321 12th Street, FL
Stellar MLS
1 / 1

$1,350,000

321 12th StreetFlagler Beach, FL 32136

Listing updated: November 11, 2026 at 10:48 AM ET

Active
Stellar MLSListing courtesy of Kokomo Realty Llc · Frederick Ferrara, III · MLS #FC322700 · Active · 386-490-4977
3
Beds
2
Baths
1,658
Sq Ft
0.2
Acres
1985
Built
◆Waterfront◆Water access◆Private pool◆Fireplace◆$814/sqft
Single Family Residence

Property type

1985

Year built

8,799 sqft

Lot size

$814

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

Welcome to the ultimate Flagler Beach paradise! Situated on a deep-water canal with no fixed bridges and less than five minutes from the Intracoastal Waterway, 321 N. 12th St. offers a dream setup for boaters, water sports enthusiasts, and beach lovers alike. Featuring comprehensive, high-end improvements completed entirely within the past three years, this home shows like new and blends modern elegance with effortless coastal living. Step inside to an open-concept living and dining area flooded with natural light, flowing seamlessly into a chef’s kitchen equipped with rich wood cabinetry, expansive granite countertops, stainless steel appliances, and a massive wraparound breakfast bar ideal for entertaining. The spacious primary suite serves as a true private retreat, showcasing wood-accented architectural details, direct pool access, dual vanities, a custom walk-in closet, a custom walk-in shower with body jets, and a luxurious soaking tub with multi-jet hydrotherapy. Additional interior highlights include stylish wood-look flooring throughout main living spaces, updated modern baths, a well-appointed laundry room, and a pristine, epoxy-finished garage. Step outside into your private backyard oasis, featuring a covered brick-paved lanai, a sparkling screened-in swimming pool with stone waterfall, lush tropical landscaping, and a private covered boat dock right on the deep-water canal. Located in one of Flagler Beach's most desirable streets, you are close enough to walk to the beach or stroll into town, and just a quick golf cart ride away from local dining, shopping, and beachside attractions. Experience the best of Florida waterfront living—schedule your private tour today!

Estimated monthly payment

Principal & interest$6,826
Property taxes$903
Home insurance (est.)$619

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 11, 2026
  2. Listed$1,350,000
    Nov 11, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Palma Vista Sub
County
Flagler
Year built
1985
Living area
1,658 sq ft
Price/sq ft
$814
Building area
2,790 sq ft (Public Records)
Lot size
8,799 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12035C0232E)
Pool
Private pool
Annual taxes
$10,840 (2025)
Parcel #
01-12-31-5050-00030-0110
Zoning
SFR-R1
MLS #
FC322700

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all rental restrictions with city.

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
Bathroom 2First
Bedroom 2First
Bedroom 3First
DinetteFirst
Dining RoomFirst
Living RoomFirst
KitchenFirst
LaundryFirst
Primary BathroomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-11-11
On market date
2026-11-11
Original list price
$1,350,000
Occupant type
Vacant
MLS area
32136 - Flagler Beach
Listing AOR
Flagler
Status changed
2026-11-11
Tax legal description
PALMA VISTA SUBD BLOCK 3 LOT 11 OR BOOK 113 PAGE 52 OR 120 PG 431 OR 433/1943 OR 2020/ 1181 OR 2038/1943-DC PR 1864/ 32-DC OR OR 2038/1956 OR 2038/1956 OR 2038/1962 OR 2058/1599

Flood risk

High riskFEMA Zone AEPanel 12035C0232E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR100 east to A1A. North on A1A to N 12th St. House number 321 on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 11, 2026 at 10:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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