$432,900
7587 Bent Tree Loop
St Cloud, FL 34773
Listing updated: August 28, 2026 at 5:06 PM ET
Listing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6414400 · Active · 407-523-1030Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**MOVE-IN READY LAKEFRONT CORNER HOME – NO CDD & ONLY $1,000 TO SECURE!** Take advantage of an exceptional opportunity to own a brand-new 4-bedroom, 2.5-bath home on a premium lakefront corner lot in Harmony Central! Qualified buyers may **SAVE THOUSANDS with closing costs paid through preferred lenders**, plus take advantage of **up to $20,000 in Flex Cash**, which may be used toward an interest-rate buy-down, prepaid expenses, or reducing out-of-pocket costs. Step inside to a spacious open-concept floor plan designed for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, featuring a large center island, granite countertops, beautiful wood cabinetry with crown molding, and stainless steel Whirlpool appliances. The spacious primary suite is a true retreat, offering breathtaking water views, an oversized walk-in closet, and a luxurious en-suite bath. Generously sized secondary bedrooms provide plenty of additional living space and ample closet storage for family, guests, or a home office. Outside, enjoy the added privacy and incredible views of a **premium lakefront corner lot**—a feature that makes this home truly stand out. Harmony Central offers a community pool and dog park, along with the financial advantage of **NO CDD and a LOW HOA**. For additional peace of mind, this brand-new home includes a **1-year builder warranty and 10-year structural warranty**. Conveniently located in the rapidly growing St. Cloud area with easy access to Lake Nona, major roadways, shopping, dining, healthcare facilities, and Orlando International Airport, this home offers an excellent combination of location, lifestyle, and long-term value. **LAKEFRONT + CORNER LOT + NO CDD + BUILDER INCENTIVES!** Opportunities with this combination are hard to find. **Schedule your private showing today and secure this brand-new home with ONLY A $1,000 DEPOSIT!**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history26 days on market
- Status: ActiveAug 2, 2026
- Listed$432,900Jun 19, 2026
- Price increased$432,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 26
- Subdivision
- Harmony Central Ph2
- County
- Osceola
- Year built
- 2026
- Living area
- 2,202 sq ft
- Price/sq ft
- $197
- Building area
- 2,563 sq ft (Builder)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x500
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000N-0180
- Zoning
- RES
- MLS #
- O6414400
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Interior features
- Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $907 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $907
- HOA name
- Artemis Lifestyle Management
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check directly with HOA Management
- Approval process
- Check directly with HOA Management
Exterior & Construction
- Exterior features
- Sidewalk, Sprinkler Metered
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x14 |
| Bedroom 2 | Second | 10x12 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 10x13 |
| Primary Bathroom | Second | 8x14 |
| Bathroom 2 | Second | 6x5 |
| Bathroom 3 | First | 5x4 |
| Kitchen | First | 9x12 |
| Great Room | First | 18x20 |
| Dining Room | First | 13x13 |
| Foyer | First | 6x6 |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-19
- Original list price
- $432,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-08-02
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 18
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Naarcoosee Rd and continue for approx. 5 Miles then make a left turn on US-192 East and continue for about 9 miles and look for Harmony Central Entrance signage. As soon as you enter The Model Home will be located on the left side entrance.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 28, 2026 at 5:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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