$660,000

2925 Terra Ceia Bay Boulevard

Palmetto, FL 34221

Active
3
Beds
2
Baths
2,039
Sq Ft
2007
Built
WaterfrontWater access$324/sqft
🏠Condominium

Property type

🏗️2007

Year built

📊$324

Price / sq ft

🏘️$1,025/mo

HOA dues

📅104

Days on market

🌊AE

Flood zone

About this home

Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!

Estimated monthly payment

Principal & interest$3,337
Property taxes$790
Home insurance (est.)$303
HOA dues$1,025

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history104 days on market

  1. Status: Active
    Feb 11, 2026
  2. Listed$690,000
    Feb 11, 2026
  3. Price reduced$660,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
104
Subdivision
Bay Club Ph Ii
County
Manatee
Year built
2007
Living area
2,039 sq ft
Price/sq ft
$324
Building area
2,300 sq ft (Public Records)
Flood zone
AE (12081C0162F)
Annual taxes
$9,483 (2024)
Parcel #
2412721909
Zoning
PDH
MLS #
TB8462984

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement

HOA & Financial

HOA fee
$1,025 / Monthly
Monthly HOA
$1,025/mo
Total monthly fees
$1,025/mo
Total annual fees
$12,300
HOA name
C&S Community Management Services
CDD
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see attached Community Rules & Regs (page 10) or contact Property Management for specific details.
Approval process
Please see attached Bay Club Association Application.

Exterior & Construction

Exterior features
Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Construction materials
Block, Concrete, Stucco
Roof
Built-Up, Concrete, Membrane
Foundation
Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13.7x21.3
Primary BathroomFirst19.3x14.11
KitchenFirst
Living RoomFirst
FoyerFirst
DenFirst12.7x11.3
LaundryFirst5.1x7.2
Dining RoomFirst
Bedroom 2First11x14.1
Bathroom 2First5.11x11.8

Listing Details

Listing date
2026-01-09
On market date
2026-02-11
Original list price
$690,000
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-02-11
Tax legal description
UNIT 2703 PHASE II BAY CLUB A CONDO PI#24127.2190/9

Flood risk

High riskFEMA Zone AEPanel 12081C0162F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay Community and enter through the Guest Entrance. Follow the road all the way to the end and you’ll see Bay Club (Building 2925) on the Right. Please park in the Guest Parking located in front of the building.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 26, 2026 at 10:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA