440 Palm Island, FL440 Palm Island, FL
Stellar MLS
1 / 2

$1,425,000

440 Palm IslandClearwater Beach, FL 33767

Listing updated: November 5, 2026 at 7:48 PM ET

Active
Stellar MLSListing courtesy of Ez Choice Realty · Stephanie Hartmann Chaconas · MLS #TB8533361 · Active · 813-653-9676
3
Beds
3
Baths
2,228
Sq Ft
0.19
Acres
1967
Built
◆Waterfront◆Water access◆$640/sqft◆360° tour
Single Family Residence

Property type

1967

Year built

8,377 sqft

Lot size

$640

Price / sq ft

No HOA

HOA dues

84

Days on market

2

Garage spaces

AE

Flood zone

About this home

EXCEPTIONAL WATERFRONT OPPORTUNITY in Island Estates of Clearwater Beach, a highly desirable self-contained community. DEEP WATER, BOAT LIFT,10ft CEILINGS, featuring an exceptional blend of luxury and functionality. This 3-bedroom, 2.5-bathroom block home offers over 2,200 sq ft of living space, including a bonus office. Boasting a chef-inspired kitchen with Wolf induction cooktop and Subzero refrigerator, spa-like renovated bathrooms, and custom double closets in the master suite. Entertain effortlessly with spacious living and dining areas, 10ft ceilings, Travertine flooring, and seamless indoor-outdoor flow to the patio with an expansive 12x38 dock. Additional highlights include Plantation shutters throughout, Emtek hardware, epoxy-finished garage floor, 13k-lb boat lift with new bunkers. The property is thoughtfully designed for future expansion with the potential for a second story. Per the seller, the home is pre-engineered for a second story with LVL Beams (laminated veneer lumber beams) 16” on center. the Roofs (2021/2017) and AC (2018) are in excellent condition. This move-in-ready HOME WELCOMES YOU WITH IMMEDIATE WATER VIEWS. designed for entertaining, featuring a large 37x19 living/dining area with French doors to the patio and to the master bedroom The home is perfect for entertaining with spacious bedrooms. (SELLER WILL GIVE AN ALLOWANCE FOR A POOL AT CLOSING WITH ACCEPTABLE OFFER). Island Estates offers everything you need nearby, including grocery stores, gas stations, restaurants, UPS, and the Marine Aquarium. Enjoy the Jolley Trolley, bike ride or walk to the Beach, Clearwater Beach is consistently rated as a top beach for its soft white sands. Schedule your private showing today—a straight drive to Tampa International Airport.

Estimated monthly payment

Principal & interest$7,206
Property taxes$1,510
Home insurance (est.)$653

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history84 days on market

  1. Status: Active
    Aug 26, 2026
  2. Listed$1,425,000
    Jul 28, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
84
Subdivision
Island Estates Of Clearwater Unit 6-A
County
Pinellas
Year built
1967
Living area
2,228 sq ft
Price/sq ft
$640
Lot size
8,377 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$18,116 (2025)
Parcel #
05-29-15-43416-000-0300
MLS #
TB8533361

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Travertine
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage, Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
contact city of clearwater for all questions pertaining to leasing

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Recycled, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst37x19
KitchenFirst12x12
Primary BedroomFirst16x15

Listing Details

Listing date
2026-07-28
On market date
2026-07-28
Original list price
$1,425,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-08-26
Tax legal description
ISLAND ESTATES OF CLEARWATER UNIT 6-A LOT 30

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

west on memorial causeway to north on island way to east on Palm Island SE

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 5, 2026 at 7:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA