$435,000
881 Seneca TrailSt Cloud, FL 34772
Listing updated: October 8, 2026 at 1:09 PM ET
Listing courtesy of Vista Realty Investment · Tuan Nguyen · MLS #O6422860 · Active · 407-895-5757Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
A very Nice 4 bedrooms/3 bathrooms/2 car garage located in Indian Lakes Subdivision in Saint Cloud. House just has freshly new interior, exterior, and outside patio floor, garage floor paint, large screen enclosed patio, stainless steel appliances, granite countertop, & tile throughout interior floor. Community Amenities included swimming pool, tennis court, playground, and great sidewalk for walking. Home is ready to move in. Call to schedule for a tour. Price is just reduced 20K.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history93 days on market
- Status: ActiveJul 7, 2026
- Listed$455,000Jul 7, 2026
- Price reduced$435,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 93
- Subdivision
- Indian Lakes Ph 7
- County
- Osceola
- Year built
- 2007
- Living area
- 2,250 sq ft
- Price/sq ft
- $193
- Building area
- 2,925 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Annual taxes
- $6,279 (2025)
- Parcel #
- 14-26-30-0063-0001-3410
- Zoning
- SR1B
- MLS #
- O6422860
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $468 / Semi-Annually
- Monthly HOA
- $78/mo
- Total monthly fees
- $78/mo
- Total annual fees
- $936
- HOA name
- Kayla Smith, Community Association Manager
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please verify with HOA for any lease restriction.
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 1 | First | 11x11 |
| Bedroom 2 | First | 11x11 |
| Bedroom 3 | First | 11x11 |
| Primary Bedroom | First | 12x26 |
| Great Room | First | 14x20 |
| Living Room | First | 13x23 |
| Kitchen | First | 9x10 |
Listing Details
- Listing date
- 2026-07-07
- On market date
- 2026-07-07
- Original list price
- $455,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-07
- Tax legal description
- INDIAN LAKES PH 7 PB 18 PG 183-184 LOT 341
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on Fl turnpike exit 240, turn left on Clay Whaley Rd, turn right Old Canoe Creek Rd, turn left on Settlers Trl, turn right on Old creek Rd, turn left on Indian Lakes Blvd, turn left on Seneca Trl, house is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 8, 2026 at 1:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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