$649,000
2925 Terra Ceia Bay Boulevard
Palmetto, FL 34221
Listing updated: June 21, 2026 at 4:06 PM ET
Listing courtesy of Real Broker, Llc · Angel Wilkinson · MLS #TB8462984 · Active · 855-450-0442Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to Florida LUXURY LIVING at its finest in this stunning 2 bedroom plus den residence; with the flexibility of a third bedroom, offering breathtaking PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Designed for effortless coastal living, this move-in-ready condominium features an open-concept layout, desirable split floor plan, and soaring ceilings that enhance the sense of space and natural light. Step onto your expansive PRIVATE BALCONY to enjoy morning coffee or UNFORGETTABLE SUNSETS over shimmering bay waters, your front-row seat to the Florida WATERFRONT LIFESTYLE. Inside, high-end finishes are found throughout. The versatile den functions beautifully as a home office, guest suite, or optional third bedroom. The primary suite is a serene retreat with direct terrace access, while the open living and dining areas are ideal for entertaining and everyday comfort. Every detail reflects quality, style, and meticulous care. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy an impressive array of amenities including a RESORT-STYLE POOL, SPA, and FIREPIT, a scenic 500-foot FISHING PIER, and a NATURE TRAIL winding through native Florida landscapes. Optional club membership provides access to an 18-hole executive golf course, tennis courts, fitness center, dining, and a lively tiki bar, with golf available without mandatory membership. Ideally situated just minutes from downtown Bradenton, enjoy Saturday mornings at the Farmer’s Market, easy access to the island water ferry to the beaches, and the charm of nearby Palmetto with its historic downtown and local shops. Nature lovers will appreciate proximity to Emerson Point Preserve, known for scenic trails and abundant wildlife. Conveniently located within an hour of Tampa International Airport, St. Pete, Sarasota, and SRQ, and close to shopping, dining, and outdoor adventures, this residence is perfect as a full-time home, seasonal retreat, or investment opportunity. LIVE WHERE OTHERS VACATION! Wake up to water views. Lock and leave with ease. This is Florida WATERFRONT LIVING; done right!
Local Insight
At $318/sqft, you're paying a premium for the waterfront location on Terra Ceia Bay, so make sure the water views and boat access genuinely justify that cost versus comparable inland units—check recent sales in Bay Club to see if you're getting fair value or just paying for the address. The AE flood zone is a real consideration that will affect insurance costs and resale appeal, so factor in higher premiums and potential future flooding concerns before committing. With a $1,025 monthly HOA on top of mortgage and insurance, your true carrying costs will be substantial, so run the full numbers to ensure this fits your budget comfortably.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history130 days on market
- Status: ActiveFeb 11, 2026
- Listed$690,000Feb 11, 2026
- Price reduced$649,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 130
- Subdivision
- Bay Club Ph Ii
- County
- Manatee
- Year built
- 2007
- Living area
- 2,039 sq ft
- Price/sq ft
- $318
- Building area
- 2,300 sq ft (Public Records)
- Flood zone
- AE (12081C0162F)
- Annual taxes
- $9,483 (2024)
- Parcel #
- 2412721909
- Zoning
- PDH
- MLS #
- TB8462984
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
HOA & Financial
- HOA fee
- $1,025 / Monthly
- Monthly HOA
- $1,025/mo
- Total monthly fees
- $1,025/mo
- Total annual fees
- $12,300
- HOA name
- C&S Community Management Services
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see attached Community Rules & Regs (page 10) or contact Property Management for specific details.
- Approval process
- Please see attached Bay Club Association Application.
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
- Construction materials
- Block, Concrete, Stucco
- Roof
- Built-Up, Concrete, Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13.7x21.3 |
| Primary Bathroom | First | 19.3x14.11 |
| Kitchen | First | |
| Living Room | First | |
| Foyer | First | |
| Den | First | 12.7x11.3 |
| Laundry | First | 5.1x7.2 |
| Dining Room | First | |
| Bedroom 2 | First | 11x14.1 |
| Bathroom 2 | First | 5.11x11.8 |
Listing Details
- Listing date
- 2026-01-09
- On market date
- 2026-02-11
- Original list price
- $690,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-02-11
- Tax legal description
- UNIT 2703 PHASE II BAY CLUB A CONDO PI#24127.2190/9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay Community and enter through the Guest Entrance. Follow the road all the way to the end and you’ll see Bay Club (Building 2925) on the Right. Please park in the Guest Parking located in front of the building.
More homes like this
$825,000
2925 Terra Ceia Bay Blvd #2802
Palmetto, FL 34221
3 bd · 2 ba · 2,306 sqft
Bay Club Ph Ii
MLS ID #TB8443955, REAL BROKER, LLC.
Listing provided by Stellar MLS
$900,000
2925 Terra Ceia Bay Blvd #2902
Palmetto, FL 34221
3 bd · 3 ba · 2,423 sqft
Bay Club Ph Ii
MLS ID #A4688369, REAL BROKER, LLC.
Listing provided by Stellar MLS
$609,000
412 17th Ave W
Palmetto, FL 34221
3 bd · 2 ba · 1,518 sqft
Mrs Julia Atzroth'S Addition
MLS ID #A4697674, MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC.
Listing provided by Stellar MLS
$399,000
10437 Highland Park Pl
Palmetto, FL 34221
2 bd · 2 ba · 1,685 sqft
Artisan Lakes Esplanade Ph Iii Sp A-E
MLS ID #A4697011, NINE LINE REALTY LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 21, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA