


$411,900
7584 Bent Tree Loop
St Cloud, FL 34771
Listing updated: August 13, 2026 at 5:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Imagine opening the door to your brand-new, move-in-ready home and realizing that everything you’ve been looking for—comfort, affordability, and lifestyle—is finally in one place. This beautiful 3-bedroom, 2-bath home offers a 4.99 interest rate, with an estimated principal and interest payment of approximately $2,711 monthly based on 3.5 down.* From the moment you walk inside, the open floor plan welcomes you home. Picture family and friends gathering around the large kitchen island, dinner cooking while everyone stays connected to the conversation. The kitchen features beautiful granite countertops and Whirlpool stainless-steel appliances, while the spacious laundry room and bathrooms with granite countertops bring function and style to everyday living. And because this is a brand-new home, you can spend your weekends enjoying your new lifestyle instead of worrying about renovations and repairs. Your home also includes a 1-year builder warranty and a 10-year structural warranty for added peace of mind. But the story gets even better when you step outside. Living in Harmony Central means being near Harmony Main, where you can explore 12.5 miles of trails and pathways, enjoy a day at Harmony Golf Preserve, or become part of the community garden program. Harmony Central will also feature a beautiful community pool with cabanas, giving you another place to relax and enjoy the Florida lifestyle. And here is where Harmony Central can make a difference in your budget: NO CDD. While other new-construction communities in the area may have an additional CDD expense, Harmony Central gives you the opportunity to save thousands over the years by not having that extra CDD fee, while still enjoying a low HOA and community amenities. You may also receive FLEX Cash that can be used toward an interest-rate buydown and/or prepaid and closing-cost assistance with a preferred lender, potentially saving you even more. A brand-new home. A 4.99 financing opportunity. FLEX Cash. A low HOA. And NO CDD. Sometimes finding the right home isn't only about the house—it's about finding a place where your family can live well today while making a smart financial decision for tomorrow. Welcome home to Harmony Central.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history61 days on market
- Status: ActiveJun 13, 2026
- Listed$411,900Jun 13, 2026
- Price increased$411,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 61
- Subdivision
- Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk O Lot 1
- County
- Osceola
- Year built
- 2026
- Living area
- 1,780 sq ft
- Price/sq ft
- $231
- Building area
- 2,080 sq ft (Public Records)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000O-0110
- Zoning
- X
- MLS #
- O6416188
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southwest
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $69 / Monthly
- Monthly HOA
- $69/mo
- Total monthly fees
- $69/mo
- Total annual fees
- $825
- HOA name
- Pedro Gutierrez
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Garden
- Construction materials
- Cement Siding, Concrete
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt, Concrete
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Living Room | First | |
| Kitchen | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-06-11
- On market date
- 2026-06-13
- Original list price
- $411,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-13
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 11
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 13, 2026 at 5:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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