


$459,900
1021 Silverbell Trail
St Cloud, FL 34771
Listing updated: October 2, 2026 at 10:34 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. NO CDD + PRICE IMPROVEMENT + 2023 HOME + EXTENSIVE UPGRADES + MINUTES TO SUNBRIDGE & LAKE NONA! WHY WAIT FOR NEW CONSTRUCTION—AND THEN SPEND THOUSANDS MORE AFTER CLOSING? This move-in-ready North St. Cloud home offers 2,308 SF, 4 bedrooms, 2.5 baths and concrete-block construction on BOTH stories, with valuable upgrades already completed—WITHOUT A CDD. NO CDD = ONE LESS RECURRING ASSESSMENT TO BUDGET FOR YEAR AFTER YEAR. While many newer communities in the surrounding area may include annual CDD assessments, this home has NO CDD—an important advantage when comparing the ongoing costs of homeownership. LOCATION MAKES IT EVEN BETTER. Enjoy quick access to the growing Sunbridge corridor and approximately 15 minutes to Lake Nona, home to Orlando's renowned Medical City, healthcare, dining, shopping, grocery stores, recreation and entertainment. Narcoossee Rd, SR-417 and SR-528 provide convenient connections to Orlando International Airport and Central Florida. EDUCATION ADDS TO THE LOCATION. This address is currently assigned to Voyager K-8 and Nova Lakes High School, the new Sunbridge-area high school opened for the 2026–2027 school year, adding another consideration for buyers who value access to newer educational facilities. STEP INSIDE AND IMAGINE YOURSELF HERE. The bright open-concept kitchen, dining and living area is ready for everyday moments and memorable gatherings, featuring a large granite island and stainless-steel appliances. Open the slider to the covered lanai and fully fenced backyard—already finished and ready to enjoy. Upstairs, retreat to the spacious primary suite with large private bath and walk-in closet, plus 3 additional bedrooms, a second full bath and upstairs laundry with washer and dryer included. NEED PARKING? THIS HOME DELIVERS: approximately six vehicles on the rear paver driveway PLUS a two-car garage. UPGRADES ARE ALREADY DONE: whole-house salt-free water filtration, vinyl privacy fence, rain gutters, front/rear irrigation, upgraded marble-stone landscaping, termite treatment, ADT security with exterior cameras and door/window sensors, smart-home features with mobile/Alexa control, and Wi-Fi extenders throughout the home for enhanced coverage. The HOA includes 1-Gig high-speed internet, plus community pool, playground, walking trails and lakes. NEWER HOME. UPGRADES DONE. NO CDD. GREAT LOCATION. READY FOR NEW MEMORIES. Instead of waiting for a new build and paying for improvements after closing, come experience what this 2023 home already offers. Pictures can show you the house—but walking through it lets you imagine the life you could create here. Come see if 1021 Silverbell Trail is where your next chapter begins. Schedule your private showing today! Buyer to independently verify school assignments, CDD/HOA information, measurements, parking capacity and other information important to Buyer; school assignments are subject to change.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history42 days on market
- Status: ActiveAug 21, 2026
- Listed$479,900Aug 21, 2026
- Price reduced$459,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 42
- Subdivision
- Prairie Oaks
- County
- Osceola
- Year built
- 2023
- Living area
- 2,308 sq ft
- Price/sq ft
- $199
- Building area
- 5,227 sq ft (Builder)
- Lot size
- 5,227 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $5,541 (2025)
- Parcel #
- 22-25-31-4751-0001-2480
- Zoning
- RESI
- MLS #
- O6434414
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Faces Rear, Off Street, On Street, Open
HOA & Financial
- HOA fee
- $166 / Monthly
- Monthly HOA
- $166/mo
- Total monthly fees
- $166/mo
- Total annual fees
- $1,992
- HOA name
- Jorge Miranda
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify all leasing restrictions with HOA.
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Foyer | First | |
| Bathroom 1 | First | |
| Kitchen | First | 15.1x10.4 |
| Dining Room | First | 14.1x20.3 |
| Living Room | First | 14.1x12.2 |
| Primary Bedroom | Second | 14.11x15.11 |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | 9.11x16 |
| Bedroom 3 | Second | 10.1x16 |
| Bedroom 4 | Second | 10.9x10.6 |
| Bathroom 3 | Second | |
| Laundry | Second |
Listing Details
- Listing date
- 2026-08-21
- On market date
- 2026-08-21
- Original list price
- $479,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-08-21
- Tax legal description
- PRAIRIE OAKS PB 31 PGS 166-172 LOT 248
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 2, 2026 at 10:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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