


$479,900
1021 Silverbell Trail
St Cloud, FL 34771
Listing updated: August 26, 2026 at 1:35 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. NO CDD + SUNBRIDGE SCHOOLS + MAJOR UPGRADES + PRIME LOCATION NEAR SUNBRIDGE & LAKE NONA! Why wait for new construction—and then spend thousands more adding the features you actually want? This meticulously maintained 2023 home in North St. Cloud offers 2,308 SF, 4 bedrooms, 2.5 baths, concrete-block construction on BOTH the first and second stories, exceptional parking and a long list of valuable upgrades already completed for you. Located just minutes from Sunbridge and approximately 15 minutes from Lake Nona, this home offers access to one of Central Florida's most exciting growth corridors with an important financial advantage: NO CDD! Nearby new-construction communities carry CDD assessments of approximately $2,267 annually, while this home has NO CDD. The property is also currently zoned for both K-8 and high school campuses located within Sunbridge, offering convenient access to newer educational facilities. Enjoy easy access to Narcoossee Rd, SR-417, SR-528, Orlando International Airport, shopping, dining, healthcare, parks and entertainment. Inside, the bright open-concept floor plan is designed for comfortable everyday living and entertaining. The kitchen features granite countertops, a large center island and stainless-steel appliances, flowing seamlessly into the dining and living areas. Upstairs, the spacious primary suite features a walk-in closet and private bath, along with three additional bedrooms, a second full bath and conveniently located laundry room. Washer and dryer are included, and the Whirlpool appliances include transferable extended protection coverage for added peace of mind. This homesite offers something increasingly difficult to find in newer communities: room to breathe. Its unique position along a curve provides noticeably greater separation from neighboring homes than many properties in the community. An exceptionally large driveway—one of the most generous in Prairie Oaks—provides parking for approximately six vehicles PLUS a two-car garage. Outside, enjoy a fully fenced backyard, covered lanai, irrigation system and upgraded low-maintenance front landscaping with marble stone. The upgrades continue with a whole-house salt-free water filtration system, vinyl privacy fence, rain gutters, termite treatment, ADT security system with exterior cameras and window/door sensors, and enhanced whole-home Wi-Fi coverage. Smart-home features provide convenient mobile control of compatible front-door access, thermostat and lighting, with Amazon Alexa compatibility. Even better, the HOA includes 1-Gig high-speed internet along with community amenities including a pool, playground, walking trails and lakes. Move-in ready, extensively upgraded and positioned minutes from Sunbridge without the Sunbridge price tag or CDD, this home offers a compelling alternative to new construction. No waiting for a build and no immediate post-closing project list—the fence, gutters, water filtration, washer and dryer, landscaping, security and connectivity are already here. Move in and start enjoying it from day one. Schedule your private showing today! Buyer to independently verify school assignments, CDD comparisons, HOA information and other information important to Buyer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveAug 21, 2026
- Listed$479,900Aug 21, 2026
- Price increased$479,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Prairie Oaks
- County
- Osceola
- Year built
- 2023
- Living area
- 2,308 sq ft
- Price/sq ft
- $208
- Building area
- 5,227 sq ft (Builder)
- Lot size
- 5,227 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0115G)
- Garage
- 2 spaces
- Annual taxes
- $5,541 (2025)
- Parcel #
- 22-25-31-4751-0001-2480
- Zoning
- RESI
- MLS #
- O6434414
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Faces Rear, Off Street, On Street, Open
HOA & Financial
- HOA fee
- $166 / Monthly
- Monthly HOA
- $166/mo
- Total monthly fees
- $166/mo
- Total annual fees
- $1,992
- HOA name
- Jorge Miranda
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Foyer | First | |
| Bathroom 1 | First | |
| Kitchen | First | 15.1x10.4 |
| Dining Room | First | 14.1x20.3 |
| Living Room | First | 14.1x12.2 |
| Primary Bedroom | Second | 14.11x15.11 |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | 9.11x16 |
| Bedroom 3 | Second | 10.1x16 |
| Bedroom 4 | Second | 10.9x10.6 |
| Bathroom 3 | Second | |
| Laundry | Second |
Listing Details
- Listing date
- 2026-08-21
- On market date
- 2026-08-21
- Original list price
- $479,900
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Home warranty
- Yes
- Status changed
- 2026-08-21
- Tax legal description
- PRAIRIE OAKS PB 31 PGS 166-172 LOT 248
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 26, 2026 at 1:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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