204 Surfview Lane, FL
Stellar MLS

$2,199,000

204 Surfview Lane

Palm Coast, FL 32137

Listing updated: May 3, 2026 at 4:24 PM ET

Active
5
Beds
5
Baths
3,412
Sq Ft
0.18
Acres
2022
Built
WaterfrontWater accessIn-law suite$644/sqft360° tour
Single Family Residence

Property type

2022

Year built

7,971 sqft

Lot size

$644

Price / sq ft

$310/mo

HOA dues

421

Days on market

2

Garage spaces

X

Flood zone

About this home

SELLER MOTIVATED! DON'T MISS OUT! DIRECT OCEAN FRONT – NO FLOOD ZONE. Enter the home by way of the ground floor or ascend to the second floor where the impressive double front entry is located that leads you to the massive great room where your family and friends can gather. Open kitchen concept with center island, convection cooktop, double ovens, microwave drawer, refrigerator, butlers’ pantry and double beverage center, to name a few. Just beyond the kitchen is the guest master suite with its own entrance and covered veranda to watch the sun sets. From the main living space take in the breathtaking views of the Atlantic Ocean with covered porches or take a short stroll to the beach. The third floor master suite takes advantage of the ocean front panoramic views which stretch the entire length of the home, master bath with double vanities, walk in shower, private water closet and large walk-in closet with custom built ins. Two additional guest suites located on the 3rd floor along with a full bath and a large laundry room for easy access. Located on ground floor is the oversized large 5th bedroom which can also be utilized as either a bedroom or a recreation room with walk in closet, full bath and double doors that lead to the back yard. Oversized double car garage with plenty of space for storage. All bedroom closets have custom organized closet systems. This home comes with the ability to install your own ELEVATOR if you want one, or keep as extra storage till later. Solid wood interior doors throughout, custom window treatments outfitting some areas with blackout shades and remote controls, solid quarts surfaces throughout, upgraded designer lighting, fixtures and finishes, modern wood plank flooring. Spray foam insulation. Buried propane tank ready for your barbeque grill and hookups for your appliances. Tankless propane water heater, 3 HVAC zones, outdoor shower, landscaping and irrigation system. The finest appointments and expert craftsmanship are found throughout this stunning coastal style beach home located in one of the most sought-after locations of Matanzas Shores in Palm Coast, providing membership to the adjacent amenities that are included such as usage of the pool, beach club, rec center, boat club, boat dock, tennis and shuffleboard courts, horseshoe pits, volleyball, library. Easy access to nearby Marine Land, Hammock Dunes, St. Augustine, Flagler Beaches, golf courses, water sports, shopping and entertainment.

Estimated monthly payment

Principal & interest$11,119
Property taxes$1,961
Home insurance (est.)$1,008
HOA dues$310

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history421 days on market

  1. Status: Active
    Mar 8, 2025
  2. Listed$2,529,900
    Mar 8, 2025
  3. Price reduced$2,199,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
421
Subdivision
Surview/Matanzas Shores
County
Flagler
Year built
2022
Living area
3,412 sq ft
Price/sq ft
$644
Building area
5,322 sq ft (Public Records)
Lot size
7,971 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0039E)
Garage
2 spaces
Annual taxes
$23,532 (2024)
Parcel #
37-10-31-3790-00000-0030
Zoning
PUD
MLS #
O6286926

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Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Ceramic Tile, Marble, Wood
Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Wine Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room, Upper Level
Stories / Levels
Three Or More
Direction faces
West
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air, Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

HOA fee
$310 / Monthly
Monthly HOA
$310/mo
Total monthly fees
$439/mo
Total annual fees
$5,268
HOA name
LELAND MANAGEMENT - Patty Crum
CDD
No
Min lease term
1 Week
Listing terms
Cash, Conventional, Other, Private Financing Available
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Use of amenities is provided through membership with HOA master association, rules and restrictions apply. Buyer responsible to verify with HOA and local authorities for all rules and regulations.
Approval process
Buyer responsible to verify with HOA

Exterior & Construction

Exterior features
Balcony, Lighting, Rain Gutters, Sliding Doors
Construction materials
Block, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Other

Utilities

Sewer
Public Sewer, Other
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Other, Propane, Public, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleIndian Trails Middle-FCGreatSchools ↗
High SchoolMatanzas HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomSecond28x21
Primary BedroomThird25x14
Primary BathroomThird8x6
Primary BedroomSecond14x14
Bathroom 3Third14x14
Bedroom 4Third14x12
Bedroom 5First19x16
KitchenSecond13x15

Listing Details

Listing date
2025-03-08
On market date
2025-03-08
Original list price
$2,529,900
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Orlando Regional
Status changed
2025-03-08
Tax legal description
SURFVIEW @ MATANZAS SHORES MB 39 PG 18 LOT 3 OR 2409/24

Flood risk

Minimal riskFEMA Zone XPanel 12035C0039E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95 take Palm Coast Pkwy SE in Palm Coast to Florida A1A North. Continue on A1A North to Surfview Lane. Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 3, 2026 at 4:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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