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$392,900

7732 Bent Tree LoopSt Cloud, FL 34773

Listing updated: October 20, 2026 at 6:48 AM ET

Active

Listing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6450777 · Active · 407-523-1030

Beds

Baths

1,820

Sq Ft

0.15

Acres

2026

Built

◆New construction◆$216/sqft◆360° tour

Single Family Residence

Property type

2026

Year built

6,534 sqft

Lot size

$216

Price / sq ft

$76/mo

HOA dues

Day on market

Garage spaces

Flood zone

About this home

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH! Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

Estimated monthly payment

Principal & interest$1,987

Property taxes$69

Home insurance (est.)$180

HOA dues$76

Down payment

20%

$78,580 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Oct 19, 2026
Listed$392,900
Oct 19, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Harmony Central Ph 2
County: Osceola
Year built: 2026
Living area: 1,820 sq ft
Price/sq ft: $216
Building area: 2,181 sq ft (Builder)
Lot size: 6,534 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $831 (2025)
Parcel #: 32-26-32-3666-000P-0220
Zoning: RES
MLS #: O6450777

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Interior features: Open Floorplan, Pest Guard System
Laundry: Laundry Room
Stories / Levels: One
Direction faces: Southeast
New construction: Yes

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $908 / Annually
Monthly HOA: $76/mo
Total monthly fees: $76/mo
Total annual fees: $908
HOA name: Artemis Lifestyles / Zaimelin Rodriguez
CDD: No
Min lease term: 7 Months
Listing terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Check directly with HOA
Approval process: Check directly with HOA

Exterior & Construction

Exterior features: Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sprinkler Meter, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗

MiddleAHarmony MiddleGreatSchools ↗

High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom		13x16
Bedroom 2		10x12
Bedroom 3		12x10
Primary Bathroom
Bedroom 4		10x12
Living Room		13x18
Kitchen		12x12
Dining Room		10x12
Bathroom 2		5x6

Listing Details

Listing date: 2026-10-18
On market date: 2026-10-19
Original list price: $392,900
Occupant type: Vacant
MLS area: 34773 - St Cloud (Harmony)
Listing AOR: Orlando Regional
Home warranty: Yes
Status changed: 2026-10-19
Tax legal description: HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 22

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Road travel east on US-192 past Harmony High School. Turn left into Harmony Central and follow Bent Tree Loop to 7732 Bent Tree Loop, Lot 22-P.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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