


$625,000
405 Pine Tree RoadLake Mary, FL 32746
Listing updated: November 12, 2026 at 1:47 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to Cardinal Oaks Cove, one of Lake Mary's charming established neighborhoods, known for its sense of community and pride of ownership. This spectacular, freshly updated one-story residence blends timeless character with modern style and offers exceptional Florida living. A circular driveway, classic brick façade, architectural windows and tropical landscaping create a beautiful first impression. Inside, soaring ceilings and abundant natural light enhance the inviting interior. The versatile formal living room is ideal for a home office, library or sitting room. The beautifully renovated chef's kitchen features white cabinetry, beveled Blanco Antico granite countertops, tile backsplash, an impressive appliance package including a Fisher & Paykel range, and a spectacular center island. Open to the spacious family room, this layout is perfect for everyday living and entertaining. The private primary suite features calming neutral tones, tile flooring, plantation shutters and double doors opening to the pool area. The completely renovated primary bath offers two furniture-style vanities with vessel sinks and a luxurious walk-in shower with built-in seating and shampoo niche. A towel-warming bar and additional storage complete this spa-inspired retreat. Three additional generously sized bedrooms feature spacious closet systems, while a beautifully maintained secondary bath serves family and guests. Enjoy the Florida lifestyle in the private outdoor retreat featuring a sparkling pool flanked by two decorative fountains, a covered patio finished with white cedar ceiling planks, two skylights, and an outdoor grilling station with sink. Recent improvements include hurricane windows (2022), roof and skylight (2016), pool renovation (2016), water heater (2026), Train A/C (2014), septic drain field, pump and alarm (2026), and pool pump (2024). Beautifully updated and move-in ready, this exceptional home offers comfort, character and wonderful outdoor living in desirable Lake Mary!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 11, 2026
- Listed$625,000Nov 11, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Cardinal Oaks Cove
- County
- Seminole
- Year built
- 1988
- Living area
- 2,447 sq ft
- Price/sq ft
- $255
- Building area
- 3,442 sq ft (Public Records)
- Lot size
- 14,525 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12117C0070F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,586 (2025)
- Parcel #
- 15-20-30-502-0000-1000
- Zoning
- R-1AA
- MLS #
- O6456049
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Door Opener, Golf Cart Garage, Oversized
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify Leasing restrictions with Seminole County
Exterior & Construction
- Exterior features
- Outdoor Grill
- Construction materials
- Brick, Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 17.5x15.5 |
| Great Room | First | 20.6x16.5 |
| Dining Room | First | 11.2x12.8 |
| Primary Bedroom | First | 14x16.4 |
| Primary Bathroom | First | |
| Living Room | First | 16x12.3 |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First |
Listing Details
- Listing date
- 2026-11-11
- On market date
- 2026-11-11
- Original list price
- $625,000
- Occupant type
- Owner
- MLS area
- 32746 - Lake Mary / Heathrow
- Listing AOR
- Orlando Regional
- Status changed
- 2026-11-11
- Tax legal description
- LOT 100 CARDINAL OAKS COVE PB 35 PGS 17 & 18
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-4 to west Lake Mary Blvd, right on S. Country Club Rd, left on Evansdale to Pine Tree Rd
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 12, 2026 at 1:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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