$1,800,000
18 Spinaker Circle
Palm Coast, FL 32137
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Some homes are beautiful. Others completely redefine the way you want to live. Tucked within the exclusive waterfront community of Yacht Harbor Village along the Intracoastal Waterway in the Hammock of Palm Coast, this custom-built residence was designed for those who refuse to compromise between boating, beach days, golf, and refined coastal living… because here, you truly can have it all. From the moment you step inside, the home feels effortlessly sophisticated yet warmly inviting. Soaring ceilings, dramatic designer lighting, expansive walls of glass, and carefully curated finishes create a timeless coastal aesthetic that feels elevated without ever feeling overdone. Thoughtfully designed for both everyday living and unforgettable entertaining, the open-concept spaces flow seamlessly from indoors to out. At the heart of the home, the chef’s kitchen is both functional and stunning, featuring custom cabinetry, oversized island seating, premium appliances and finishes, and a waterfront dining space perfectly positioned to capture the peaceful water views beyond. A private first-floor retreat complete with its own kitchen/bar area and ensuite bath offers exceptional flexibility for guests, multigenerational living, or elevated entertaining. Designed with comfort and convenience in mind, the home also features a private elevator servicing every level, dual laundry rooms, spacious guest ensuites, and an extraordinary primary suite that feels reminiscent of a private luxury resort. Complete with its own balcony overlooking the water, a spa-inspired bath, soaking tub, oversized walk-in shower, and designer finishes throughout, the space was created as a true retreat from everyday life. Outside, your own private waterfront oasis awaits. Wide canal views, direct Intracoastal access, a sparkling pool, expansive outdoor living spaces, and breathtaking evening skies create an atmosphere where every day feels like a vacation. With Yacht Harbor Marina located within the community, beach access just minutes away, and optional membership opportunities available through Hammock Dunes Club and Hammock Beach Resort, this offering is far more than simply a home. It’s the coastal lifestyle people spend years dreaming about… and very few ever truly find.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveMay 23, 2026
- Listed$1,800,000May 23, 2026
- Price increased$1,800,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Yacht Harbor Village
- County
- Flagler
- Year built
- 2024
- Living area
- 4,156 sq ft
- Price/sq ft
- $433
- Building area
- 5,535 sq ft (Public Records)
- Lot size
- 4,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0129E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $16,137 (2025)
- Parcel #
- 04-11-31-3019-00000-0840
- Zoning
- PUD
- MLS #
- FC318646
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Elevator, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Ground Level
HOA & Financial
- HOA fee
- $923 / Quarterly
- Monthly HOA
- $308/mo
- Total monthly fees
- $308/mo
- Total annual fees
- $3,692
- HOA name
- David Hayes
- CDD
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Refer to HOA Docs for regulations.
- Approval process
- LA must accompany all showings.
Exterior & Construction
- Exterior features
- Balcony, French Doors
- Construction materials
- Block, Stucco, Frame
- Roof
- Shingle
- Foundation
- Block, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 29.1x22.1 |
| Kitchen | Second | 11x8.7 |
| Den | First | 17.5x11.9 |
| Kitchen | First | 17.5x9.7 |
| Primary Bedroom | Third | 15.7x20.11 |
| Primary Bathroom | Third | 13x10.11 |
| Bedroom 2 | Third | 13x11.1 |
| Bathroom 2 | Third | |
| Bedroom 3 | Second | 20.1x15.1 |
| Bathroom 3 | Second | 5.1x9.9 |
| Bathroom 4 | Second | 5.1x6.1 |
| Bedroom 4 | First | 10.1x14 |
| Bathroom 5 | First | |
| Laundry | First | 9.8x10.9 |
| Laundry | Third | 7x4.6 |
Listing Details
- Listing date
- 2026-05-23
- On market date
- 2026-05-23
- Original list price
- $1,800,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-05-23
- Tax legal description
- HARBOR VILLAGE MARINA LOT 84 OR 885 PG 975 OR 1028 PG 459 OR 1296/1997 OR 2300/397
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95 take Palm Coast Pkwy -East, Palm Coast Pkwy to Hammock Dunes Bridge. Continue over bridge to Stop sign, turn left onto Camino Del Mar, Continue onto Yacht Harbor Dr, Turn right to stay on Yacht Harbor Dr, Turn right onto Spinaker Cir. Destination will be on the left
More homes like this
$1,115,000
31 S Riverwalk Dr
Palm Coast, FL 32137
3 bd · 3 ba · 2,622 sqft
Palm Coast Plantation Pud Un I
MLS# NS1087038
$1,699,999
3319 N Ocean Shore Blvd
Flagler Beach, FL 32136
4 bd · 4 ba · 2,252 sqft
Kanaha Sub
MLS# FC316688
$1,587,000
2 Caitlin Ct
Palm Coast, FL 32137
5 bd · 4 ba · 4,612 sqft
Sanctuary Sub
MLS# FC318760
$1,499,000
200 Ocean Crest Dr #642
Palm Coast, FL 32137
3 bd · 4 ba · 2,246 sqft
Hammock Beach
MLS# FC318759
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 27, 2026 at 9:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA