$900,000

2925 Terra Ceia Bay Boulevard

Palmetto, FL 34221

Active
3
Beds
3
Baths
2,423
Sq Ft
1.76
Acres
2007
Built
Water viewWater access1.76 acres$371/sqft
🏠Condominium

Property type

🏗️2007

Year built

📐76,865 sqft

Lot size

📊$371

Price / sq ft

🏘️$1,025/mo

HOA dues

📅23

Days on market

🚗1

Garage space

🌊AE

Flood zone

About this home

PENTHOUSE WATER VIEWS | Furnished | Private Garage | Bay Club Value. Discover space, views, and lifestyle at a price point that stands out along the Gulf Coast. Experience elevated living in this PENTHOUSE residence featuring breathtaking WATER VIEWS of Terra Ceia Bay, the iconic Sunshine Skyway Bridge, and the skyline of St. Petersburg. This spacious 3 BEDROOM + DEN/OFFICE | 2.5 BATH home offers a desirable SPLIT FLOOR PLAN, soaring 10-FOOT CEILINGS, and an open-concept layout designed for both everyday comfort and effortless entertaining. The main living area flows seamlessly to an EXPANSIVE PRIVATE BALCONY, where you can enjoy peaceful mornings and unforgettable sunsets over the water. A dedicated DEN/OFFICE WITH BUILT-IN DESK provides the perfect space for working remotely or relaxing with a good book. Thoughtfully refreshed with NEW LIGHTING, FRESH INTERIOR PAINT, UPDATED BALCONY SCREEN, NEWER APPLIANCES, and PRIMARY BEDROOM CARPET, this residence is PROFESSIONALLY STAGED AND OFFERED FURNISHED (STAGING ITEMS EXCLUDED)—making it easy to move right in and start enjoying the Florida lifestyle. The PRIMARY SUITE offers a serene retreat, while the open living and dining areas are perfectly positioned to take in the stunning views. A rare and valuable feature, this PENTHOUSE INCLUDES A PRIVATE GARAGE. Located within the gated BAY CLUB AT TERRA CEIA GOLF COMMUNITY, residents enjoy access to resort-style amenities including a POOL, SPA, FITNESS ROOM, TENNIS COURTS, 500-FOOT FISHING PIER, and scenic nature trails. The clubhouse features dining, social events, and a lively tiki bar, with OPTIONAL GOLF MEMBERSHIP and pay-to-play access available.Ideally situated near downtown Palmetto and Bradenton, with convenient access to St. Petersburg, Sarasota, and Tampa International Airport, as well as waterfront dining, shopping, and Gulf beaches. Enjoy weekends at the Bradenton Farmer’s Market or take the nearby ferry for easy access to the islands. PENTHOUSE LIVING WITH WATER VIEWS, GENEROUS SPACE, AND EXCEPTIONAL VALUE—A STANDOUT OPPORTUNITY ON FLORIDA’S GULF COAST.

Estimated monthly payment

Principal & interest$4,551
Property taxes$767
Home insurance (est.)$413
HOA dues$1,025

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history23 days on market

  1. Status: Active
    May 3, 2026
  2. Listed$900,000
    May 3, 2026
  3. Price increased$900,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
23
Cumulative DOM
253
Subdivision
Bay Club Ph Ii
County
Manatee
Year built
2007
Living area
2,423 sq ft
Price/sq ft
$371
Building area
2,613 sq ft (Public Records)
Lot size
76,865 sq ft
Flood zone
AE (12081C0162F)
Garage
1 spaces
Annual taxes
$9,209 (2025)
Parcel #
2412722359
Zoning
PDH
MLS #
A4688369

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement

HOA & Financial

HOA fee
$1,025 / Monthly
Monthly HOA
$1,025/mo
Total monthly fees
$1,025/mo
Total annual fees
$12,300
HOA name
C&S Management Services
CDD
Yes
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see attached Community Rules & Regs (page 10) or contact Property Management for specific details.
Approval process
Please see attached Bay Club Association Application.

Exterior & Construction

Exterior features
Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Construction materials
Block, Concrete
Roof
Built-Up, Concrete, Membrane
Foundation
Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst
Living RoomFirst
Dining RoomFirst
LaundryFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First
Bathroom 3First

Listing Details

Listing date
2026-05-01
On market date
2026-05-03
Original list price
$900,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Status changed
2026-05-03
Tax legal description
UNIT 2902 PHASE II BAY CLUB A CONDO PI#24127.2235/9

Flood risk

High riskFEMA Zone AEPanel 12081C0162F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay community and enter through the Guest Entrance. Follow the road all the way to the end, and you'll see Bay Club (Building 2925) on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 10:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA