$380,000
3922 Cedar Hammock Trail
St Cloud, FL 34772
Listing updated: June 29, 2026 at 1:34 PM ET
Listing courtesy of Mainframe Real Estate · Carla Trine · MLS #O6417320 · Active · 407-513-4257Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome home to 3922 Cedar Hammock Trail, nestled in the lovely Stevens Plantation community. From the moment you arrive, you will appreciate the home's inviting curb appeal, highlighted by mature landscaping, a welcoming entry, and a side-facing garage that creates an attractive streetscape while providing an extended driveway for additional parking. Inside, a bright and spacious open floor plan is filled with natural light and offers flexible living spaces designed for both everyday comfort and entertaining. The expansive living area seamlessly connects to the formal dining space and well-appointed kitchen, creating the perfect gathering place for family and friends. The kitchen features 42-inch cherry cabinetry, granite countertops, stainless steel appliances, a breakfast bar ideal for casual conversations while meals are being prepared, and a separate breakfast nook. French doors from the nook lead to the large, fully fenced backyard, offering plenty of room for outdoor entertaining, pets, play, or future garden projects. The thoughtfully designed split-bedroom floor plan provides privacy for everyone. Two generously sized secondary bedrooms and a full hall bathroom are located just off the entry, while the private primary suite overlooks the backyard through large windows and features a spacious en-suite bathroom and a walk-in closet. Additional conveniences include an indoor laundry room located just off the garage, creating the perfect drop zone for bags, shoes, and everyday essentials as you enter the home. Offered as-is for the seller's convenience, this home combines major system updates with the opportunity to add your own finishing touches. With a new roof (2024), HVAC (2023), and fresh interior paint (2025) already completed, simple cosmetic enhancements like updated flooring in the living areas and exterior paint could make this property truly shine. Residents of Stevens Plantation enjoy peaceful surroundings, tree-lined streets, and community amenities, including swimming pools and recreational areas. Conveniently located just minutes from Florida's Turnpike, commuting is a breeze, while shopping, dining, and everyday conveniences are all within a short drive. This move-in-ready home combines comfort, functionality, and an ideal location—everything you've been looking for in your next home.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 29, 2026
- Listed$380,000Jun 29, 2026
- Price increased$380,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Stevens Plantation
- County
- Osceola
- Year built
- 2007
- Living area
- 1,895 sq ft
- Price/sq ft
- $201
- Building area
- 2,504 sq ft (Public Records)
- Lot size
- 9,670 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Annual taxes
- $9,721 (2025)
- Parcel #
- 15-26-30-0700-0001-1550
- Zoning
- SPUD
- MLS #
- O6417320
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Faces Side
HOA & Financial
- HOA fee
- $215 / Quarterly
- Monthly HOA
- $72/mo
- Total monthly fees
- $72/mo
- Total annual fees
- $860
- HOA name
- Kayla Govan
- CDD
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please confirm with HOA and city/county guidelines
Exterior & Construction
- Exterior features
- French Doors, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x23 |
| Dining Room | First | 14x15 |
| Kitchen | First | 12x15 |
| Dinette | First | 9x15 |
| Primary Bedroom | First | 14x15 |
| Bedroom 2 | First | 10x12 |
| Bedroom 3 | First | 10x12 |
Listing Details
- Listing date
- 2026-06-09
- On market date
- 2026-06-29
- Original list price
- $380,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-29
- Tax legal description
- STEVENS PLANTATION PB 16 PGS 34-41 LOT 155
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Florida's Turnpike, Head north, Keep right, follow signs for St Cloud and merge onto US-192 E/US-441 S, Turn right onto Budinger Ave, Turn left onto Nolte Rd, Turn right at the 1st cross street onto Burberry Pl/Cedar Hammock Trail, Turn left onto Cedar Hammock Trail, house will be on the left hand side
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 29, 2026 at 1:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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