$514,900
2049 Eldorado Court
St Cloud, FL 34771
Listing updated: June 7, 2026 at 11:29 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Short Sale. *Short Sale is only 30 Day bank approval* Discover peaceful country living on more than 2 acres in the desirable Bay Lake Ranch community of St. Cloud. Built in 2021, this custom single-story home sits on a high, dry, fully fenced parcel that backs directly to conservation, offering privacy, wooded views, and plenty of open space with no HOA restrictions—ideal for those wanting room for horses, outdoor hobbies, or future additions. A long paver driveway leads to the inviting covered front porch, while a screened lanai provides a quiet place to enjoy the natural surroundings. Inside, the home features an open layout with vaulted ceilings and a beautifully designed kitchen complete with a large center island, granite countertops, soft-close cabinetry, and stainless steel appliances. The split floor plan places the spacious primary suite on one side of the home, offering a walk-in closet and a modern en-suite bath with dual sinks and a custom-tiled walk-in shower. Two guest bedrooms share a Jack-and-Jill bathroom, and an additional half bath adds convenience for visitors. A versatile flex room—filled with natural light—opens to the lanai and can serve as a family room, office, playroom, or game room. Additional features include luxury vinyl plank flooring throughout the main areas, double-pane impact windows, an upgraded water softener system (2024), a well-appointed laundry room with storage and a recently serviced septic system. Located just minutes from US-192, Lake Nona, East Lake Toho, and Downtown St. Cloud, this property delivers quiet rural living with easy access to shops, dining, and major attractions. A rare opportunity to enjoy acreage, privacy, and a newer custom home—all in one exceptional setting.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history187 days on market
- Status: ActiveFeb 17, 2026
- Listed$569,900Nov 21, 2025
- Price reduced$514,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 187
- Cumulative DOM
- 373
- Subdivision
- Bay Lake Ranch Unit 1
- County
- Osceola
- Year built
- 2021
- Living area
- 1,918 sq ft
- Price/sq ft
- $268
- Building area
- 2,461 sq ft (Public Records)
- Lot size
- 97,139 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- A (12097C0285G)
- Garage
- 2 spaces
- Annual taxes
- $5,622 (2024)
- Parcel #
- 18-26-32-2597-0001-0550
- Zoning
- OAR2
- MLS #
- O6362438
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Range, Refrigerator
- Interior features
- High Ceilings, Open Floorplan, Stone Counters, Thermostat
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, USDA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify all rental restrictions with the county/city
Exterior & Construction
- Exterior features
- Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14x15 |
| Bedroom 2 | First | 11x14 |
| Bedroom 3 | First | 11x14 |
| Primary Bathroom | First | 15x5 |
| Living Room | First | 14x23 |
| Kitchen | First | 10x16 |
| Dining Room | First | 12x24 |
Listing Details
- Listing date
- 2025-11-14
- On market date
- 2025-11-21
- Original list price
- $569,900
- Occupant type
- Vacant
- Special conditions
- Short Sale
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-02-17
- Tax legal description
- BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 55
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Old Melbourne Hwy, turn left onto Bronco Dr, turn right onto Bridle Path, turn left onto Eldorado Ct. Home will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 11:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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