$399,000
104 Surfview DrivePalm Coast, FL 32137
Listing updated: November 10, 2026 at 8:22 PM ET
Listing courtesy of Ocean City Realty Llc · Kathy Sommer · MLS #FC322555 · Active · 386-931-1903Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Live life on the Beach in this pretty little Gem! This 2-bedroom 2 bath condo with its open floor plan and HUGE PATIO is now adorned with (3) NEW 2026 SLIDING GLASS DOORS!! New Locks, Fully Insulated, Energy Sheild Hurricane Rated Impact Glass with brand new Sliding Screens that open with ease as you stroll on out to your very own paradise patio just steps from the beach and the ocean. This condo was also just adorned with a brand new 2026 A/C, top of the line with WIFI communicating thermostat and humidity control feature. There is beautiful newer Luxury Vinyl flooring throughout, a soft coastal paint palate, and lovely comfortable furnishings, fixtures and accessories throughout. This condo allows for the very best of entertaining with its nice open floor plan, HUGE PATIO, with ocean front views and only steps from the Beach! Choose to live Full time and make this your own private beach house or great investment to rent it out weekly or Full time. This building has its own private ocean front heated pool and beach walkover, there is also a magnificent Large Ocean Front Clubhouse w full kitchen, flat screen TV and Heated Pool, and Charcoal Grills out your back door. The West side has an Intracoastal Front Clubhouse/boat and fishing dock, Kayak Racks and a third smaller clubhouse with Heated Pool, Tennis, Pickleball, Volleyball, Basketball, and miles of beautiful walking and biking trails. The condo Fees include Water, Cable and Wi-Fi. THIS IS A MUST SEE.... BEST PRICED OCEAN FRONT CONDO .... Surf Club Fees are as follows, $712/month Condo, $145/month/Matanzas Shores Assoc (MSOA) $130/quarterly Wastewater Mgmt. (WWT) DONT MISS THIS DEADLINE!! TAKE ADVANTAGE OF THE NEW FLORIDA AMENDMENT 3!! BECOME A FLORIDA RESIDENT NO LATER THAN DECEMBER 31, 2026 AND REAP THE NEW HOMESTEAD EXMPTIONS.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveNov 10, 2026
- Listed$399,000Nov 10, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Surf Club Bldg 1
- County
- Flagler
- Year built
- 1992
- Living area
- 1,158 sq ft
- Price/sq ft
- $345
- Lot size
- 14,862 sq ft
- Flood zone
- X (12035C0039E)
- Pool
- Private pool
- Annual taxes
- $4,230 (2025)
- Parcel #
- 37-10-31-3731-00000-1103
- Zoning
- PUD
- MLS #
- FC322555
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Elevator, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Parking features
- Common, Covered, Ground Level, Guest, Open, Basement
HOA & Financial
- Total monthly fees
- $900/mo
- Total annual fees
- $10,804
- HOA name
- Surf Club 1, Diane Goodman
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See documents, lease application approved by association www.lelandmanagement.com view under (Surf Club 1)
- Approval process
- verify with association, application required
Exterior & Construction
- Exterior features
- Lighting, Other, Outdoor Grill, Private Mailbox, Sidewalk, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Other, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-11-10
- On market date
- 2026-11-10
- Original list price
- $399,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-11-10
- Tax legal description
- SURF CLUB CONDO PHASE I UNIT #1103 OR 483 PG 15 OR 529 PG 580 OR 887 PG 837
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
One mile SOUTH of Marineland, EAST SIDE GAURD GATE, BUILDING 1.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 10, 2026 at 8:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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