$412,900
7648 Bent Tree Loop
St Cloud, FL 34771
Listing updated: July 3, 2026 at 5:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Enjoy this amazing quick move in ready, brand new 4-bedroom, 2-bath home designed with comfort, functionality, and modern living in mind. With breathtaking water views and green conservation views this home brings Harmony all around! With all closing costs paid with our preferred lenders, this will save you thousands. For a limited time receive up to $10,000 in flex Cash, that can be used to reduce your interest rate making your monthly payment more affordable, all of these incredible benefits will make you want to call this home! And that's not all, this community offers no CDDs and a low HOA with access to a beautiful community resort style pool and doggie park. Don't miss the opportunity to own your own piece of Harmony.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history19 days on market
- Status: ActiveJun 14, 2026
- Listed$412,900Jun 14, 2026
- Price increased$412,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 19
- Subdivision
- Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk P Lot 8
- County
- Osceola
- Year built
- 2026
- Living area
- 1,820 sq ft
- Price/sq ft
- $227
- Building area
- 2,189 sq ft (Public Records)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12097C0295G)
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000P-0080
- Zoning
- X
- MLS #
- O6416153
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southwest
- New construction
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $68 / Monthly
- Monthly HOA
- $68/mo
- Total monthly fees
- $68/mo
- Total annual fees
- $816
- HOA name
- Pedro Gutierrez
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Garden
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Cable Available, Electricity Available
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Bathroom 4 | First | |
| Primary Bedroom | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-06-11
- On market date
- 2026-06-14
- Original list price
- $412,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-14
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 3, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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