$412,900
7612 Bent Tree Loop
St Cloud, FL 34773
Listing updated: September 2, 2026 at 5:06 PM ET
Listing courtesy of Adams Homes Realty, Inc. · Viviani Moreno De Segovia · MLS #O6404629 · Active · 407-523-1030Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**MOVE-IN READY! BRAND-NEW HOME WITH CONSERVATION VIEWS, NO CDD & ONLY $1,000 TO SECURE!** Don’t miss the opportunity to own the highly desirable Adams Homes 1820 floor plan, offering 4 bedrooms, 2 bathrooms, and 1,820 sq. ft. of thoughtfully designed living space in Harmony Central. Step inside to soaring 10-foot ceilings and a bright, open-concept layout designed for comfortable everyday living and entertaining. The spacious kitchen is the heart of the home, featuring a large center island, ample workspace, a breakfast nook, and seamless flow into the main living area. A separate formal dining room provides even more flexibility and can easily serve as a home office, flex space, or additional entertaining area. The private owner’s suite features vaulted ceilings and peaceful conservation views, creating a relaxing retreat with added privacy. Three additional generously sized bedrooms provide plenty of space for family, guests, or a home office. Enjoy Florida living from the covered lanai overlooking the conservation area—perfect for morning coffee, relaxing evenings, or entertaining with no immediate rear neighbors. Located in Harmony Central, residents enjoy a community pool, dog park, LOW HOA, and **NO CDD**, helping keep the cost of homeownership more affordable. Conveniently located near shopping, dining, Narcoossee Road, major roadways, Orlando International Airport, and approximately 35 miles from Melbourne Beach. Even better, qualified buyers may take advantage of available builder incentives through preferred lenders, including **THOUSANDS IN SAVINGS WITH CLOSING COSTS PAID** and additional Flex Cash opportunities. Brand-new construction, conservation views, NO CDD, low HOA, community amenities, builder warranty protection, and valuable incentives—all in one home. **WHY WAIT? Schedule your private showing today and secure this brand-new home with ONLY A $1,000 DEPOSIT! Opportunities like this don’t last—make Harmony Central your new home today!**
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history120 days on market
- Status: ActiveMay 5, 2026
- Listed$421,900May 5, 2026
- Price reduced$412,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 120
- Subdivision
- Harmony Central Ph 2
- County
- Osceola
- Year built
- 2026
- Living area
- 1,820 sq ft
- Price/sq ft
- $227
- Building area
- 2,162 sq ft (Builder)
- Lot size
- 6,098 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500
- Garage
- 2 spaces
- Annual taxes
- $831 (2025)
- Parcel #
- 32-26-32-3666-000P-0020
- Zoning
- RESI
- MLS #
- O6404629
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range
- Interior features
- High Ceilings, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $907 / Annually
- Monthly HOA
- $76/mo
- Total monthly fees
- $76/mo
- Total annual fees
- $907
- HOA name
- Artemis Lifestyles
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check directly with HOA Management
- Approval process
- Check directly with HOA Management
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Living Room | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2026-05-04
- On market date
- 2026-05-05
- Original list price
- $421,900
- Occupant type
- Vacant
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-05
- Tax legal description
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 2
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions from Orlando International Airport to Harmony Central: Take SR-528 and exit on S. Narcoossee Rd and continue for approx. 15 miles then make left turn on US-192 East and continue for about 9 miles and look for Harmony Central entrance signage. As soon you enter model home will be located on left side entrance.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 2, 2026 at 5:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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