


$1,499,000
342 12th Street
Flagler Beach, FL 32136
Listing updated: August 18, 2026 at 11:42 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Waterfront living meets boater's paradise on a deep canal just one minute from the Intracoastal Waterway. This 2-bedroom, 2-bathroom residence with a versatile loft offers 1,892 square feet of updated living space in Flagler Beach, Florida, built in 1997 with a fully rebuilt outdoor entertaining package added in 2020. Wood and tile flooring runs throughout the open living areas, complemented by a gas fireplace and a renovated kitchen built for everyday living and entertaining. The updated master bathroom delivers a spa-like retreat off the primary suite, while the loft adds flexible space for a home office, media room, or guest overflow. Outside, the 2020 renovation transformed the property into a true boater's compound: a heated pool anchors the backyard, framed by a 2-car attached garage plus a separate detached garage for extra storage, workshop space, or watercraft gear. Two dedicated boat lift areas sit canal-side — one sized for jet skis or a smaller vessel, the other a covered lift built for a larger boat — giving direct, no-bridge access to the Intracoastal Waterway in under a minute. Flagler Beach offers a laid-back, low-density alternative to the more crowded beach towns of Northeast Florida, with A1A's oceanfront drive, local restaurants, and the Atlantic coastline just minutes away. This canal-front address puts boating, fishing, and Intracoastal access at your back door while keeping the beach and downtown Flagler Beach within easy reach. Move-in ready for a buyer who wants waterfront living, dual boat lift access, and a renovated interior without the wait — this is a rare find on a protected canal in Flagler Beach, Florida.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveAug 14, 2026
- Listed$1,499,000Aug 14, 2026
- Price increased$1,499,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 4
- Subdivision
- Palma Vista Sub
- County
- Flagler
- Year built
- 1997
- Living area
- 1,892 sq ft
- Price/sq ft
- $792
- Lot size
- 35,200 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $10,051 (2025)
- Parcel #
- 01-12-31-5050-00030-0260
- Zoning
- R-1B
- MLS #
- FC320667
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Luxury Vinyl, Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Vaulted Ceiling(s)
- Laundry
- Electric Dryer Hookup, Inside
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Stucco
- Roof
- Metal
- Foundation
- Block, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Well, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14x20 |
| Bedroom 1 | First | 12x12 |
| Loft | Second | 17x14 |
| Laundry | First | 9x9 |
| Living Room | First | 21x26 |
| Primary Bathroom | First | 12x13 |
| Kitchen | First | 13x9 |
| Dining Room | First | 12x13 |
| Bathroom 2 | First | 7x6 |
Listing Details
- Listing date
- 2026-08-14
- On market date
- 2026-08-14
- Original list price
- $1,499,000
- Occupant type
- Vacant
- MLS area
- 32136 - Flagler Beach
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-14
- Tax legal description
- PALMA VISTA SUBD BLK 3 LOTS 26, 27 OR 121/161 OR 421/113 OR 572/627 OR 573/ 1552(DC) OR 734 PG 1153 OR 1221 PG 1993-DAVIS TRUST OR 1669/1733 OR 1787/1709- PETTUS TRUST CONTROL #2010-36C OR 1801/1335 OR 1801/1336 OR 1801/1334-BLA
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
TAKE 100 TO A1A TO NORTH 12TH STREET, HOME IS ON THE RIGHT IN CUL-DE-SAC.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 18, 2026 at 11:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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