4645 38th Avenue, FL
Stellar MLS
1 / 1

$699,000

4645 38th AvenueSt Petersburg, FL 33713

Listing updated: November 11, 2026 at 9:57 PM ET

Active
Stellar MLSListing courtesy of Smith & Associates Real Estate · Melissa Stelzle · MLS #TB8566562 · Active · 727-342-3800
4
Beds
3
Baths
2,162
Sq Ft
0.21
Acres
1950
Built
◆$323/sqft◆360° tour
Duplex

Property type

1950

Year built

9,291 sqft

Lot size

$323

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

Discover an excellent investment opportunity at 4645 38th Ave N in St. Petersburg! This unique multifamily property features two separate buildings, offering privacy, flexibility, and income-producing potential. The property consists of two spacious units. One building features 2 bedrooms and 1.5 bathrooms, while the second building offers 2 bedrooms and 1 full bathroom. Adding to the property's appeal, a courtyard nestled between the two buildings creates a welcoming outdoor space. Additional amenities include on-site parking and two storage sheds, providing valuable extra space for tenants and added convenience. Currently generating $3,500 in monthly rental income ($42,000 annually), this property presents an attractive opportunity for investors seeking immediate cash flow or owner-occupants looking to live in one unit while generating rental income from the other. Conveniently located with access to shopping, dining, and major roadways, this is an opportunity to own an income-producing property in a desirable Pinellas County location.

Estimated monthly payment

Principal & interest$3,535
Property taxes$518
Home insurance (est.)$320

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Nov 11, 2026
  2. Listed$699,000
    Nov 11, 2026

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
0
Subdivision
Dearmins Sub 3
County
Pinellas
Year built
1950
Living area
2,162 sq ft
Price/sq ft
$323
Lot size
9,291 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0212G)
Annual taxes
$6,221 (2025)
Parcel #
04-31-16-20592-004-0070
MLS #
TB8566562

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Interior Details

Bedrooms
4
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Split Bedroom
Laundry
Inside
Stories / Levels
One

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)

Parking

Garage spaces
0

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Ownership
Fee Simple

Exterior & Construction

Exterior features
Courtyard, Private Yard
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Listing Details

Listing date
2026-11-09
On market date
2026-11-11
Original list price
$699,000
MLS area
33713 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-11-11
Tax legal description
DEARMINS SUB NO. 3 BLK D, LOTS 7 & 8 LESS S 7.5FT FOR RD R/W

Flood risk

Minimal riskFEMA Zone XPanel 12103C0212G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Go west on 38th Ave N from I-275. The property is located on the northwest corner of 38th Ave N and 46th St N.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 11, 2026 at 9:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA