342 12th Street, FL342 12th Street, FL342 12th Street, FL
Stellar MLS
1 / 60

$1,499,000

342 12th Street

Flagler Beach, FL 32136

Listing updated: August 18, 2026 at 11:42 AM ET

Active
Stellar MLSListing courtesy of Christie'S International Real · Brian Sacks · MLS #FC320667 · Active · 904-372-4711
2
Beds
2
Baths
1,892
Sq Ft
0.4
Acres
1997
Built
WaterfrontWater accessPrivate poolFireplace4-car garage$792/sqft
Single Family Residence

Property type

1997

Year built

35,200 sqft

Lot size

$792

Price / sq ft

No HOA

HOA dues

4

Days on market

4

Garage spaces

AE

Flood zone

About this home

Waterfront living meets boater's paradise on a deep canal just one minute from the Intracoastal Waterway. This 2-bedroom, 2-bathroom residence with a versatile loft offers 1,892 square feet of updated living space in Flagler Beach, Florida, built in 1997 with a fully rebuilt outdoor entertaining package added in 2020. Wood and tile flooring runs throughout the open living areas, complemented by a gas fireplace and a renovated kitchen built for everyday living and entertaining. The updated master bathroom delivers a spa-like retreat off the primary suite, while the loft adds flexible space for a home office, media room, or guest overflow. Outside, the 2020 renovation transformed the property into a true boater's compound: a heated pool anchors the backyard, framed by a 2-car attached garage plus a separate detached garage for extra storage, workshop space, or watercraft gear. Two dedicated boat lift areas sit canal-side — one sized for jet skis or a smaller vessel, the other a covered lift built for a larger boat — giving direct, no-bridge access to the Intracoastal Waterway in under a minute. Flagler Beach offers a laid-back, low-density alternative to the more crowded beach towns of Northeast Florida, with A1A's oceanfront drive, local restaurants, and the Atlantic coastline just minutes away. This canal-front address puts boating, fishing, and Intracoastal access at your back door while keeping the beach and downtown Flagler Beach within easy reach. Move-in ready for a buyer who wants waterfront living, dual boat lift access, and a renovated interior without the wait — this is a rare find on a protected canal in Flagler Beach, Florida.

Estimated monthly payment

Principal & interest$7,580
Property taxes$838
Home insurance (est.)$687

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Aug 14, 2026
  2. Listed$1,499,000
    Aug 14, 2026
  3. Price increased$1,499,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Palma Vista Sub
County
Flagler
Year built
1997
Living area
1,892 sq ft
Price/sq ft
$792
Lot size
35,200 sq ft
Lot category
1/2 to less than 1
Flood zone
AE
Garage
4 spaces
Pool
Private pool
Annual taxes
$10,051 (2025)
Parcel #
01-12-31-5050-00030-0260
Zoning
R-1B
MLS #
FC320667

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Luxury Vinyl, Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s)
Laundry
Electric Dryer Hookup, Inside
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Stucco
Roof
Metal
Foundation
Block, Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Well, Water Connected

Schools

ElementaryOld Kings ElementaryGreatSchools ↗
MiddleBuddy Taylor MiddleGreatSchools ↗
High SchoolFlagler-Palm Coast HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x20
Bedroom 1First12x12
LoftSecond17x14
LaundryFirst9x9
Living RoomFirst21x26
Primary BathroomFirst12x13
KitchenFirst13x9
Dining RoomFirst12x13
Bathroom 2First7x6

Listing Details

Listing date
2026-08-14
On market date
2026-08-14
Original list price
$1,499,000
Occupant type
Vacant
MLS area
32136 - Flagler Beach
Listing AOR
Orlando Regional
Status changed
2026-08-14
Tax legal description
PALMA VISTA SUBD BLK 3 LOTS 26, 27 OR 121/161 OR 421/113 OR 572/627 OR 573/ 1552(DC) OR 734 PG 1153 OR 1221 PG 1993-DAVIS TRUST OR 1669/1733 OR 1787/1709- PETTUS TRUST CONTROL #2010-36C OR 1801/1335 OR 1801/1336 OR 1801/1334-BLA

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

TAKE 100 TO A1A TO NORTH 12TH STREET, HOME IS ON THE RIGHT IN CUL-DE-SAC.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 18, 2026 at 11:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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