6670 Bay Shore Drive, FL

$599,900

6670 Bay Shore Drive

St Cloud, FL 34771

Active
3
Beds
3
Baths
2,322
Sq Ft
0.51
Acres
1973
Built
WaterfrontWater access$258/sqft360° tour
🏠Single Family Residence

Property type

🏗️1973

Year built

📐21,998 sqft

Lot size

📊$258

Price / sq ft

🏘️No HOA

HOA dues

📅16

Days on market

🌊A

Flood zone

About this home

Welcome to 6670 Bayshore Drive in beautiful Saint Cloud, Florida a rare waterfront retreat on the shores of stunning Bay Lake, nestled within the sought-after Bay Lake Ranch community. Situated on just over half an acre, this unique two-story home is thoughtfully designed to maximize breathtaking water views, with the main living and entertaining spaces located on the second floor. The expansive Florida room showcases panoramic views overlooking Bay Lake creating the perfect setting for morning coffee, sunset gatherings, and effortless indoor-outdoor entertaining. The layout offers exceptional functionality and privacy, with the primary suite and additional bedrooms conveniently located on the first floor. This design provides a quiet retreat away from the main living areas ideal for restful evenings, guest privacy, or multi-generational flexibility. Step outside to experience true waterfront living. The backyard features your own private boat ramp, a covered dock to park your boat, kayaks, paddleboards or wave-runners Settle back on the charming sandy beach area perfect for relaxing lakeside. Just steps from the shoreline, a swim spa is perfectly positioned near the beach and dock offering an inviting space to unwind or exercise while enjoying the peaceful lake views. Outdoor living continues with a covered outdoor kitchen and fire pit, making this property an entertainer’s dream. A durable metal roof adds both style and long-term value. The spacious first-floor bonus room provides additional flexibility for a home office, recreation space, gym, or guest suite adapting easily to your lifestyle needs. If you’ve been searching for privacy, space, and authentic lakefront living with character and versatility, this Bay Lake property offers more than a home it offers a lifestyle. Don’t delay call today to schedule your showing.

Estimated monthly payment

Principal & interest$3,033
Property taxes$217
Home insurance (est.)$275

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history16 days on market

  1. Status: Active
    Feb 20, 2026
  2. Listed$599,900
    Feb 19, 2026
  3. Price increased$599,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
16
Subdivision
Bay Lake Estates
County
Osceola
Year built
1973
Living area
2,322 sq ft
Price/sq ft
$258
Building area
2,958 sq ft (Public Records)
Lot size
21,998 sq ft
Lot category
1/2 to less than 1
Flood zone
A (12097C0285G)
Annual taxes
$2,598 (2025)
Parcel #
13-26-31-2595-0001-0850
Zoning
ORS1
MLS #
S5144247

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
Interior features
Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Kitchen, Rain Gutters
Construction materials
Block, Stucco
Roof
Metal
Foundation
Block
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Canal/Lake For Irrigation, Private, Well
Utilities
BB/HS Internet Available, Cable Available

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenSecond7x13
Dining RoomSecond12x7
Primary BedroomFirst12x14
Great RoomSecond16x22
Bedroom 2First
Bedroom 3First9x13
Bonus RoomFirst
Balcony/Porch/LanaiSecond26x17

Listing Details

Listing date
2026-02-19
On market date
2026-02-19
Original list price
$599,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-02-20
Tax legal description
BAY LAKES EST PB 2 PG 86 & 87 LOT 85 & W 5 FT LOT 84

Flood risk

High riskFEMA Zone APanel 12097C0285G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From St Cloud head East on 192 Turn left on Old Melbourne Highway. Turn Left on bay Shore Dr house on right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 7, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA