St. Cloud Homes for Sale with No HOA
Homes the MLS lists with no mandatory homeowners association, so no HOA dues or HOA approval for changes.
- For sale now
- 185
- Median list price
- $450K
- Median $ / sq ft
- $284
- Median days listed
- 90
Newest 24 of 185 homes with no hoa in St. Cloud
$2,559,600
950 S Narcoossee Rd
St Cloud, FL 34771
5 bd · 2 ba · 1,536 sqft
Runnymede North Half Town Of
MLS ID #S5107673, DREAM BUILDERS REALTY.
Listing provided by Stellar MLS
$375,000
1901 10th St
St Cloud, FL 34769
2 bd · 2 ba · 1,698 sqft
St Cloud 2nd Town Of
MLS ID #O6448102, THE WILKINS WAY LLC.
Listing provided by Stellar MLS
$484,900
6812 Goldflower Ave
St Cloud, FL 34773
5 bd · 4 ba · 3,519 sqft
Harmony Nbhd G H F
MLS ID #O6437251, BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY.
Listing provided by Stellar MLS
$289,990
410 Ohio Ave
St Cloud, FL 34769
2 bd · 1 ba · 882 sqft
St Cloud 2nd Town Of
MLS ID #S5161160, MY REALTY GROUP, LLC..
Listing provided by Stellar MLS
$350,000
1825 E 10th St
St Cloud, FL 34771
3 bd · 2 ba · 1,075 sqft
Sugar Belt Oaks Unit 2
MLS ID #S5161127, WEICHERT REALTORS HALLMARK PRO.
Listing provided by Stellar MLS
$579,000
4325 Mildred Bass Rd
St Cloud, FL 34772
4 bd · 2 ba · 2,040 sqft
S L & I C
MLS ID #S5160936, NONA LEGACY POWERED BY LA ROSA.
Listing provided by Stellar MLS
$925,000
615 Eden Dr.
St Cloud, FL 34771
3 bd · 2 ba · 720 sqft
New Eden
MLS ID #S5161262, DREAM BUILDERS REALTY.
Listing provided by Stellar MLS
$265,000
718 Alabama Ave
St Cloud, FL 34769
3 bd · 1 ba · 1,256 sqft
St Cloud 2nd Town Of
MLS ID #O6423273, OPENDOOR BROKERAGE LLC.
Listing provided by Stellar MLS
$295,000
4775 Oakwood Dr
St Cloud, FL 34772
3 bd · 2 ba · 1,176 sqft
St Cloud Manor Village
MLS ID #S5161045, DALTON WADE INC.
Listing provided by Stellar MLS
$329,900
725 California Ave
St Cloud, FL 34769
3 bd · 2 ba · 1,272 sqft
St Cloud 2nd Town Of
MLS ID #S5160485, LA ROSA REALTY ORLANDO LLC.
Listing provided by Stellar MLS
$329,000
11 Minnesota Ave
St Cloud, FL 34769
3 bd · 3 ba · 1,795 sqft
Lake Front Add To Town Of St Cloud
MLS ID #O6442289, COMPASS FLORIDA LLC.
Listing provided by Stellar MLS
$280,000
1423 Massachusetts Ave
St Cloud, FL 34769
3 bd · 2 ba · 1,080 sqft
St Cloud 2nd Town Of
MLS ID #O6453065, BLUE LIGHTHOUSE REALTY INC.
Listing provided by Stellar MLS
$15,880,000
3079 Rambler Ave
St Cloud, FL 34772
9 bd · 13 ba · 12,980 sqft
S L & I C
MLS ID #O6445261, AAA GLOBAL VENTURES PA.
Listing provided by Stellar MLS
$415,000
401 Chancellor Ct
St Cloud, FL 34769
3 bd · 3 ba · 1,901 sqft
Chancellor
MLS ID #O6440025, LPT REALTY, LLC.
Listing provided by Stellar MLS
$199,000
9010 Concord Rd
St Cloud, FL 34773
3 bd · 3 ba · 1,428 sqft
Canaveral Acres 4
MLS ID #O6390874, BLUE MARLIN REAL ESTATE.
Listing provided by Stellar MLS
$260,000
1416 6th St
St Cloud, FL 34769
2 bd · 1 ba · 808 sqft
St Cloud 2nd Town Of
MLS ID #S5154589, FLORIDA LUX LISTINGS, LLC.
Listing provided by Stellar MLS
$264,900
6411 Woods St
St Cloud, FL 34771
3 bd · 2 ba · 1,404 sqft
Pine Grove Park
MLS ID #S5153444, ROYAL REALTY REAL ESTATE, LLC.
Listing provided by Stellar MLS
$524,900
3839 Lakeview Acres Rd
St Cloud, FL 34772
4 bd · 2 ba · 1,741 sqft
Seminole Land & Inv Co
MLS ID #S5153865, TIE TEAM REALTY LLC.
Listing provided by Stellar MLS
$435,000
5054 Arrapahoe St
St Cloud, FL 34771
3 bd · 3 ba · 1,967 sqft
Narcoossee New Map
MLS ID #S5146115, NAIM REAL ESTATE LLC.
Listing provided by Stellar MLS
$287,000
802 Massachusetts Ave
St Cloud, FL 34769
3 bd · 2 ba · 1,060 sqft
St Cloud 2nd Town Of
MLS ID #O6442338, OPENDOOR BROKERAGE LLC.
Listing provided by Stellar MLS
$664,900
5105 Star Line Dr
St Cloud, FL 34771
3 bd · 2 ba · 2,261 sqft
Starline Estates Unit 2
MLS ID #O6408703, LPT REALTY, LLC.
Listing provided by Stellar MLS
$499,000
1720 Cassidy Dr
St Cloud, FL 34771
3 bd · 2 ba · 1,662 sqft
Bay Lake Ranch Unit 2
MLS ID #S5144030, COLDWELL BANKER SOLOMON.
Listing provided by Stellar MLS
$596,000
2049 Eldorado Ct
St Cloud, FL 34771
3 bd · 3 ba · 1,918 sqft
Bay Lake Ranch Unit 1
MLS ID #O6362438, RE/MAX 200 REALTY.
Listing provided by Stellar MLS
$659,000
3050 S Indiana Ave
St Cloud, FL 34769
3 bd · 3 ba · 2,502 sqft
S L & I C
MLS ID #R4911398, MONUMENT RESOURCE PARTNERS LLC.
Listing provided by Stellar MLS
Search all St. Cloud listings on the map →
St. Cloud homes with no hoa by price
- Under $300K40
- $300K–$500K64
- $500K–$750K34
- $750K–$1M24
- $1M+23
Neighborhoods with the most homes with no hoa for sale
- S L & I C33 listed
- St Cloud 2nd Town Of31 listed
- Bay Lake Ranch9 listed
- Canaveral Acres7 listed
- Acreage & Unrec6 listed
- St Cloud Manor4 listed
- Pine Grove Park4 listed
- Hickory Hollow4 listed
- Bay Lake Estates4 listed
- St Cloud Manor Estates4 listed
St. Cloud homes with no hoa: quick answers
How many homes with no hoa are for sale in St. Cloud?+
185 homes with no hoa are listed for sale in St. Cloud, FL right now, 8 of them new in the last 7 days. Homes the MLS lists with no mandatory homeowners association, so no HOA dues or HOA approval for changes.
What do homes with no hoa cost in St. Cloud?+
The median list price is $450K (about $284 per square foot), with listings from $150K to $15.88M.
How long do homes with no hoa in St. Cloud stay on the market?+
The listings for sale now have been on the market a median of 90 days.
Which St. Cloud neighborhoods have the most homes with no hoa for sale?+
S L & I C (33), St Cloud 2nd Town Of (31), Bay Lake Ranch (9), Canaveral Acres (7), Acreage & Unrec (6).
More St. Cloud homes for sale
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 13, 2026 at 11:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA