4130 Bedford Avenue, FL
Stellar MLS

$309,900

4130 Bedford Avenue

Winter Haven, FL 33884

Listing updated: May 24, 2026 at 6:52 AM ET

Active
2
Beds
2
Baths
1,819
Sq Ft
0.12
Acres
2006
Built
Water access55+ community$170/sqft360° tour
Single Family Residence

Property type

2006

Year built

5,140 sqft

Lot size

$170

Price / sq ft

$485/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

WELCOME TO CAREFREE LIVING WITH THIS WELL-MAINTAINED RESIDENCE WITHIN THE DESIRABLE 55+ GATED, LAKEFRONT COMMUNITY AT "TRADITIONS OF RUBY LAKE". This home is MOVE IN READY and is situated withing very close proximity to the clubhouse and Lake Ruby!!! NEW ROOF and NEW HOT WATER HEATER both installed in 2023. With nearly (1,820 Sqft.) of heated and cooled space, this OPEN-CONCEPT SPLIT PLAN with SOARING CEILINGS will not disappoint. There is plenty of room for the chef in the family with your OVERSIZED KITCHEN that has an ABUNDANCE of cabinetry and GRANITE COUNTERTOPS! The kitchen also has 2 windows, giving you a pleasant view along with plenty of extra natural light. Just off the kitchen sits the great room leading into 2 bedrooms and another room (11 x 10) that would be perfect for an office, craft room, or out of town guests. You'll love the (21 x 9) BONUS ROOM that has its own AC and gives you so much extra cooled living space. As if this wasn't enough, the bonus room also overlooks a (21 x 9) SCREENED, PAVERED PATIO for outside grilling or just relaxing. The large primary en-suite has a WALK-IN-SHOWER WITH BUILT-IN BENCH and GLASS SLIDERS, DUAL SINKS, and OVERSIZED WALK-IN-CLOSET. You have direct access to the bonus room from the primary bedroom. Cleaning is a breeze in this home featuring NO CARPET!!! The clubhouse is beautiful and boasts amazing views beyond the pool of 2 lakes (Ruby and Bess). The clubhouse also features an oversized pool and spa, dock, boat ramp, boat slips, tennis courts, pickle ball, basketball, shuffleboard, ball room, billiards, library, craft room, fitness center, dog park and much more! Golf carts are allowed in the community for ease of navigating. Traditions is centrally located in close proximity to medical, shopping, restaurants, 2 major international airports (Tampa/Orlando) and the up and coming airline Avelo in Lakeland, FL. LEGOLAND, FL is just minutes away!

Estimated monthly payment

Principal & interest$1,567
Property taxes$106
Home insurance (est.)$142
HOA dues$485

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 23, 2026
  2. Listed$309,900
    May 23, 2026
  3. Price increased$309,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Traditions Ph 01
County
Polk
Year built
2006
Living area
1,819 sq ft
Price/sq ft
$170
Building area
2,288 sq ft (Public Records)
Lot size
5,140 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$1,268 (2025)
Parcel #
26-29-13-687552-001050
MLS #
L4962090

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$485 / Monthly
Monthly HOA
$485/mo
Total monthly fees
$485/mo
Total annual fees
$5,820
HOA name
Daly Murchison
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please contact HOA for lease restrictions.
Approval process
Check with HOA for further details. Age verification/ photo ID required.

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst14x20
Dining RoomFirst10x9
KitchenFirst15x13
Primary BedroomFirst15x12
Bedroom 2First12x11
OfficeFirst11x10
Bonus RoomFirst21x9
FoyerFirst12x7
LaundryFirst7x6
Balcony/Porch/LanaiFirst21x9

Listing Details

Listing date
2026-05-21
On market date
2026-05-23
Original list price
$309,900
Occupant type
Vacant
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
East Polk
Status changed
2026-05-23
Tax legal description
TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 105

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From HWY 27 turn onto Thompson Nursery Rd. Continue straight until your see Traditions on your right. Turn right and proceed through gate on Traditions Blvd N. At the round-about, turn onto Bedford and property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA