$599,000
2925 Terra Ceia Bay BoulevardPalmetto, FL 34221
Listing updated: October 29, 2026 at 9:20 AM ET
Listing courtesy of Real Broker, Llc · Angel Wilkinson · MLS #TB8462984 · Active · 855-450-0442Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE IMPROVEMENT! Experience Florida waterfront living in this beautifully maintained 2-bedroom PLUS DEN residence featuring PANORAMIC WATER VIEWS of Terra Ceia Bay, the Sunshine Skyway Bridge, and the St. Petersburg skyline. Furnishings may also be available under a separate personal property agreement, providing an opportunity for an easy transition to the Florida lifestyle. Designed for comfortable coastal living, this move-in-ready condominium offers an open-concept layout, desirable split-bedroom floor plan, soaring ceilings, and abundant natural light. Step outside onto the expansive PRIVATE BALCONY to enjoy morning coffee, bay breezes, and spectacular sunsets over the water. Inside, thoughtful finishes and a spacious layout create an inviting setting for both everyday living and entertaining. The versatile den offers additional space for a home office, media room, or guest accommodations. The primary suite features direct terrace access, while the open living and dining areas take full advantage of the impressive water views. Located within a GATED GOLF COURSE COMMUNITY, residents enjoy a RESORT-STYLE POOL, SPA, FIREPIT, scenic 500-foot FISHING PIER, and NATURE TRAIL through native Florida surroundings. Optional club membership provides access to additional amenities including an 18-hole executive golf course, tennis courts, fitness center, dining, and tiki bar. Golf opportunities are available without mandatory club membership. Enjoy convenient access to downtown Bradenton, historic Palmetto, area shopping and dining, Emerson Point Preserve, and the surrounding Gulf Coast. The nearby water ferry provides another way to experience the area's coastal destinations and beaches. With convenient access to Sarasota, St. Petersburg, Tampa, SRQ, and TPA, this residence is well suited for full-time or seasonal living. LIVE WHERE OTHERS VACATION! Wake up to expansive water views, enjoy memorable Florida sunsets, and lock and leave with ease. With its PRICE IMPROVEMENT and the opportunity to acquire furnishings separately, this is Florida WATERFRONT LIVING done right.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history259 days on market
- Status: ActiveFeb 11, 2026
- Listed$690,000Feb 11, 2026
- Price reduced$599,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 259
- Subdivision
- Bay Club Ph Ii
- County
- Manatee
- Year built
- 2007
- Living area
- 2,039 sq ft
- Price/sq ft
- $294
- Building area
- 2,300 sq ft (Public Records)
- Flood zone
- AE (12081C0162F)
- Annual taxes
- $9,483 (2024)
- Parcel #
- 2412721909
- Zoning
- PDH
- MLS #
- TB8462984
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement
HOA & Financial
- HOA fee
- $1,025 / Monthly
- Monthly HOA
- $1,025/mo
- Total monthly fees
- $1,025/mo
- Total annual fees
- $12,300
- HOA name
- C&S Community Management Services
- CDD
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please see attached Community Rules & Regs (page 10) or contact Property Management for specific details.
- Approval process
- Please see attached Bay Club Association Application.
Exterior & Construction
- Exterior features
- Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Block, Concrete, Stucco
- Roof
- Built-Up, Concrete, Membrane
- Foundation
- Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Concrete, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 13.7x21.3 | |
| Primary Bathroom | 19.3x14.11 | |
| Kitchen | ||
| Living Room | ||
| Foyer | ||
| Den | 12.7x11.3 | |
| Laundry | 5.1x7.2 | |
| Dining Room | ||
| Bedroom 2 | 11x14.1 | |
| Bathroom 2 | 5.11x11.8 |
Listing Details
- Listing date
- 2026-01-09
- On market date
- 2026-02-11
- Original list price
- $690,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-02-11
- Tax legal description
- UNIT 2703 PHASE II BAY CLUB A CONDO PI#24127.2190/9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the roundabout on Hwy 41 in Palmetto, take 23rd Avenue to the entrance of the Palms of Terra Ceia Bay Community and enter through the Guest Entrance. Follow the road all the way to the end and you’ll see Bay Club (Building 2925) on the Right. Please park in the Guest Parking located in front of the building.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 29, 2026 at 9:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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