1021 Silverbell Trail, FL1021 Silverbell Trail, FL1021 Silverbell Trail, FL
Stellar MLS
1 / 38

$479,900

1021 Silverbell Trail

St Cloud, FL 34771

Listing updated: August 26, 2026 at 1:35 PM ET

Active
Stellar MLSListing courtesy of The Valenzuela Real Estate Gro · Xiomy Sosa · MLS #O6434414 · Active · 305-776-4866
4
Beds
3
Baths
2,308
Sq Ft
0.12
Acres
2023
Built
$208/sqft360° tour
Single Family Residence

Property type

2023

Year built

5,227 sqft

Lot size

$208

Price / sq ft

$166/mo

HOA dues

5

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. NO CDD + SUNBRIDGE SCHOOLS + MAJOR UPGRADES + PRIME LOCATION NEAR SUNBRIDGE & LAKE NONA! Why wait for new construction—and then spend thousands more adding the features you actually want? This meticulously maintained 2023 home in North St. Cloud offers 2,308 SF, 4 bedrooms, 2.5 baths, concrete-block construction on BOTH the first and second stories, exceptional parking and a long list of valuable upgrades already completed for you. Located just minutes from Sunbridge and approximately 15 minutes from Lake Nona, this home offers access to one of Central Florida's most exciting growth corridors with an important financial advantage: NO CDD! Nearby new-construction communities carry CDD assessments of approximately $2,267 annually, while this home has NO CDD. The property is also currently zoned for both K-8 and high school campuses located within Sunbridge, offering convenient access to newer educational facilities. Enjoy easy access to Narcoossee Rd, SR-417, SR-528, Orlando International Airport, shopping, dining, healthcare, parks and entertainment. Inside, the bright open-concept floor plan is designed for comfortable everyday living and entertaining. The kitchen features granite countertops, a large center island and stainless-steel appliances, flowing seamlessly into the dining and living areas. Upstairs, the spacious primary suite features a walk-in closet and private bath, along with three additional bedrooms, a second full bath and conveniently located laundry room. Washer and dryer are included, and the Whirlpool appliances include transferable extended protection coverage for added peace of mind. This homesite offers something increasingly difficult to find in newer communities: room to breathe. Its unique position along a curve provides noticeably greater separation from neighboring homes than many properties in the community. An exceptionally large driveway—one of the most generous in Prairie Oaks—provides parking for approximately six vehicles PLUS a two-car garage. Outside, enjoy a fully fenced backyard, covered lanai, irrigation system and upgraded low-maintenance front landscaping with marble stone. The upgrades continue with a whole-house salt-free water filtration system, vinyl privacy fence, rain gutters, termite treatment, ADT security system with exterior cameras and window/door sensors, and enhanced whole-home Wi-Fi coverage. Smart-home features provide convenient mobile control of compatible front-door access, thermostat and lighting, with Amazon Alexa compatibility. Even better, the HOA includes 1-Gig high-speed internet along with community amenities including a pool, playground, walking trails and lakes. Move-in ready, extensively upgraded and positioned minutes from Sunbridge without the Sunbridge price tag or CDD, this home offers a compelling alternative to new construction. No waiting for a build and no immediate post-closing project list—the fence, gutters, water filtration, washer and dryer, landscaping, security and connectivity are already here. Move in and start enjoying it from day one. Schedule your private showing today! Buyer to independently verify school assignments, CDD comparisons, HOA information and other information important to Buyer.

Estimated monthly payment

Principal & interest$2,427
Property taxes$462
Home insurance (est.)$220
HOA dues$166

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Aug 21, 2026
  2. Listed$479,900
    Aug 21, 2026
  3. Price increased$479,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Prairie Oaks
County
Osceola
Year built
2023
Living area
2,308 sq ft
Price/sq ft
$208
Building area
5,227 sq ft (Builder)
Lot size
5,227 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$5,541 (2025)
Parcel #
22-25-31-4751-0001-2480
Zoning
RESI
MLS #
O6434414

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Faces Rear, Off Street, On Street, Open

HOA & Financial

HOA fee
$166 / Monthly
Monthly HOA
$166/mo
Total monthly fees
$166/mo
Total annual fees
$1,992
HOA name
Jorge Miranda
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
FoyerFirst
Bathroom 1First
KitchenFirst15.1x10.4
Dining RoomFirst14.1x20.3
Living RoomFirst14.1x12.2
Primary BedroomSecond14.11x15.11
Primary BathroomSecond
Bedroom 2Second9.11x16
Bedroom 3Second10.1x16
Bedroom 4Second10.9x10.6
Bathroom 3Second
LaundrySecond

Listing Details

Listing date
2026-08-21
On market date
2026-08-21
Original list price
$479,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-08-21
Tax legal description
PRAIRIE OAKS PB 31 PGS 166-172 LOT 248

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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