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$429,000

644 Island WayClearwater, FL 33767

Listing updated: October 16, 2026 at 5:19 PM ET

Active

Listing courtesy of Coastal Properties Group International · Vickee Walthall · MLS #TB8557959 · Active · 727-493-1555

Beds

Baths

1,335

Sq Ft

1972

Built

◆Waterfront◆Water access◆Fireplace◆$321/sqft

Condominium

Property type

1972

Year built

$321

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

DISCOVER THE CONDO YOU’VE BEEN WAITING FOR! This MOVE-IN-READY ISLAND RETREAT offers IMPACT WINDOWS, an updated kitchen, and COVERED PARKING! This beautifully maintained, FULLY FURNISHED condo features PGT WinGuard impact-rated, vinyl, Low-E windows installed in 2022 with a transferable lifetime warranty. The kitchen was reimagined in 2018 with sleek white cabinetry, WHITE AND GRAY MARBLE COUNTERTOPS, a coordinating backsplash, stainless steel cabinet hardware, and Samsung appliances. Both the primary and guest bathrooms were completely renovated in 2015. Updated flooring in the living area and kitchen complements the inviting interior, while spacious rooms and large windows create a LIGHT AND BRIGHT atmosphere. The living room’s FLOOR-TO-CEILING WINDOWS with remote-controlled shades bring the outdoors into your living space. COVERED PARKING SPACE #54 adds everyday convenience. Enjoy waterfront amenities including a pool, boat docks available to residents on a first-come basis, a fishing dock, and a KAYAK LAUNCH WITH STORAGE. This block-construction building has completed a painting and envelope project. Island Point allows one rental per year, with a maximum of nine units rented at a time, following one year of ownership; proposed tenants require an application and approval. New buyers may bring ONE CAT OR DOG, subject to restrictions, although replacement pets are not permitted. Island Estates offers a convenient community setting within walking distance of dining, a bar and grill, a grocery store, UPS, a nail salon, and the Clearwater Marine Aquarium. You’re also just a Jolley Trolley ride from Clearwater Beach and its year-round activities. Whether you’re seeking a beach-area getaway or a full-time residence, this condo offers an inviting opportunity to enjoy island living. Come Live the Lifestyle, Come Live on the Island!

Estimated monthly payment

Principal & interest$2,169

Property taxes$565

Home insurance (est.)$197

Down payment

20%

$85,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 16, 2026
Listed$429,000
Oct 16, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 0
Subdivision: Island Point 1 Condo
County: Pinellas
Year built: 1972
Living area: 1,335 sq ft
Price/sq ft: $321
Flood zone: AE
Annual taxes: $6,775 (2025)
Parcel #: 05-29-15-43465-000-5050
MLS #: TB8557959

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Laminate, Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features: Elevator, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry: Inside, Laundry Closet
Stories / Levels: One
Direction faces: East
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 0
Parking features: Assigned, Covered
Carport: Yes

HOA & Financial

Total monthly fees: $854/mo
Total annual fees: $10,248
HOA name: Resource property management
CDD: No
Min lease term: 1-2 Years
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: This building has a rental Cap of 9 at one time, the tenant must make the application and be approved. See Rules and check with property managee.
Approval process: Application and fee with approval.

Exterior & Construction

Exterior features: Outdoor Grill, Sidewalk
Construction materials: Block, Stucco
Roof: Membrane
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Living Room	First	23x16
Kitchen	First	11x7
Dining Room	First	11x9
Primary Bedroom	First	17x12
Bedroom 2	First	14x11
Office	First	8x8

Listing Details

Listing date: 2026-10-16
On market date: 2026-10-16
Original list price: $429,000
Occupant type: Owner
MLS area: 33767 - Clearwater/Clearwater Beach
Listing AOR: Suncoast Tampa
Status changed: 2026-10-16
Tax legal description: ISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT505 TOGETHER WITH THE USE OF COVERED PARKING

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Memorial causeway to Island way to address guest parking marked, entrance at canopy.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 5:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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