11 Ocean Dune Circle, FL
Stellar MLS

$3,200,000

11 Ocean Dune Circle

Palm Coast, FL 32137

Listing updated: April 25, 2026 at 4:06 PM ET

Active
4
Beds
5
Baths
4,566
Sq Ft
0.44
Acres
2007
Built
WaterfrontWater accessPrivate poolFireplace$701/sqft
Single Family Residence

Property type

2007

Year built

19,205 sqft

Lot size

$701

Price / sq ft

$52/mo

HOA dues

22

Days on market

2

Garage spaces

X/VE

Flood zone

About this home

Direct oceanfront living awaits in this exquisite custom home located on the coveted Ocean Dune Circle in Armand Beach Estates. This private, gated beachside community offers a quiet and serene setting with exceptionally low HOA fees and direct access to miles of pristine coquina sand beach, perfect for peaceful walks in either direction. Built in 2007, this custom home showcases exceptional craftsmanship and premium materials throughout, including custom-milled moldings, fine woodwork, porcelain, marble, and granite flooring, bronze custom stair railings, and beautiful cherry built-ins. Every detail reflects the highest level of quality and attention to luxury. Spanning three levels with abundant natural light and expansive views of the Atlantic Ocean, the home features a private elevator for easy access between floors. The first level includes two generously sized bedrooms that sit up high, offering beautiful ocean views. The second level boasts an open-concept living area with a gas fireplace and dramatic tall ceilings that flow seamlessly into a gourmet kitchen equipped with two adjacent prep kitchens and a premium appliance package. A spacious lanai provides the ideal spot to relax and enjoy sweeping water views and brilliant sunrise vistas. The third level features a loft/office with a wet bar, and custom built-in shelving with lighting. Along with two luxurious suites highlighted by a striking shared solarium enclosed balcony that offers breathtaking sky and ocean views. Resort-style living continues outdoors with a private pool and spa, plus a convenient private dune walkover that leads directly to the quiet coquina sand beach just steps away. Residents also enjoy easy access to the community pool, and a short bike or golf cart ride takes you to Malacompra Park. Additional highlights include 75 feet of direct oceanfront frontage, high and dry stem wall concrete block construction, a whole-house Generac generator, and so much more. This rare combination of privacy, luxury finishes, and effortless beachfront access makes this home the perfect coastal retreat for discerning families. Lot 7 is not included in the sale. Seller will separate at the time of closing.

Estimated monthly payment

Principal & interest$16,181
Property taxes$3,134
Home insurance (est.)$1,467
HOA dues$52

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Apr 3, 2026
  2. Listed$3,200,000
    Apr 3, 2026
  3. Price increased$3,200,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Subdivision
Armand Beach Estates
County
Flagler
Year built
2007
Living area
4,566 sq ft
Price/sq ft
$701
Building area
6,134 sq ft (Public Records)
Lot size
19,205 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X/VE (12035C0127E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$37,603 (2025)
Parcel #
20-10-31-0301-00000-0060
Zoning
PUD
MLS #
FC317415

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Interior Details

Bedrooms
4
Full bathrooms
4
Half bathrooms
1
Flooring
Marble, Tile
Appliances
Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Other, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Elevator, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Gas Dryer Hookup, Inside
Stories / Levels
Three Or More
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$620 / Annually
Monthly HOA
$52/mo
Total monthly fees
$52/mo
Total annual fees
$620
HOA name
Armand Beach Estates (May Management)
CDD
No
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm restrictions with association.
Approval process
Contact association for details.

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Private Mailbox
Construction materials
Block, Concrete, Stucco
Roof
Tile
Foundation
Stem Wall
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
LaundrySecond5.7x9.6
KitchenSecond13.5x18.9
Dining RoomSecond13.5x19.4
Living RoomSecond24.3x19.4
Primary BedroomThird20.5x18.9
Primary BathroomThird15.9x9.3
DenThird18.1x14.5
Bedroom 2Third17.4x19.4
Bedroom 3First12.6x14.6
Bedroom 4First12x13.9
Balcony/Porch/LanaiSecond38.8x9.4
Balcony/Porch/LanaiThird38.2x9.7

Listing Details

Listing date
2026-04-02
On market date
2026-04-03
Original list price
$3,200,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-04-03
Tax legal description
ARMAND BEACH ESTATES LOT 6

Flood risk

Zone X/VEFEMA Zone X/VEPanel 12035C0127E

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I95, Take exit 289 toward Palm Coast, Turn right onto Palm Coast Pkwy SE, Turn left onto Camino del Mar, Turn right onto N Ocean Shore Blvd, Turn right onto Armand Beach Dr, Turn right onto Mahoe Dr S, Turn left onto Cottonwood Trail, Turn left onto Solee Rd, Turn left onto Ocean Dune Cir, home is on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 25, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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