$900,000
2925 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
PENTHOUSE WATER VIEWS | Furnished | Private Garage | Bay Club Value. Discover space, views, and lifestyle at a price point that stands out along the Gulf Coast. Experience elevated living in this PENTHOUSE residence featuring breathtaking WATER VIEWS of Terra Ceia Bay, the iconic Sunshine Skyway Bridge, and the skyline of St. Petersburg. This spacious 3 BEDROOM + DEN/OFFICE | 2.5 BATH home offers a desirable SPLIT FLOOR PLAN, soaring 10-FOOT CEILINGS, and an open-concept layout designed for both everyday comfort and effortless entertaining. The main living area flows seamlessly to an EXPANSIVE PRIVATE BALCONY, where you can enjoy peaceful mornings and unforgettable sunsets over the water. A dedicated DEN/OFFICE WITH BUILT-IN DESK provides the perfect space for working remotely or relaxing with a good book. Thoughtfully refreshed with NEW LIGHTING, FRESH INTERIOR PAINT, UPDATED BALCONY SCREEN, NEWER APPLIANCES, and PRIMARY BEDROOM CARPET, this residence is PROFESSIONALLY STAGED AND OFFERED FURNISHED (STAGING ITEMS EXCLUDED)—making it easy to move right in and start enjoying the Florida lifestyle. The PRIMARY SUITE offers a serene retreat, while the open living and dining areas are perfectly positioned to take in the stunning views. A rare and valuable feature, this PENTHOUSE INCLUDES A PRIVATE GARAGE. Located within the gated BAY CLUB AT TERRA CEIA GOLF COMMUNITY, residents enjoy access to resort-style amenities including a POOL, SPA, FITNESS ROOM, TENNIS COURTS, 500-FOOT FISHING PIER, and scenic nature trails. The clubhouse features dining, social events, and a lively tiki bar, with OPTIONAL GOLF MEMBERSHIP and pay-to-play access available.Ideally situated near downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, and Tampa International Airport, as well as waterfront dining, shopping, and Gulf beaches. Enjoy weekends at the Bradenton Farmer’s Market or take the nearby ferry for easy access to the islands. PENTHOUSE LIVING WITH WATER VIEWS, GENEROUS SPACE, AND EXCEPTIONAL VALUE—A STANDOUT OPPORTUNITY ON FLORIDA’S GULF COAST.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveMay 3, 2026
- Listed$900,000May 3, 2026
- Price increased$900,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 23
- Cumulative DOM
- 253
- Subdivision
- Bay Club Ph Ii
- County
- Manatee
- Year built
- 2007
- Living area
- 2,423 sq ft
- Price/sq ft
- $371
- Building area
- 2,613 sq ft (Public Records)
- Lot size
- 76,865 sq ft
- Flood zone
- AE (12081C0162F)
- Garage
- 1 spaces
- Annual taxes
- $9,209 (2025)
- Parcel #
- 2412722359
- Zoning
- PDH
- MLS #
- A4688369
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
HOA & Financial
- HOA fee
- $1,025 / Monthly
- Monthly HOA
- $1,025/mo
- Total monthly fees
- $1,025/mo
- Total annual fees
- $12,300
- HOA name
- C&S Management Services
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see attached Community Rules & Regs (page 10) or contact Property Management for specific details.
- Approval process
- Please see attached Bay Club Association Application.
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
- Construction materials
- Block, Concrete
- Roof
- Built-Up, Concrete, Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Living Room | First | |
| Dining Room | First | |
| Laundry | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First |
Listing Details
- Listing date
- 2026-05-01
- On market date
- 2026-05-03
- Original list price
- $900,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-03
- Tax legal description
- UNIT 2902 PHASE II BAY CLUB A CONDO PI#24127.2235/9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay community and enter through the Guest Entrance. Follow the road all the way to the end, and you'll see Bay Club (Building 2925) on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 10:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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