1021 Silverbell Trail, FL1021 Silverbell Trail, FL1021 Silverbell Trail, FL
Stellar MLS
1 / 35

$459,900

1021 Silverbell Trail

St Cloud, FL 34771

Listing updated: October 2, 2026 at 10:34 AM ET

Active
Stellar MLSListing courtesy of The Valenzuela Real Estate Gro · Xiomy Sosa · MLS #O6434414 · Active · 305-776-4866
4
Beds
3
Baths
2,308
Sq Ft
0.12
Acres
2023
Built
◆$199/sqft◆360° tour
Single Family Residence

Property type

2023

Year built

5,227 sqft

Lot size

$199

Price / sq ft

$166/mo

HOA dues

42

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. NO CDD + PRICE IMPROVEMENT + 2023 HOME + EXTENSIVE UPGRADES + MINUTES TO SUNBRIDGE & LAKE NONA! WHY WAIT FOR NEW CONSTRUCTION—AND THEN SPEND THOUSANDS MORE AFTER CLOSING? This move-in-ready North St. Cloud home offers 2,308 SF, 4 bedrooms, 2.5 baths and concrete-block construction on BOTH stories, with valuable upgrades already completed—WITHOUT A CDD. NO CDD = ONE LESS RECURRING ASSESSMENT TO BUDGET FOR YEAR AFTER YEAR. While many newer communities in the surrounding area may include annual CDD assessments, this home has NO CDD—an important advantage when comparing the ongoing costs of homeownership. LOCATION MAKES IT EVEN BETTER. Enjoy quick access to the growing Sunbridge corridor and approximately 15 minutes to Lake Nona, home to Orlando's renowned Medical City, healthcare, dining, shopping, grocery stores, recreation and entertainment. Narcoossee Rd, SR-417 and SR-528 provide convenient connections to Orlando International Airport and Central Florida. EDUCATION ADDS TO THE LOCATION. This address is currently assigned to Voyager K-8 and Nova Lakes High School, the new Sunbridge-area high school opened for the 2026–2027 school year, adding another consideration for buyers who value access to newer educational facilities. STEP INSIDE AND IMAGINE YOURSELF HERE. The bright open-concept kitchen, dining and living area is ready for everyday moments and memorable gatherings, featuring a large granite island and stainless-steel appliances. Open the slider to the covered lanai and fully fenced backyard—already finished and ready to enjoy. Upstairs, retreat to the spacious primary suite with large private bath and walk-in closet, plus 3 additional bedrooms, a second full bath and upstairs laundry with washer and dryer included. NEED PARKING? THIS HOME DELIVERS: approximately six vehicles on the rear paver driveway PLUS a two-car garage. UPGRADES ARE ALREADY DONE: whole-house salt-free water filtration, vinyl privacy fence, rain gutters, front/rear irrigation, upgraded marble-stone landscaping, termite treatment, ADT security with exterior cameras and door/window sensors, smart-home features with mobile/Alexa control, and Wi-Fi extenders throughout the home for enhanced coverage. The HOA includes 1-Gig high-speed internet, plus community pool, playground, walking trails and lakes. NEWER HOME. UPGRADES DONE. NO CDD. GREAT LOCATION. READY FOR NEW MEMORIES. Instead of waiting for a new build and paying for improvements after closing, come experience what this 2023 home already offers. Pictures can show you the house—but walking through it lets you imagine the life you could create here. Come see if 1021 Silverbell Trail is where your next chapter begins. Schedule your private showing today! Buyer to independently verify school assignments, CDD/HOA information, measurements, parking capacity and other information important to Buyer; school assignments are subject to change.

Estimated monthly payment

Principal & interest$2,326
Property taxes$462
Home insurance (est.)$211
HOA dues$166

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history42 days on market

  1. Status: Active
    Aug 21, 2026
  2. Listed$479,900
    Aug 21, 2026
  3. Price reduced$459,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
42
Subdivision
Prairie Oaks
County
Osceola
Year built
2023
Living area
2,308 sq ft
Price/sq ft
$199
Building area
5,227 sq ft (Builder)
Lot size
5,227 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$5,541 (2025)
Parcel #
22-25-31-4751-0001-2480
Zoning
RESI
MLS #
O6434414

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Faces Rear, Off Street, On Street, Open

HOA & Financial

HOA fee
$166 / Monthly
Monthly HOA
$166/mo
Total monthly fees
$166/mo
Total annual fees
$1,992
HOA name
Jorge Miranda
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all leasing restrictions with HOA.

Exterior & Construction

Exterior features
Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
FoyerFirst
Bathroom 1First
KitchenFirst15.1x10.4
Dining RoomFirst14.1x20.3
Living RoomFirst14.1x12.2
Primary BedroomSecond14.11x15.11
Primary BathroomSecond
Bedroom 2Second9.11x16
Bedroom 3Second10.1x16
Bedroom 4Second10.9x10.6
Bathroom 3Second
LaundrySecond

Listing Details

Listing date
2026-08-21
On market date
2026-08-21
Original list price
$479,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-08-21
Tax legal description
PRAIRIE OAKS PB 31 PGS 166-172 LOT 248

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 10:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA