355 Ocean Crest Drive, FL
Stellar MLS

$2,495,000

355 Ocean Crest Drive

Palm Coast, FL 32137

Listing updated: May 18, 2026 at 4:47 PM ET

Active
3
Beds
4
Baths
3,991
Sq Ft
0.18
Acres
2013
Built
WaterfrontPrivate poolFireplace$625/sqft
Single Family Residence

Property type

2013

Year built

7,928 sqft

Lot size

$625

Price / sq ft

$217/mo

HOA dues

199

Days on market

2

Garage spaces

X500*

Flood zone

About this home

Walking distance to the Hammock Beach!!! Experience resort-style living at 355 Ocean Crest Drive, an elegant 3-story residence in the exclusive Hammock Beach community. Offering nearly 4,000 sq ft of refined living space, this home blends timeless design with modern comforts and breathtaking views. Inside, you’ll find 3 bedrooms, 3.5 baths, an elevator, and open living areas designed for both entertaining and relaxation. The top-floor master suite includes a private sitting area, a wet bar, a bonus room to be used as a home office or as you wish, spacious walk-in closets, and serene ocean and golf course views. Step outdoors to your private paradise: a heated saltwater pool with spa, summer kitchen, and multiple covered patios perfect for al fresco dining and sunset gatherings. Overlooking the Jack Nicklaus–designed golf course and with lake frontage, the home offers a rare combination of golf, water, and coastal living. Best of all, it’s just a short walk to the beach, oceanfront dining, and local restaurants, which makes every day feel like vacation. Additional highlights include a 2-car garage, hurricane shutters, block/stucco construction, and HOA-maintained grounds. Residents enjoy direct access to the beach, and if desired, may enroll in Hammock Beach Club membership options: Full 2 Golf courses option (including the well-known Ocean Course, also known as Jack Nicklaus Ocean Course) + Beach Club or Beach Club Social only. Membership is required for use of the resort amenities and golf course. Details available upon request. This is more than a home — it’s a coastal retreat designed for those who seek the ultimate Florida lifestyle.

Estimated monthly payment

Principal & interest$12,616
Property taxes$1,678
Home insurance (est.)$1,144
HOA dues$217

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history199 days on market

  1. Status: Active
    Oct 31, 2025
  2. Listed$2,550,000
    Oct 31, 2025
  3. Price reduced$2,495,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
199
Subdivision
Northshore 4
County
Flagler
Year built
2013
Living area
3,991 sq ft
Price/sq ft
$625
Building area
5,384 sq ft (Appraiser)
Lot size
7,928 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12035C0127E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$20,140 (2025)
Parcel #
04-11-31-3604-00000-0300
Zoning
PUD
MLS #
O6357048

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Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
1
Flooring
Ceramic Tile, Hardwood, Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
Interior features
Ceiling Fans(s), Elevator, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s), Wet Bar
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Heat Pump, Propane
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$650 / Quarterly
Monthly HOA
$217/mo
Total monthly fees
$403/mo
Total annual fees
$4,832
HOA name
Ocean Hammock Amy Spradling
CDD
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
OH - 2025 rental procedures and rules will be attached to the listing, please double check all Procedures and Rules Applicable
Approval process
Prior to renting a house in any year, an Owner must register the property with the OHPOA, the annual registration fee is $350. Only three (3) short term rentals per year.

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Outdoor Grill
Construction materials
Stucco
Roof
Concrete, Tile
Foundation
Block
Pool
Private pool
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Propane, Water Connected

Community

Pets allowed
Breed Restrictions, Yes

Room Details

RoomLevelDimensions
Primary BedroomThird
Bedroom 1First
Bedroom 2First
Balcony/Porch/LanaiFirst
Balcony/Porch/LanaiSecond
Balcony/Porch/LanaiThird
Primary BathroomThird
Bathroom 1First
Bathroom 2First
Living RoomSecond
Family RoomFirst
KitchenSecond

Listing Details

Listing date
2025-10-30
On market date
2025-10-31
Original list price
$2,550,000
Occupant type
Vacant
MLS area
32137 - Palm Coast
Listing AOR
Orlando Regional
Status changed
2025-10-31
Tax legal description
NORTHSHORE PLAT 4 SUBD LOT 30 OR 716 PG 1473 OR 932 PG 1706 OR 1823/1538

Flood risk

Moderate riskFEMA Zone X500*Panel 12035C0127E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-95, take Exit 289 (Palm Coast Pkwy) and head east. Cross Hammock Dunes Bridge (toll bridge) to A1A. Turn left (north) on A1A, then left into Hammock Beach Resort. Follow Ocean Crest Dr to 355 on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 4:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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