$535,000
6720 Bay Shore Drive
St Cloud, FL 34771
Listing updated: July 27, 2026 at 11:47 AM ET
Listing courtesy of Keller Williams Classic · Christopher Bessette · MLS #O6420408 · Active · 407-292-5400Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Enjoy wide, unobstructed lakefront views from this 0.52-acre property in Bay Lake Estates, where the screened pool, covered lanai, and expansive backyard create a peaceful outdoor retreat centered around the water. Mature trees frame the shoreline while leaving the lake as the backdrop, offering a scenic setting for morning coffee, poolside afternoons, outdoor dining, or simply relaxing and watching the water. With no HOA or CDD, the property provides added flexibility and freedom to enjoy the generous homesite. The single-story home offers 1,872 square feet with four bedrooms, two bathrooms, multiple living areas, and a two-car garage. A stone fireplace adds character to the family room, while the kitchen and main living spaces connect conveniently to the screened outdoor area. The primary bedroom includes an en suite bathroom and direct access to the pool, making it easy to step outside and enjoy the waterfront surroundings. Built with concrete-block-and-stucco construction, the home presents an opportunity for a new owner to update the interior to suit their preferences while taking advantage of a setting that is difficult to replicate. Well and septic service add to the property’s independent feel, while nearby access to US-192 keeps shopping, dining, and everyday conveniences within reach. For buyers seeking lakefront land, a private pool, room to spread out, and the ability to create a home around an exceptional outdoor setting, this property delivers the foundation and views to make it possible.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history25 days on market
- Status: ActiveJul 2, 2026
- Listed$550,000Jul 2, 2026
- Price reduced$535,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 25
- Subdivision
- Bay Lake Estates
- County
- Osceola
- Year built
- 1973
- Living area
- 1,872 sq ft
- Price/sq ft
- $286
- Building area
- 2,890 sq ft (Public Records)
- Lot size
- 22,651 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12097C0285G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,082 (2025)
- Parcel #
- 13-26-31-2595-0001-0800
- Zoning
- ORS1
- MLS #
- O6420408
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify w/ county.
- Approval process
- Verify w/ county.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Family Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-07-02
- On market date
- 2026-07-02
- Original list price
- $550,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-02
- Tax legal description
- BAY LAKES EST PB 2 PG 86 & 87 LOT 80
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 E, take exit 77 toward Miami and merge onto Florida’s Turnpike. Continue on Florida’s Turnpike and take exit 244 toward US-192/US-441/Kissimmee/St. Cloud. Merge onto US-192 E/US-441 S, then turn LEFT onto Old Melbourne Hwy and turn LEFT onto Bay Shore Dr. The home will be on the RIGHT.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 27, 2026 at 11:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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