$412,900
7612 Bent Tree Loop
St Cloud, FL 34773
Listing updated: July 3, 2026 at 5:05 PM ET
Listing courtesy of Adams Homes Realty, Inc · Michael Soto · MLS #O6404629 · Active · 850-469-0977Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. Welcome to the highly desirable 1820 floor plan by Adams Homes, a beautifully designed brand-new 4-bedroom, 2-bath residence offering 1,820 square feet of thoughtfully crafted living space. This quick move-in home combines modern style, comfort, and functionality, making it the perfect place to call home. Step inside to discover soaring 10-foot ceilings and an open-concept layout that creates a bright and inviting atmosphere throughout. The spacious living area seamlessly connects to the dining and kitchen spaces, making everyday living and entertaining effortless. The well appointed kitchen serves as the heart of the home, featuring a large island ideal for meal preparation, casual dining, and gathering with family and friends. A charming breakfast nook provides additional dining space, while the separate formal dining room offers versatility as a home office, flex room, or additional entertaining area. Retreat to the private owner’s suite, showcasing vaulted ceilings and serene conservation views that provide a peaceful natural backdrop and added privacy. Three additional generously sized bedrooms offer ample space for family members, guests, or hobbies. Enjoy Florida living year-round from the covered lanai, perfect for relaxing outdoors or hosting gatherings while overlooking beautiful conservation surroundings. Located at Harmony Central, residents enjoy resort-style amenities including a community pool and dog park, along with the added benefit of NO CDD fees and a low HOA. Conveniently situated near shopping, dining, Narcoossee Rd. And other major roadways, and everyday conveniences, this community offers the perfect balance of tranquility and accessibility, minutes from Melbourne beach or Orlando airport. Additional peace of mind comes with Adams Homes’ outstanding warranty package, Builder incentives may be available, including thousands in savings with closing cost paid, through preferred lenders and flex cash opportunities for qualified buyers. Don’t miss this opportunity to own a brand-new home in one of St. Cloud’s fastest-growing communities. And secure your next home with only $1,000 deposit!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history59 days on market
- Status: ActiveMay 5, 2026
- Listed$421,900May 5, 2026
- Price reduced$412,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 59
- Subdivision
- Harmony Central Ph 2
- County
- Osceola
- Year built
- 2026
- Living area
- 1,820 sq ft
- Price/sq ft
- $227
- Building area
- 2,162 sq ft (Builder)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000P-0020
- Zoning
- RESI
- MLS #
- O6404629
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $908 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $908
- HOA name
- Artemis Lifestyles / Pedro Gutierrez
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check directly with HOA Management
- Approval process
- Check directly with HOA Management
Exterior & Construction
- Exterior features
- French Doors, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Living Room | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2026-05-04
- On market date
- 2026-05-05
- Original list price
- $421,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-05
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 2
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions from Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Narcoossee Rd and continue for approx. 15 miles then make left turn on US-192 East and continue for about 9 miles and look for Harmony Central entrance signage. As soon you enter model home will be located on left side entrance.
More homes like this
$377,900
3609 Briarlynne Way
St Cloud, FL 34773
3 bd · 2 ba · 1,515 sqft
Harmony Central Ph 2
MLS ID #O6388803, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS
$381,900
7563 Bent Tree Loop
St Cloud, FL 34771
3 bd · 2 ba · 1,515 sqft
Harmony Central Ph 2
MLS ID #O6416315, ADAMS HOMES REALTY, INC..
Listing provided by Stellar MLS
$395,900
7552 Bent Tree Loop
St Cloud, FL 34771
3 bd · 2 ba · 1,780 sqft
Harmony Central Ph 2
MLS ID #O6372864, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS
$395,900
7528 Bent Tree Loop
St Cloud, FL 34773
3 bd · 2 ba · 1,780 sqft
Harmony Central Ph 2
MLS ID #O6372876, ADAMS HOMES REALTY, INC..
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 3, 2026 at 5:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA