7648 Bent Tree Loop, FL
Stellar MLS

$412,900

7648 Bent Tree Loop

St Cloud, FL 34771

Listing updated: June 14, 2026 at 11:31 AM ET

Active
4
Beds
2
Baths
1,820
Sq Ft
0.14
Acres
2026
Built
New construction$227/sqft
Single Family Residence

Property type

2026

Year built

6,098 sqft

Lot size

$227

Price / sq ft

$68/mo

HOA dues

0

Days on market

2

Garage spaces

X500

Flood zone

About this home

Pre-Construction. To be built. This brand-new 4-bedroom, 2-bathroom home offering 1,820 sq ft of living space is designed with comfort, functionality, and modern living in mind. With up to $10,000 in flex Cash, you can reduce your interest rate, pre-paid, and other. The home boasts 10-foot ceilings throughout, creating a bright and spacious ambiance, this beautiful home features 10-foot ceilings throughout, creating a bright and open atmosphere. Take advantage of potential savings with closing cost assistance available through our preferred lenders, helping reduce out-of-pocket expenses at closing. The thoughtfully designed floor plan provides a seamless flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. The spacious primary suite offers a private retreat with vaulted ceilings and conservation views, providing added privacy and a peaceful natural backdrop. At the center of the home is a modern kitchen with a center island, perfect for meal preparation and casual dining, along with a breakfast nook for everyday gatherings. A separate formal dining room offers additional flexibility and may also be used as a home office or multipurpose space. The three additional bedrooms are generously sized, offering comfort and privacy for family members or guests. Outdoor living can be enjoyed from the covered lanai, ideal for relaxing or entertaining while enjoying Florida’s year-round weather. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty, providing added peace of mind.

Estimated monthly payment

Principal & interest$2,088
Property taxes$69
Home insurance (est.)$189
HOA dues$68

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 14, 2026
  2. Listed$412,900
    Jun 14, 2026
  3. Price increased$412,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harmony Central Ph 2 Pb 35 Pgs 139-144 Blk P Lot 8
County
Osceola
Year built
2026
Living area
1,820 sq ft
Price/sq ft
$227
Building area
2,189 sq ft (Public Records)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12097C0295G)
Garage
2 spaces
Annual taxes
$831 (2025)
Parcel #
32-26-32-3666-000P-0080
Zoning
X
MLS #
O6416153

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Southwest
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$68 / Monthly
Monthly HOA
$68/mo
Total monthly fees
$68/mo
Total annual fees
$816
HOA name
Pedro Gutierrez
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Garden
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Available, Electricity Available

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Bathroom 2First
Bathroom 3First
Bathroom 4First
Primary BedroomFirst
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2026-06-11
On market date
2026-06-14
Original list price
$412,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-06-14
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0295G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Orlando International Airport (MCO): Take FL-528 East (Beachline Expressway) for about 8 miles. Merge onto Florida’s Turnpike South or US-192 East. Follow US-192 East through St. Cloud, then continue ~10 miles to reach Harmony Central.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 14, 2026 at 11:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA