$815,000
2925 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Listing updated: August 30, 2026 at 3:05 PM ET
Listing courtesy of Real Broker, Llc · Angel Wilkinson · MLS #TB8443955 · Active · 855-450-0442Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
WATERFRONT 3 BR + DEN — PRICE IMPROVEMENT! Experience elevated Florida living in this beautifully renovated 2,306-square-foot residence, complemented by a 190-square-foot screened waterfront balcony showcasing expansive views toward Tampa Bay and the iconic Sunshine Skyway Bridge. The bright, open-concept interior blends sophisticated coastal style with thoughtful upgrades. The remodeled kitchen is a stunning centerpiece featuring Brazilian Crystal countertops and beautiful backsplash, stainless-steel appliances, a convection oven with built-in air fryer, LED lighting, and generous space for cooking and entertaining. Plantation shutters, crown molding, and engineered hardwood flooring in the bedrooms add warmth and refinement throughout the residence. Glass French doors open to a versatile den with custom built-in cabinetry—ideal for a home office, media room, library, or additional guest space. The spacious primary suite is a private retreat with custom closets, crown-molding details, and a spa-inspired bathroom featuring a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A tankless water heater provides additional comfort and efficiency. Enjoy the ease of condominium living with the generous proportions and functionality of a single-family home. Whether used as a year-round residence or Florida getaway, this home offers abundant living space, impressive renovations, remarkable waterfront scenery, and the opportunity to enjoy the Gulf Coast lifestyle from the moment you arrive. Terra Ceia Bay is an active waterfront and golf community offering pay-to-play golf with no mandatory golf membership. Community amenities include a pool, firepit, BBQ area and spa, fishing pier, nature trail and recreational opportunities, and convenient access to the golf clubhouse and on-site restaurant. The location provides an exceptional balance of peaceful waterfront living and accessibility to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, area beaches, shopping, dining, cultural attractions, and multiple airports. Discover the space, views, lifestyle, and compelling value available in Palmetto—an increasingly sought-after Gulf Coast location offering exceptional waterfront living within convenient reach of neighboring metropolitan and coastal destinations. Furniture is not included in the listed price but may be purchased separately under an independent contract. Schedule your private showing and experience this exceptional waterfront residence in person.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history283 days on market
- Status: ActiveNov 20, 2025
- Listed$839,000Nov 20, 2025
- Price reduced$815,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 283
- Subdivision
- Bay Club Ph Ii
- County
- Manatee
- Year built
- 2007
- Living area
- 2,306 sq ft
- Price/sq ft
- $353
- Building area
- 2,496 sq ft (Public Records)
- Lot size
- 76,884 sq ft
- Flood zone
- AE (12081C0162F)
- Annual taxes
- $8,532 (2024)
- Parcel #
- 2412722109
- Zoning
- PDH
- MLS #
- TB8443955
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Hardwood
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier
- Interior features
- Accessibility Features, Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
HOA & Financial
- Total monthly fees
- $1,025/mo
- Total annual fees
- $12,300
- HOA name
- C&S Community Management Services
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact Property Management for specific details.
- Approval process
- Please see attached Bay Club Association Application.
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Block, Concrete, Stucco
- Roof
- Built-Up, Concrete, Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15.2x19.8 |
| Primary Bathroom | First | 11.1x16.5 |
| Dining Room | First | 7.1x11.11 |
| Kitchen | First | 14.6x18.2 |
| Laundry | First | 5.6x9.8 |
| Den | First | 11.1x14.2 |
| Bedroom 2 | First | 9.6x13 |
| Bedroom 3 | First | 9.8x18.2 |
| Bathroom 2 | First | 9.1x6 |
| Living Room | First | 18.2x24.9 |
Listing Details
- Listing date
- 2025-10-28
- On market date
- 2025-11-20
- Original list price
- $839,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2025-11-20
- Tax legal description
- UNIT 2802 PHASE II BAY CLUB A CONDO TOGETHER WITH THE EXCLUSIVE RIGHT TO USE PARKING SPACE P9 & STORAGE SPACE S9 PI#24127.2210/9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay community and enter through the Guest Entrance. Follow the road all the way to the end, and you’ll see Bay Club (Building 2925) on the right. Please park in the Guest Parking located in front of the building.
More homes like this
$630,000
2925 Terra Ceia Bay Blvd #2703
Palmetto, FL 34221
3 bd · 2 ba · 2,039 sqft
Bay Club Ph Ii
MLS ID #TB8462984, REAL BROKER, LLC.
Listing provided by Stellar MLS
$950,000
2925 Terra Ceia Bay Blvd #2905
Palmetto, FL 34221
3 bd · 3 ba · 2,302 sqft
Bay Club Ph Ii
MLS ID #A4685830, REAL BROKER, LLC.
Listing provided by Stellar MLS
$549,900
5526 Gavella Cv
Palmetto, FL 34221
4 bd · 3 ba · 2,456 sqft
Trevesta Ph Ii-A
MLS ID #TB8498687, FLORIDA HOMES RLTY & MORTGAGE.
Listing provided by Stellar MLS
$600,000
2805 105th St E
Palmetto, FL 34221
4 bd · 3 ba · 1,817 sqft
Acreage
MLS ID #O6423662, OPENDOOR BROKERAGE LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 30, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA