644 Island Way, FL644 Island Way, FL644 Island Way, FL
Stellar MLS
1 / 41

$499,900

644 Island Way

Clearwater, FL 33767

Listing updated: June 28, 2026 at 5:44 PM ET

Active
Stellar MLSListing courtesy of Magnate Realty, Llc · Chrisy Tellis · MLS #TB8521698 · Active · 727-424-6499
2
Beds
2
Baths
1,335
Sq Ft
1.53
Acres
1972
Built
WaterfrontWater access1.53 acres$374/sqft
Condominium

Property type

1972

Year built

66,710 sqft

Lot size

$374

Price / sq ft

$866/mo

HOA dues

0

Days on market

AE

Flood zone

About this home

Experience the best of Island Estates living in this pristine, UPDATED, FULLY FURNISHED, move-in ready 2-bedroom, 2-bath condominium. Showcasing chic décor, premium finishes, and an open floor plan, this beautifully updated residence features luxury vinyl flooring throughout. The gourmet kitchen offers stainless steel appliances, solid surface countertops, a breakfast bar, and a stylish dry bar in the dining area that's perfect for entertaining. Located on the fourth floor, this bright and inviting home enjoys beautiful morning sun and partial Intracoastal water views. The spacious floor plan offers generously sized bedrooms, with the guest bedroom large enough to accommodate two queen-size beds. The primary suite features two closets, including a walk-in closet, along with abundant storage throughout the home, including storage solutions throughout the property. In unit washer and dryer are also included for added convenience. Major updates include the HVAC system and water heater (2020). This secure building offers key fob entry, security cameras, an assigned covered parking space #20. The HOA fee includes cable, water, and high-speed internet. Perfectly located on Island Estates, you'll be just minutes from Clearwater Beach and within walking distance of Publix, banks, restaurants including Island Way Grill, shops, the Clearwater Marine Aquarium, and a variety of waterfront activities. Enjoy scenic waterfront walks, bike rides, or simply relax and embrace the coastal lifestyle this highly desirable community has to offer. Boating enthusiasts will appreciate the private community dock on the Channel, with boat slips available for rent through management (subject to availability), as well as a kayak rack. Spend your evenings relaxing by the waterfront pool or private dock while watching spectacular sunsets, dolphins, and boats cruise by. Don't miss this exceptional opportunity to own a beautifully updated, fully furnished waterfront condominium in one of Clearwater's most desirable communities. Furnishings are included, making this the perfect primary residence, vacation home, or investment opportunity.

Estimated monthly payment

Principal & interest$2,528
Property taxes$475
Home insurance (est.)$229
HOA dues$866

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 28, 2026
  2. Listed$599,900
    Jun 28, 2026
  3. Price reduced$499,900

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Island Point 1 Condo
County
Pinellas
Year built
1972
Living area
1,335 sq ft
Price/sq ft
$374
Lot size
66,710 sq ft
Lot category
1 to less than 2
Flood zone
AE (12103C0102H)
Annual taxes
$5,705 (2025)
Parcel #
05-29-15-43465-000-4050
MLS #
TB8521698

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Dry Bar, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
Three Or More
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$866 / Monthly
Monthly HOA
$866/mo
Total monthly fees
$1,091/mo
Total annual fees
$13,092
HOA name
Scott Vignery
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum lease term is 1 year. See Condominium rules and regulations for further restrictions at: www.Islandpointcondos.org
Approval process
Application, drivers license and fee for approval. Application form is attached or can be downloaded from the association website at www.Islandpointcondos.org

Exterior & Construction

Exterior features
Outdoor Grill, Sidewalk
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit

Room Details

RoomLevelDimensions
Primary BedroomFirst15x11
Bedroom 2First15x11
Dining RoomFirst12x11
Living RoomFirst15x25
LaundryFirst8x8
KitchenFirst18x11

Listing Details

Listing date
2026-06-28
On market date
2026-06-28
Original list price
$599,900
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-06-28
Tax legal description
ISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT 405

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Memorial causeway to Island way to address guest parking marked, covered entrance on the left of building.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 28, 2026 at 5:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA