22 Ocean Dune Circle, FL
Stellar MLS

$515,000

22 Ocean Dune Circle

Palm Coast, FL 32137

Listing updated: May 4, 2026 at 3:50 PM ET

Active
0
Baths
0.26
Acres
WaterfrontWater access$46/sqft360° tour
Land

Property type

11,238 sqft

Lot size

$46

Price / sq ft

$49/mo

HOA dues

159

Days on market

AE / X

Flood zone

About this home

Build your dream home on this stunning lot with beach views in the gated community of Armand Beach Estates. Enjoy breathtaking sunrises over the ocean to the east and colorful sunsets to the west. This tranquil stretch of beach offers peaceful relaxation, long walks, and plenty of privacy. Nestled in the charming city of Palm Coast, the property is just a short drive to both St. Augustine and Flagler Beach. Outdoor enthusiasts will love having three nearby state parks—Malacompra, Bings Landing, and Washington Oaks. Bings Landing features a boat and kayak launch, plus easy access for fishing along the Intracoastal Waterway. With Jacksonville and Orlando both less than an hour away, you’ll have quick access to big-city amenities while still enjoying the serenity of coastal living. Survey available.

Estimated monthly payment

Principal & interest$2,604
Property taxes$461
Home insurance (est.)$236
HOA dues$49

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history159 days on market

  1. Status: Active
    Nov 26, 2025
  2. Listed$520,000
    Nov 26, 2025
  3. Price reduced$515,000

Facts & features

Property type
Land
Status
Active
Days on market
159
Subdivision
Armand Beach Estates
County
Flagler
Price/sq ft
$46
Lot size
11,238 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE / X
Annual taxes
$5,535 (2024)
Parcel #
20-10-31-0301-00000-0190
Zoning
PUD
MLS #
O6363212

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HOA & Financial

HOA fee
$590 / Annually
Monthly HOA
$49/mo
Total monthly fees
$87/mo
Total annual fees
$1,040
HOA name
May Management Services
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Needed
Water source
Public
Utilities
Cable Available, Electricity Available, Water Available

Community

Pets allowed
Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2025-11-24
On market date
2025-11-26
Original list price
$520,000
MLS area
32137 - Palm Coast
Listing AOR
Orlando Regional
Status changed
2025-11-26
Tax legal description
ARMAND BEACH ESTATES LOT 19 OR 1078 PG 1219 OR 1099 PG 32 OR 2362/1737

Flood risk

High riskFEMA Zone AE / X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

AIA to Armand Beach Rd. Right on Mahoe. Left on Cottonwood. Left on Solee. Left on Ocean Dune Circle to gate. Lot on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 4, 2026 at 3:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA