3614 Plymouth Drive, FL3614 Plymouth Drive, FL3614 Plymouth Drive, FL
Stellar MLS
1 / 57

$320,000

3614 Plymouth Drive

Winter Haven, FL 33884

Listing updated: June 22, 2026 at 4:25 PM ET

Active
Stellar MLSListing courtesy of Lpt Realty Llc · Andrew Duncan · MLS #TB8522011 · Active · 813-359-8990
3
Beds
2
Baths
2,109
Sq Ft
0.19
Acres
2006
Built
Waterfront55+ community$152/sqft
Single Family Residence

Property type

2006

Year built

8,224 sqft

Lot size

$152

Price / sq ft

$504/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Perfectly situated on a premium pond-front homesite in the sought-after 55+ gated community of Traditions at Lake Ruby, this beautifully maintained residence offers the ideal blend of comfort, space, and carefree Florida living. With 3 bedrooms, 2 bathrooms, and 2,109 square feet of thoughtfully designed living space, the open split-bedroom floor plan is perfect for both everyday living and entertaining. From the moment you arrive, the paver driveway, carriage-style lighting, manicured landscaping, and covered entry create impressive curb appeal. Inside, soaring ceilings and solid-surface flooring enhance the bright, open feel of the home. The spacious kitchen overlooks the family room and features 42-inch maple cabinetry with decorative rain-glass accents, Corian countertops, a breakfast bar, closet pantry, and a charming dining nook. Designed for gathering, the expansive family room is framed by triple sliding glass doors that showcase tranquil pond views and seamlessly connect to the oversized Florida room. Whether you're hosting friends or enjoying a quiet morning coffee, this inviting space provides the perfect backdrop, complete with views of the soothing waterfront fountain. The generously sized primary suite is a true retreat, offering its own waterfront sitting area, direct access to the Florida room, dual walk-in closets, and a spacious en-suite bath featuring a comfort-height double vanity, garden tub, seated walk-in shower, linen closet, and private water closet. Two additional bedrooms provide flexibility for guests, hobbies, or a home office, while the interior utility room includes a washer, dryer, and utility sink for added convenience. Additional highlights include a 2021 roof, 2024 HVAC system, 2018 water heater, gutters, security system, and a two-car garage with an additional refrigerator. Life at Traditions at Lake Ruby feels like a year-round vacation. Residents enjoy an impressive collection of resort-style amenities, including a lakefront clubhouse, heated pool and spa, fitness center, ballroom, library, billiards room, craft and meeting rooms, tennis courts, pickleball courts, bocce ball, basketball, shuffleboard, dog park, private dock, boat ramp, and a full calendar of social activities. The HOA provides exceptional value with lawn maintenance, exterior house painting, cable, internet, and full access to community amenities included. Conveniently located near shopping, dining, medical facilities, major highways, and LEGOLAND, this waterfront gem offers the perfect opportunity to enjoy an active, low-maintenance lifestyle in one of Central Florida’s most desirable 55+ communities.***FREE 1/0 Rate Buydown when using the seller's preferred lender!***

Local Insight

At $152/sqft in a 55+ active-adult community with direct waterfront access and no flood risk, this 2006 home offers solid value for retirees or remote workers prioritizing lakefront lifestyle over appreciation upside—though the $504 monthly HOA is a meaningful fixed cost to factor against the price. The Traditions development in Winter Haven gives you that Chain of Lakes fishing and boating culture at 60-70% less than you'd pay across the county line in Orange County, but you're locked into age-restricted community rules and the property's 2,100 sqft on a tight 0.19-acre lot leaves little room for expansion or privacy.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,618
Property taxes$180
Home insurance (est.)$147
HOA dues$504

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$320,000
    Jun 22, 2026
  3. Price increased$320,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Cumulative DOM
282
Subdivision
Traditions Ph 01
County
Polk
Year built
2006
Living area
2,109 sq ft
Price/sq ft
$152
Building area
2,906 sq ft (Public Records)
Lot size
8,224 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$2,165 (2025)
Parcel #
26-29-13-687552-000110
MLS #
TB8522011

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$504 / Monthly
Monthly HOA
$504/mo
Total monthly fees
$504/mo
Total annual fees
$6,048
HOA name
LELAND MANAGEMENT
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
***Buyer responsible for verifying any and all lease restrictions.
Approval process
***Buyer responsible for verifying any and all approval process.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available

Community

Pets allowed
Yes
Senior community
Yes

Schools

ElementaryChain O Lakes ElemGreatSchools ↗
High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15x14
KitchenFirst11x19
Primary BedroomFirst26x15

Listing Details

Listing date
2026-06-22
On market date
2026-06-22
Original list price
$320,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Suncoast Tampa
Status changed
2026-06-22
Tax legal description
TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 11

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-4 E and FL-570 E to FL-540 E/Winter Lake Rd in Polk County. Take exit 14 from FL-570 E. Continue on FL-540 E/Winter Lake Rd. Take Co Rd 655 and Eloise Loop Rd to Plymouth Dr in Winter Haven. Destination will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 4:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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