$439,000
644 Island Way
Clearwater, FL 33767
Listing updated: September 23, 2026 at 8:12 PM ET
Listing courtesy of Lpt Realty, Llc. · Matthew Kallenbach · MLS #TB8549592 · Active · 877-366-2213Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 23, 2026
- Listed$439,000Sep 23, 2026
- Price increased$439,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Island Point 1 Condo
- County
- Pinellas
- Year built
- 1972
- Living area
- 1,335 sq ft
- Price/sq ft
- $329
- Flood zone
- AE (12103C0102H)
- Annual taxes
- $3,403 (2025)
- Parcel #
- 05-29-15-43465-000-4060
- MLS #
- TB8549592
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Window Treatments
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $845 / Monthly
- Monthly HOA
- $845/mo
- Total monthly fees
- $845/mo
- Total annual fees
- $10,140
- HOA name
- Liza Tholen
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- This building has a rental Cap of 9 at one time, the tenant must make the application and be approved. See Rules and all other information at https://islandpointcondos.org/
- Approval process
- Application and fee with approval. See Rules and all other information at https://islandpointcondos.org/
Exterior & Construction
- Exterior features
- None
- Construction materials
- Concrete
- Roof
- Other
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 137x188 |
| Bedroom 2 | First | 134x188 |
| Dining Room | First | |
| Living Room | First | |
| Primary Bathroom | First | |
| Bathroom 1 | First | |
| Kitchen | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-09-22
- On market date
- 2026-09-23
- Original list price
- $439,000
- Occupant type
- Vacant
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-23
- Tax legal description
- ISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT 406
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way — it's a long straight road through the island — and 644 Island Way will be on your right side heading north.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 23, 2026 at 8:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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