$880,000
1019 Lake Eloise Terrace
Winter Haven, FL 33884
Listing updated: September 9, 2026 at 11:07 AM ET
Listing courtesy of Hogan & Associates Real Estate Firm · Ashley Adams · MLS #B4902326 · Active · 863-207-3043Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Major Price Reduction .....Welcome to an exceptional and truly distinctive lakefront estate with a private pool, defined by architectural artistry, refined character, and timeless Spanish-Mediterranean elegance. This 2-bedroom, 3-bath residence offers more than 3,700 square feet under roof, providing expansive, thoughtfully designed interiors ideal for both entertaining and serene everyday living. From the moment you enter, you are welcomed by an atmosphere of bespoke craftsmanship and enduring design. Exquisite brick archways, rich warm wood detailing, and three elegant wood-burning fireplaces establish a setting that is both inviting and unmistakably unique. The kitchen continues this elevated architectural story, showcasing custom extensive cabinetry, stone countertops, premium stainless steel appliances, and a dramatic brick-arched passage that serves as a striking focal point. Thoughtfully designed to capture the essence of the Florida lifestyle, the home opens to a private resort-style swimming pool set against a peaceful lakefront backdrop, creating an extraordinary environment for relaxation, refined entertaining, and sweeping waterfront views. Seamless indoor-outdoor transitions enhance the sense of openness throughout, making the residence equally suited as a distinguished full-time home or an exclusive private lakefront retreat. With its authentic Spanish-Mediterranean influence, handcrafted brick detailing, multiple fireplaces, resort-style pool, and premier waterfront location, a rare opportunity to own a residence of true individuality and lasting appeal—one that cannot be replicated. Schedule your private showing and experience the elegance and exclusivity of this remarkable lakefront offering.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history27 days on market
- Status: ActiveAug 13, 2026
- Listed$1,100,000Aug 13, 2026
- Price reduced$880,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 27
- Subdivision
- Lake Eloise Sub
- County
- Polk
- Year built
- 1974
- Living area
- 2,768 sq ft
- Price/sq ft
- $318
- Building area
- 3,728 sq ft (Public Records)
- Lot size
- 16,326 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0530G)
- Pool
- Private pool
- Annual taxes
- $2,904 (2025)
- Parcel #
- 26-29-04-664000-000053
- MLS #
- B4902326
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 3
- Flooring
- Carpet, Tile, Wood
- Appliances
- Bar Fridge, Dishwasher, Disposal, Microwave, Refrigerator, Wine Refrigerator
- Interior features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Dry Bar, Eat-in Kitchen, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Washer Hookup
- Stories / Levels
- Multi/Split
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Driveway, Garage Faces Side
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Entrance
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Block
- Pool
- Private pool
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 30x10 |
| Bedroom 2 | Upper | 21x12 |
| Kitchen | First | 26x13 |
| Dining Room | First | 14x12 |
| Living Room | First | 31x13 |
| Great Room | First | 24x13 |
| Balcony/Porch/Lanai | Second | 50x42 |
Listing Details
- Listing date
- 2026-08-13
- On market date
- 2026-08-13
- Original list price
- $1,100,000
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Bartow
- Status changed
- 2026-08-13
- Tax legal description
- LAKE ELOISE SUB PB 3 PG 57 LOT 5 THAT PT DESC AS N 60.4 FT OF S 138.6 FT LESS W 1091 FT
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
W Lake Eloise Drive turn left onto W Lake Eloise Terr. home is on left.
More homes like this
$865,000
2510 Cypress Gardens Blvd
Winter Haven, FL 33884
5 bd · 3 ba · 3,482 sqft
Eloise Woods West Lake Florence
MLS ID #O6437789, BEYCOME OF FLORIDA LLC.
Listing provided by Stellar MLS
$879,000
4050 Palma Ceia Cir
Winter Haven, FL 33884
3 bd · 4 ba · 2,820 sqft
Cypresswood Palma Ceia
MLS ID #O6420265, KELLER WILLIAMS ADVANTAGE III.
Listing provided by Stellar MLS
$565,000
6261 Pinehurst Loop
Winter Haven, FL 33884
3 bd · 2 ba · 2,512 sqft
Lake Ashton West Ph Ii North
MLS ID #L4959857, LOCKHART & ASSOCIATES INC.
Listing provided by Stellar MLS
$539,900
4231 Coconut Dr
Lake Wales, FL 33859
3 bd · 3 ba · 2,338 sqft
Lake Ashton Golf Club Ph Iv
MLS ID #TB8536238, CHARLES RUTENBERG REALTY INC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 9, 2026 at 11:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA