


$294,850
3618 Willow Lake CourtSt Cloud, FL 34769
Listing updated: November 11, 2026 at 8:25 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Buy With Instant Equity: This Is What Smart Buyers Are Doing Now Move-In Ready Quality at a Price That Builds Wealth From Day One This is the kind of home that rewards you the moment you close. Major systems have already been upgraded, the lot is exceptional, and the layout gives your family room to grow. All that’s left is your personal finishing touch. Why This Home Stands Out • Flexible floor plan: 3 spacious bedrooms and 2 full bathrooms, plus a converted bedroom for a home office, guest suite, or growing family • Oversized lot: Nearly a quarter acre, fully fenced, with space for pets, play, gardening, or entertaining • Premium roof: 30-year designer architectural shingle roof, replaced in 2020 • Upgraded insulation: New insulation installed in 2021 for comfort and efficiency • Premium York HVAC system replaced in 2021, with a complete duct cleaning • Custom kitchen: Solid wood cabinetry and Stainless-Steel appliances • Tile throughout: Tile flooring through the entire home for easy upkeep and a clean, modern look A Smart Move, Not a Compromise The expensive work is done: roof, HVAC, insulation, and kitchen. What remains is the fun part. Make it yours with your own paint colors, fixtures, and finishing touches, and build equity while you do it. Homes like this don’t stay available long. Schedule your private showing today before another family claims it. Buyer is responsible for their own due diligence, including but not limited to verifying HOA information, community rules, square footage, lot size, room dimensions, and taxes.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveNov 9, 2026
- Listed$299,850Nov 9, 2026
- Price reduced$294,850
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Pine Chase Estates Unit 1
- County
- Osceola
- Year built
- 1990
- Living area
- 1,576 sq ft
- Price/sq ft
- $187
- Building area
- 2,090 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0256G)
- Garage
- 2 spaces
- Annual taxes
- $3,992 (2025)
- Parcel #
- 16-26-30-0755-0001-0040
- Zoning
- SR1A
- MLS #
- S5161030
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Other
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $230 / Annually
- Monthly HOA
- $19/mo
- Total monthly fees
- $19/mo
- Total annual fees
- $230
- HOA name
- PINE CHASE ESTATES
- CDD
- No
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 1 | First | 12x13 |
| Bedroom 2 | First | 13x12 |
| Bedroom 3 | First | 13x13 |
| Living Room | First | 20x26 |
| Dining Room | First | 14x13 |
| Kitchen | First | 12x10 |
| Primary Bedroom | First | 13x13 |
Listing Details
- Listing date
- 2026-11-09
- On market date
- 2026-11-09
- Original list price
- $299,850
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Osceola
- Status changed
- 2026-11-09
- Tax legal description
- PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Florida Turnpike Kissimmee exit 245 turn left on Irlo Bronson Memorial Highway heading east to St. Cloud. Turn left on Budinger Avenue. Turn right on Nolte Road. Turn right onto Pine Chase Circle. Turn right onto Willow Lake Court. The destination is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 11, 2026 at 8:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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