3986 Baja Drive, FL
Stellar MLS

$448,900

3986 Baja Drive

St Cloud, FL 34772

Listing updated: June 10, 2026 at 12:04 PM ET

Active
4
Beds
3
Baths
2,675
Sq Ft
0.18
Acres
2016
Built
Waterfront3-car garage$168/sqft360° tour
Single Family Residence

Property type

2016

Year built

7,841 sqft

Lot size

$168

Price / sq ft

$99/mo

HOA dues

63

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to this stunning 4-bedroom, 2.5-bath, 3 car tandem garage home overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. The exterior was freshly painted in April 2026—making this home truly move-in ready! Don’t miss your opportunity to make this exceptional home yours!

Estimated monthly payment

Principal & interest$2,270
Property taxes$0
Home insurance (est.)$206
HOA dues$99

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history63 days on market

  1. Status: Active
    Apr 8, 2026
  2. Listed$464,900
    Apr 8, 2026
  3. Price reduced$448,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
63
Subdivision
Whaleys Creek Ph 1
County
Osceola
Year built
2016
Living area
2,675 sq ft
Price/sq ft
$168
Building area
3,780 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0270G)
Garage
3 spaces
Annual taxes
$4 (2025)
Parcel #
35-26-30-0964-0001-4690
Zoning
RES
MLS #
S5147286

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Oversized, Tandem
Carport
Yes

HOA & Financial

HOA fee
$99 / Monthly
Monthly HOA
$99/mo
Total monthly fees
$99/mo
Total annual fees
$1,188
HOA name
Artemis Lifestyles
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryACanoe Creek K-8GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst13x22
Bedroom 2First13x11
Bedroom 3First13x10
Bedroom 4First10x10
Great RoomFirst15x21
KitchenFirst11x13
Dining RoomFirst15x19

Listing Details

Listing date
2026-04-08
On market date
2026-04-08
Original list price
$464,900
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Osceola
Status changed
2026-04-08
Tax legal description
WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 469

Flood risk

Minimal riskFEMA Zone XPanel 12097C0270G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 East, right on Vermont, left on Whaleys Creek Blvd, right on Vega Creek Dr, right on Baja

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 12:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA