$432,900
7587 Bent Tree Loop
St Cloud, FL 34771
Listing updated: August 5, 2026 at 5:06 PM ET
Listing courtesy of Adams Homes Realty, Inc · Michael Soto · MLS #O6414400 · Active · 850-469-0977Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Move-in ready and offering exceptional value! Save thousands of dollars with closing costs covered by our preferred lenders and take advantage of up to $20,000 in Flex Cash, which can be be used to buy down your interest rate, cover prepaid expenses, or reduce your out-of-pocket costs. This beautiful 4-bedroom, 2.5-bath home is situated on a premium lakefront corner lot, featuring breathtaking water views from the spacious primary suite with an oversized walk-in closet and a luxurious en-suite bath. The open-concept floor plan is perfect for everyday living and entertaining, while the gourmet kitchen showcases a large center island, granite countertops, wood cabinetry with crown molding, and stainless steel Whirlpool appliances. The generously sized secondary bedrooms offer plenty of closet space, and residents enjoy a resort-style community pool and dog park. With No CDD, low HOA, a 1-year builder warranty, and a 10-year structural warranty, this home offers lasting peace of mind. Located in the rapidly growing Harmony Central area of St. Cloud, just minutes from Lake Nona, major highways, shopping, dining, top healthcare facilities, and Orlando International Airport, this property presents an outstanding opportunity for both homeowners and investors seeking long-term appreciation in one of Central Florida’s fastest-growing corridors. Secure this exceptional home with only a $1,000 deposit and schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveAug 2, 2026
- Listed$432,900Jun 19, 2026
- Price increased$432,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Harmony Central Ph2
- County
- Osceola
- Year built
- 2026
- Living area
- 2,202 sq ft
- Price/sq ft
- $197
- Building area
- 2,563 sq ft (Builder)
- Lot size
- 4,792 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x500
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000N-0180
- Zoning
- RES
- MLS #
- O6414400
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range
- Interior features
- Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $908 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $908
- HOA name
- Artemis Lifestyles / Zaimelin Rodriguez
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check directly with HOA Management
- Approval process
- Check directly with HOA Management
Exterior & Construction
- Exterior features
- French Doors, Sidewalk, Sprinkler Metered
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x14 |
| Bedroom 2 | Second | 10x12 |
| Bedroom 3 | Second | 10x12 |
| Bedroom 4 | Second | 10x13 |
| Primary Bathroom | Second | 8x14 |
| Bathroom 2 | Second | 6x5 |
| Bathroom 3 | First | 5x4 |
| Kitchen | First | 9x12 |
| Great Room | First | 18x20 |
| Dining Room | First | 13x13 |
| Foyer | First | 6x6 |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-19
- Original list price
- $432,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-08-02
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 18
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Naarcoosee Rd and continue for approx. 5 Miles then make a left turn on US-192 East and continue for about 9 miles and look for Harmony Central Entrance signage. As soon as you enter The Model Home will be located on the left side entrance.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 5:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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