Del Webb Spruce Creek Golf & Country Club
Summerfield's flagship 55+ golf community — gated Del Webb living with championship golf, a full amenity campus, and clubs for everything.
Live the MaxLife.
$310K
Median Price
$230K – $410K
3,250
Homes
$158–$176
Monthly HOA
1996
Established
Age-restricted 55+ community (HOPA) — children do not reside here full-time, so school zoning is not a typical factor; verify current age-restriction rules with the HOA
School Zone
Del Webb Spruce Creek Golf & Country Club — Market Pulse
Active listings + recent-sold aggregates from the Stellar MLS, 34491 area · about $175/sq ft · aggregate statistics only, no addresses or individual listings published.
Search Homes for Sale in Del Webb Spruce Creek Golf & Country Club
First access
Get notified when a Del Webb Spruce Creek Golf & Country Club home hits the market.
VIP members see new Del Webb Spruce Creek Golf & Country Club inventory 48 hours before Zillow.
Background
A brief history
The Spruce Creek name predates Del Webb: a golf community first took root here in the 1970s on land that had earlier been used for cattle grazing and farming in southern Marion County, near Summerfield. The modern 55+ community traces to January 1998, when the Del Webb Corporation completed its acquisition of the Spruce Creek properties (reported at roughly $45 million) and set out to build a flagship active-adult community under its well-known retirement brand.
Del Webb developed Del Webb Spruce Creek Golf & Country Club from roughly 1996 to 2007, ultimately platting about 3,250 single-family homes across approximately 1,604 acres just off U.S. 27/441 and a short drive from The Villages. The community was designed around an extensive amenity campus and the Eagle Ridge golf complex, with dozens of single-family floor plans aimed at retirees relocating to Central Florida.
Today Spruce Creek is an established, fully built-out gated community — one of the larger Del Webb communities in the Ocala/Summerfield market — known for its resale value, deep slate of resident clubs, and golf-centric lifestyle. It sits roughly 15 miles south of Ocala in the heart of Marion County's active-adult corridor, neighboring other 55+ communities along the U.S. 441 and SR-200 routes.
The feel
What it's like to live here
Spruce Creek is classic Del Webb: a gated, golf-anchored 55+ community built for an active, social retirement, with a 32,000-square-foot main clubhouse, 36 holes of golf, resort and indoor pools, pickleball, tennis, and well over 100 resident clubs and activities. The vibe is friendly, busy, and amenity-rich — neighbors know each other, the calendar is full, and the golf-cart-friendly layout encourages daily socializing. It draws retirees who want a turnkey lifestyle without the price tag (or the scale) of The Villages just up the road.
The honest tradeoffs are the ones inherent to a built-out 1996-2007 community: floor plans and finishes reflect their era, so many resales benefit from updating, and the mandatory age restriction means this is not the right fit for buyers who need a household member under 55 or who want children living full-time on site. The amenity lifestyle also comes with a monthly HOA fee — modest by Florida standards but ongoing — plus golf and certain activities that may carry their own costs. Buyers who want a quiet, low-engagement neighborhood may find Spruce Creek's social intensity more than they're looking for; buyers who want an active, club-driven retirement near The Villages will feel right at home.
The details
What to expect
Age Restriction (HOPA 55+)
Spruce Creek is a mandatory 55+ active-adult community operating under the federal Housing for Older Persons Act (HOPA). In practice that generally means at least one occupant of each home must be 55 or older, with limits on younger residents, but the exact occupancy rules — including any minimum age for other residents and rules on visiting grandchildren — are set by the HOA's governing documents. If you have a household member under 55 or need a child to live with you full-time, this community will likely not work, so confirm eligibility in writing before you fall in love with a home. Always verify the current age-restriction policy with the HOA before purchase.
HOA Fee & Amenity Reality
The lifestyle here is funded by a monthly HOA assessment — generally modest for the amenity level, often reported in the roughly $150-$180/month range, with no CDD reported — but you should treat any figure you see online as a starting point and confirm the current amount and what it covers. Dues typically support the clubhouses, pools, fitness, common-area upkeep, and security gate, while golf at Eagle Ridge and some clubs or classes may carry separate fees. Special assessments can occur in any community for major capital projects, so review the HOA budget, reserves, and recent meeting minutes. Verify the exact fee, inclusions, and any pending assessments with the HOA before purchase.
Golf & The Eagle Ridge Complex
Golf is central to Spruce Creek's identity: the Eagle Ridge Golf Club offers 36 holes laid out as four nine-hole courses (commonly associated with designer Terry Doss), plus a driving range, putting green, pro shop, and on-site dining. Membership structures and green fees vary, and golf access is typically a separate cost from the base HOA dues. Many homes back to fairways or water, which carries a price premium and can affect insurance and privacy. If golf frontage matters to you, weigh the lifestyle upside against the premium and any errant-ball exposure, and ask about current membership options.
Amenity Campus & Social Life
Beyond golf, the community centers on a roughly 32,000-square-foot Horizon Center clubhouse with ballroom, card and game rooms, plus a separate recreation/fitness building, multiple pools (including an indoor pool), pickleball and tennis courts, bocce, shuffleboard, walking trails, and a dog park. With well over 100 clubs and a full activities calendar, the social offering is a major draw and a real reason resale demand stays strong. The flip side is that an active community is, by design, a busy one. Tour the amenities on a normal weekday to make sure the energy level matches what you want from retirement.
Resale Condition & Updating
Because Spruce Creek was built from roughly 1996 to 2007, the resale market spans original-condition homes and tastefully renovated ones, and that gap drives much of the price spread. Buyers should scrutinize roof age, HVAC, water heater, and any polybutylene or dated plumbing, since systems from the build era may be near end of life. An updated kitchen, baths, and flooring command a premium but can save you the disruption of renovating after move-in. A thorough independent inspection is well worth it on any home of this vintage, even in a well-run community.
Community
Amenities
- Eagle Ridge Golf Club — 36 holes (four nine-hole courses), driving range, putting green, pro shop and on-site dining
- Horizon Center — approximately 32,000-square-foot main clubhouse with ballroom, billiards, and card/game rooms
- Separate recreation and fitness center with state-of-the-art equipment
- Multiple pools including heated outdoor pools and an indoor pool, plus a spa
- 12 pickleball courts and 7 tennis courts
- Bocce ball, shuffleboard, sand volleyball, and a dog park
- Walking and golf-cart trails throughout the gated community
- 100+ resident clubs and activities with an active social calendar
Know Before You Buy
HOA rules worth knowing
- Mandatory 55+ age-restricted community under the federal Housing for Older Persons Act (HOPA) — confirm current occupancy and age-verification policies with the HOA before purchase
- Gated entry with a monthly HOA assessment frequently reported in the roughly $150-$180/month range, with no CDD reported — verify current figure and inclusions with the HOA before purchase
- Golf at Eagle Ridge and some clubs or classes may carry separate fees beyond the base HOA dues
- Rentals reported as permitted with a minimum lease term (commonly cited around 90 days) — verify current rental rules with the HOA before purchase
- Deed restrictions and architectural standards apply community-wide; review governing documents and any pending special assessments before purchase
Education
School assignments
- Age-restricted 55+ community (HOPA) — children do not reside here full-time, so school zoning is not a typical factor; verify current age-restriction rules with the HOA
- Served by Marion County Public Schools for the broader Summerfield area (relevant mainly to non-resident family or eventual resale to non-age-restricted buyers if rules change)
School zone assignments change. Verify with Orange County Public Schools before purchase.
Market Commentary
What the market is doing
Del Webb Spruce Creek is a steady, established 55+ market — the last 12 months of MLS sales show 153 closings, healthy volume for a single gated community. The median landed at $310K, with the bottom tenth of sales under $229K and the top tenth above $408K. That range largely tracks floor plan, square footage, golf-course and water frontage, and how thoroughly a home has been updated since the 1996-2007 build era. The lower end is typically smaller or original-condition homes, while the top tenth reflects larger or extensively renovated plans on premium lots. Because this is age-restricted, I always remind buyers to confirm the HOPA 55+ occupancy rules and the current HOA fee before writing an offer, since those shape the true monthly cost. Updated, well-located homes here tend to draw competitive interest. — Ryan Solberg
Active MLS Inventory
Search homes in Del Webb Spruce Creek Golf & Country Club
Live MLS search for Del Webb Spruce Creek Golf & Country Club is coming online shortly.
In the meantime, get notified when a home in Del Webb Spruce Creek Golf & Country Club hits the market — VIP list members see new Del Webb Spruce Creek Golf & Country Club inventory 48 hours before it appears on Zillow.
Get Del Webb Spruce Creek Golf & Country Club AlertsActive MLS Inventory
Homes available in Del Webb Spruce Creek Golf & Country Club
12 homes currently listed in Del Webb Spruce Creek Golf & Country Club.
$238,000
6 Fir Drive Trak
Ocala, FL 34472
3 bd · 2 ba · 1,091 sqft
Silver Spgs Shores Un #20
MLS ID #OM727741, KELLER WILLIAMS CORNERSTONE RE.
Listing provided by Stellar MLS
$238,000
8 Oak Circle Trce
Ocala, FL 34472
3 bd · 2 ba · 1,091 sqft
Silver Spgs Shores Un 12
MLS ID #OM727738, KELLER WILLIAMS CORNERSTONE RE.
Listing provided by Stellar MLS
$276,965
5744 Sw 130th Ln
Ocala, FL 34473
3 bd · 2 ba · 1,328 sqft
Mcginley Landing
MLS ID #OM727743, DR HORTON REALTY OF WEST CENTRAL FLORIDA.
Listing provided by Stellar MLS
$409,990
4194 Sw 161 Ln
Ocala, FL 34473
4 bd · 3 ba · 2,350 sqft
Aspire At Marion Oaks
MLS ID #O6404767, K HOVNANIAN FLORIDA REALTY.
Listing provided by Stellar MLS
$399,990
13831 78 Ct
Ocala, FL 34473
4 bd · 3 ba · 2,350 sqft
Aspire At Marion Oaks
MLS ID #O6404771, K HOVNANIAN FLORIDA REALTY.
Listing provided by Stellar MLS
$425,000
521-535 Nw 19th Ave
Ocala, FL 34475
8 bd · 4 ba · 2,716 sqft
Ocala Acres
MLS ID #G5114523, CLEAR CHOICE REAL ESTATE.
Listing provided by Stellar MLS
Also Worth Seeing
Related communities
Ocala
Summerfield
Marion's active-adult corridor — Del Webb Spruce Creek, Stonecrest, and The Villages' amenities minutes down US-441.
Explore Summerfield →
Ocala
Stonecrest
The 55+ community with a golf-cart bridge to The Villages — gated Summerfield living with its own golf, pools, and pickleball.
$250K – $475K · 2,224 homes
Explore Stonecrest →
Ocala
Oak Run
An established 55+ classic on the SR-200 corridor — golf at Royal Oaks, six pools, and Ocala's medical row minutes away.
$165K – $300K · 3,509 homes
Explore Oak Run →
Want Del Webb Spruce Creek Golf & Country Club homes first?
Hand-picked Del Webb Spruce Creek Golf & Country Club matches — 48 hours before MLS. Two to three per month.
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 1, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA