.9

Listing Details

Listing date: 2026-08-24
On market date: 2026-08-24
Original list price: $662,000
Occupant type: Vacant
MLS area: 34420 - Belleview
Listing AOR: Orlando Regional
Status changed: 2026-08-25
Tax legal description: SEC 27 TWP 16 RGE 23 COM AT THE SW COR OF GOVT LOT 3 TH N 1450.20 FT TH E 481 FT TH N 06-12-00 W 500 FT FOR A POB TH CONT N 06-12-00 W 200 FT TH E TO THE WATERS OF SMITH LAKE TH SWLY ALONG AND WITH THE WATERS OF SMITH LAKE TO A POINT E OF THE POB TH W TO THE POB EXC THE WLY 20 FT THEREOF WHICH IS PART OF THE FOLLOWING DESCRIBED PROPERTY INTENDED AS A PUBLIC THOROUGHFARE TOWIT: BEG AT A POINT 1450.20 FT N AND 481 FT E FROM THE SW COR OF GOVT LOT 3 TH E 20 FT TH N 06-12-00 W TO THE S BDY OF THE OC ALA-CANDLER ROAD TH S 61-44-00 W ALONG THE S BDY OF SAID ROAD TO A POINT THAT IS N 06-12-00 W 1350.50 FT FROM THE POB TH S 06-12-00 E 1350.50 FT TO THE POB

Flood risk

High riskFEMA Zone A,XPanel 12083C0755D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-301 N, turn right onto SE 132nd St Rd. Continue onto SE 92nd Loop, then turn right onto SE 110th St Rd. Turn right onto SE 95th Ter. The house will be on the left, with a gate.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 3:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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