6570 Bay Shore Drive, FL

$524,900

6570 Bay Shore Drive

St Cloud, FL 34771

Active
3
Beds
2
Baths
1,894
Sq Ft
0.51
Acres
1974
Built
WaterfrontWater accessPrivate pool$277/sqft
Single Family Residence

Property type

1974

Year built

21,998 sqft

Lot size

$277

Price / sq ft

No HOA

HOA dues

10

Days on market

2

Garage spaces

X

Flood zone

About this home

Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive. This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 feet of canal frontage leading directly to Bay Lake. Drop your kayak or tie up your boat at the private wood dock, take a dip in the sparkling freeform screened pool, and enjoy everything this established waterfront neighborhood has to offer — including a private community boat ramp and tennis courts, all with no mandatory HOA. Step inside and you'll immediately notice the new laminate flooring flowing through the main living areas and the striking exposed wood beam ceiling detail that gives this home real character. The spacious living room features a large picture window that fills the space with natural light, and the open staircase leads to the upper level with its own covered balcony overlooking the neighborhood. The kitchen offers solid wood cabinetry, plenty of counter space, and a window with views out toward the pool and lanai — making meal prep feel a little more like Florida living. A mud room connects the kitchen directly to the covered back porch, keeping your home clean after pool days and boating adventures. Out back is where this property truly shines. The enormous covered and painted lanai runs the full length of the home — perfect for outdoor dining, entertaining, or just relaxing in the shade. Step through to the screened pool enclosure with its freshly replaced screens and generous pool deck, and take in the wide open yard that stretches down to your seawall and dock on the canal. Peace of mind is built in: new roof (2021), new electrical panel (2026), new water heater (2025), and new laminate flooring (2026) mean the big-ticket items are already done. The 2-car finished garage adds even more utility. Bay Lake access. Private dock. Pool. Half acre. Optional HOA. This is the Florida waterfront lifestyle — without the waterfront price tag of newer construction.

Estimated monthly payment

Principal & interest$2,654
Property taxes$404
Home insurance (est.)$241

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

  1. Status: Active
    Apr 24, 2026
  2. Listed$524,900
    Apr 24, 2026
  3. Price increased$524,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
10
Subdivision
Bay Lake Estates
County
Osceola
Year built
1974
Living area
1,894 sq ft
Price/sq ft
$277
Building area
2,978 sq ft (Public Records)
Lot size
21,998 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12097C0285G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,845 (2025)
Parcel #
13-26-31-2595-0001-0950
Zoning
ORS1
MLS #
S5148617

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Refrigerator
Interior features
Ceiling Fans(s), Thermostat
Laundry
In Garage
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Phone Available, Underground Utilities

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Family RoomFirst
Dining RoomFirst
Primary BedroomSecond
Primary BathroomSecond
Bedroom 2First
Bedroom 3First
Bathroom 2First

Listing Details

Listing date
2026-04-24
On market date
2026-04-24
Original list price
$524,900
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-04-24
Tax legal description
BAY LAKES EST PB 2 PG 86 & 87 LOT 95

Flood risk

Minimal riskFEMA Zone XPanel 12097C0285G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive east on HWY 192 from Narccoosse. Left on Old Melbourne HWY to right on Bay Shore. Home on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 4, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA