4840 Old Oak Trail, FL

$899,000

4840 Old Oak Trail

St Cloud, FL 34771

Active
4
Beds
3
Baths
2,617
Sq Ft
1
Acres
2019
Built
Water viewIn-law suiteFireplace1 acres$344/sqft360° tour
Single Family Residence

Property type

2019

Year built

43,560 sqft

Lot size

$344

Price / sq ft

No HOA

HOA dues

44

Days on market

2

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to this rare NO HOA, highly desirable property offering privacy, flexibility, and all situated on a spacious acre of land complete with a serene pond. Located in a well sought-after neighborhood, this unique estate features two separate homes, making it perfect for multi-generational living. The second home may be used as a mother-in-law suite, guesthouse or residual income. The main residence boasts a 3-bedroom, 2-bath open floor plan designed for comfortable living and entertaining, highlighted by a gas stove in the kitchen. The bright and airy layout creates a seamless flow throughout the home. Both homes share a tankless gas water heater as well as septic tank and well water. The detached mother-in-law suite offers a 1 bedroom, 1 bath, full kitchen equipped with an electric stove, and its own laundry room. This secondary home also includes hurricane shutters. Enjoy the tranquility of your private pond and expansive outdoor space, all while being conveniently located near local amenities. This is a rare opportunity to own a versatile property with endless possibilities.

Estimated monthly payment

Principal & interest$4,546
Property taxes$337
Home insurance (est.)$412

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    Mar 26, 2026
  2. Listed$899,000
    Mar 26, 2026
  3. Price increased$899,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
44
Subdivision
Runnymede Oaks Unrec
County
Osceola
Year built
2019
Living area
2,617 sq ft
Price/sq ft
$344
Building area
2,680 sq ft (Builder)
Lot size
43,560 sq ft
Lot category
1 to less than 2
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$4,044 (2025)
Parcel #
31-25-31-8000-0001-0840
Zoning
OAR1
MLS #
O6390897

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Hurricane Shutters, Private Yard
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Available, Natural Gas Available

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 1First
Bedroom 2First
Living RoomFirst
Primary BathroomFirst
Bathroom 1First
KitchenFirst

Listing Details

Listing date
2026-03-19
On market date
2026-03-26
Original list price
$899,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-03-26
Tax legal description
RUNNYMEDE OAK UNREC TRACT 84 AKA RUNNYMEDE BLK 71 E 39 FT LOT 5 & E 39 FT LOT 12 & ALL LOTS 6 & 11 & W 18 FT LOT 7 & W 18 FT LOT 10 & N 1/2 VAC P ST CONTIGUOUS TO SAME

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL-417 Take the exit for Narcoossee Rd. Head south on Narcoossee Rd toward St. Cloud and continue straight for about 9 miles. Turn right onto Old Oak Trail (into the Runnymede Subdivision). Drive straight and continue down Old Oak Trail, 4840 will be on the left hand side. From the Turnpike Take the exit for US-192 / Irlo Bronson Memorial Hwy (Exit 244) toward Kissimmee / St. Cloud. Head east on US-192 toward St. Cloud and continue for about 6–8 miles. Turn left onto Narcoossee Rd and drive north on Narcoossee Rd for about 1–2 miles. Turn left onto Old Oak Trail (into the Runnymede Subdivision).Drive straight and continue down Old Oak Trail, 4840 will be on the left hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 9, 2026 at 11:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA