7612 Bent Tree Loop, FL7612 Bent Tree Loop, FL7612 Bent Tree Loop, FL
Stellar MLS
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$367,900

7612 Bent Tree Loop

St Cloud, FL 34773

Listing updated: October 2, 2026 at 12:58 AM ET

Active
Stellar MLSListing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6404629 · Active · 407-523-1030
4
Beds
2
Baths
1,820
Sq Ft
0.14
Acres
2026
Built
◆New construction◆$202/sqft◆360° tour
Single Family Residence

Property type

2026

Year built

6,098 sqft

Lot size

$202

Price / sq ft

$76/mo

HOA dues

149

Days on market

2

Garage spaces

X500

Flood zone

About this home

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $10,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7612 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $367,900, this move-in-ready Adams Home features conservation view and no immediate rear neighbors. This 4-bedroom, 2-bath 1820A plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $10,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $367,900 CONSERVATION VIEW AND NO IMMEDIATE REAR NEIGHBORS NO CDD $10,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Estimated monthly payment

Principal & interest$1,860
Property taxes$69
Home insurance (est.)$169
HOA dues$76

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history149 days on market

  1. Status: Active
    May 5, 2026
  2. Listed$421,900
    May 5, 2026
  3. Price reduced$367,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
149
Subdivision
Harmony Central Ph 2
County
Osceola
Year built
2026
Living area
1,820 sq ft
Price/sq ft
$202
Building area
2,162 sq ft (Builder)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X500
Garage
2 spaces
Annual taxes
$831 (2025)
Parcel #
32-26-32-3666-000P-0020
Zoning
RESI
MLS #
O6404629

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range
Interior features
High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
New construction
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$908 / Annually
Monthly HOA
$76/mo
Total monthly fees
$76/mo
Total annual fees
$908
HOA name
Artemis Lifestyles
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check directly with HOA Management
Approval process
Check directly with HOA Management

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Living RoomFirst
Dining RoomFirst

Listing Details

Listing date
2026-05-04
On market date
2026-05-05
Original list price
$421,900
Occupant type
Vacant
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Orlando Regional
Status changed
2026-05-05
Tax legal description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 2

Flood risk

Moderate riskFEMA Zone X500

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions from Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Narcoossee Rd and continue for approx. 15 miles then make left turn on US-192 East and continue for about 9 miles and look for Harmony Central entrance signage. As soon you enter model home will be located on left side entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 12:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA