119 Carlyle Circle, FL119 Carlyle Circle, FL119 Carlyle Circle, FL
Stellar MLS
1 / 96

$2,599,999

119 Carlyle Circle

Palm Harbor, FL 34683

Listing updated: June 22, 2026 at 4:35 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Jennifer Needham · MLS #TB8520908 · Active · 727-538-9200
4
Beds
4
Baths
3,526
Sq Ft
0.29
Acres
1988
Built
WaterfrontWater accessPrivate pool$737/sqft360° tour
Single Family Residence

Property type

1988

Year built

12,828 sqft

Lot size

$737

Price / sq ft

$8/mo

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph’s Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you’ll be captivated by this home’s abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF’S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you’ll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph’s Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home’s CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you’ll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

Estimated monthly payment

Principal & interest$13,147
Property taxes$918
Home insurance (est.)$1,192
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 22, 2026
  2. Listed$2,599,999
    Jun 22, 2026
  3. Price increased$2,599,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Indian Bluff Island 3rd Add
County
Pinellas
Year built
1988
Living area
3,526 sq ft
Price/sq ft
$737
Building area
5,126 sq ft (Public Records)
Lot size
12,828 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0056H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$11,016 (2026)
Parcel #
27-27-15-42678-000-0100
Zoning
R-3
MLS #
TB8520908

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Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Ceramic Tile, Wood
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Sauna, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Chute, Laundry Room
Stories / Levels
Two
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Covered, Driveway, Garage Door Opener, Garage Faces Side, On Street, Oversized, Portico
Carport
Yes

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please contact Pinellas County for current lease restrictions.
Approval process
Please contact Pinellas County.

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Private Mailbox, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Block, Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySutherland Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond28x16
Primary BathroomSecond23x23
KitchenFirst
Living RoomFirst27x33
Bedroom 2First13x12
Bathroom 2First
Bedroom 3First21x20
Bathroom 3First6x10
Bedroom 4First13x12
Bathroom 4First4x10

Listing Details

Listing date
2026-06-17
On market date
2026-06-22
Original list price
$2,599,999
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-22
Tax legal description
INDIAN BLUFF ISLAND 3RD ADD LOT 10

Flood risk

High riskFEMA Zone AEPanel 12103C0056H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading North on CR-1, Turn Left onto Alderman Rd., Right onto Palm Harbor Blvd., Left onto Desoto Blvd., Left onto Oceanview Ave., Left onto Phillips Way, turns a slight right into Carlyle Circle. Property will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 4:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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