1 / 1

$259,900

4084 Carteret DriveWinter Haven, FL 33884

Listing updated: November 10, 2026 at 12:54 PM ET

Active

Listing courtesy of Keller Williams Realty · Casandra Vann · MLS #L4966379 · Active · 863-577-1234

Beds

Baths

1,519

Sq Ft

0.12

Acres

2005

Built

◆Water access◆55+ community◆$171/sqft

Single Family Residence

Property type

2005

Year built

5,336 sqft

Lot size

$171

Price / sq ft

$476/mo

HOA dues

Days on market

Flood zone

About this home

Welcome to easy living in this gated 55+ community! This well-maintained 2 bedroom, 2 bathroom home with a dedicated office offers a comfortable and functional floor plan. Inside, you'll find laminate flooring throughout the living areas and bedrooms, with tile flooring in the kitchen and bathrooms for easy maintenance. Both bathrooms feature convenient walk-in showers. Major updates include a roof replaced in 2018 and an A/C system replaced in 2018, providing added peace of mind. The garage features a dedicated workshop area, perfect for hobbies, projects, or additional storage. Enjoy Florida living year-round with both a covered, screened-in back porch and an additional screened patio, offering plenty of space to relax or entertain. Residents of this gated community can also enjoy fantastic amenities, including a clubhouse, fitness center, and community swimming pool, perfect for staying active, socializing, or simply relaxing. Whether you're looking for a full-time residence or a seasonal retreat, this home offers comfort, convenience, and the opportunity to enjoy the 55+ community lifestyle!

Estimated monthly payment

Principal & interest$1,314

Property taxes$149

Home insurance (est.)$119

HOA dues$476

Down payment

20%

$51,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Nov 10, 2026
Listed$259,900
Nov 10, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Traditions Ph 01
County: Polk
Year built: 2005
Living area: 1,519 sq ft
Price/sq ft: $171
Building area: 2,063 sq ft (Public Records)
Lot size: 5,336 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0535H)
Annual taxes: $1,788 (2025)
Parcel #: 26-29-13-687552-000490
Zoning: R1
MLS #: L4966379

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

HOA fee: $476 / Monthly
Monthly HOA: $476/mo
Total monthly fees: $635/mo
Total annual fees: $7,620
HOA name: Dulcy Murchison
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyer to verify.
Approval process: Buyer to verify.

Exterior & Construction

Exterior features: Lighting
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available

Community

Pets allowed: Yes
Senior community: Yes

Schools

ElementaryChain O Lakes ElemGreatSchools ↗

MiddleMcLaughlin Academy Of ExcellenceGreatSchools ↗

High SchoolMclaughlin Academy Of ExcellenceGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bathroom 2	First	5x8
Bathroom 1	First	5x11
Foyer	First	6x13
Living Room	First	13x15
Dining Room	First	9x12
Kitchen	First	14x18
Office	First	11x17
Bedroom 2	First	11x11
Primary Bedroom	First	13x15

Listing Details

Listing date: 2026-11-10
On market date: 2026-11-10
Original list price: $259,900
Occupant type: Vacant
MLS area: 33884 - Winter Haven / Cypress Gardens
Listing AOR: Lakeland
Status changed: 2026-11-10
Tax legal description: TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 49

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-27, head south on Thompson Nursery Road. Turn right into the Traditions community onto Traditions Boulevard. Continue to the roundabout and take the exit toward Bedford Avenue. Turn right onto Carteret Drive. The property at 4084 Carteret Drive will be on the left.

More homes like this

ActiveTownhouse360°

$219,900

2668 Rutledge Ct

Winter Haven, FL 33884

3 bd · 2 ba · 1,419 sqft

Traditions Ph 01

MLS ID #L4965371, KELLER WILLIAMS REALTY.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$223,000

3437 Grenville Dr

Winter Haven, FL 33884

2 bd · 2 ba · 1,275 sqft

Traditions Ph 01

MLS ID #P4940235, CENTURY 21 MYERS REALTY LAKE WALES.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$309,900

4130 Bedford Ave

Winter Haven, FL 33884

2 bd · 2 ba · 1,819 sqft

Traditions Ph 01

MLS ID #L4962090, COLDWELL BANKER REALTY.

Listing provided by Stellar MLS

ActiveSingle Family Residence360°

$309,900

2820 Traditions Blvd S

Winter Haven, FL 33884

3 bd · 2 ba · 1,823 sqft

Traditions Ph 01

MLS ID #TB8531455, AGENT GROUP REALTY.

Listing provided by Stellar MLS

Call Schedule a tour

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 12:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA