4130 40th Street, FL
Stellar MLS
1 / 1

$949,000

4130 40th StreetSt Petersburg, FL 33711

Listing updated: November 10, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Flat Fee Mls Realty · Stephen Hachey · MLS #TB8565321 · Active · 813-642-6030
4
Beds
3
Baths
2,390
Sq Ft
0.27
Acres
1974
Built
◆Private pool◆$397/sqft
Single Family Residence

Property type

1974

Year built

11,966 sqft

Lot size

$397

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to Sand & Stone Cottage! Discover this beautifully updated mid-century modern retreat in St. Petersburg's desirable Broadwater neighborhood, just moments from the vibrant Skyway Marina District. Offering 4 bedrooms, 2.5 bathrooms, and 2,390 square feet of thoughtfully designed living space, this distinctive home blends timeless character, modern upgrades, and resort-style Florida living. Step inside to an expansive, light-filled open floor plan featuring distinctive wood-plank ceilings, beautiful tile flooring, and a stunning kitchen with quartz countertops, solid maple cabinetry, stainless-steel appliances, and an oversized island perfect for gathering. The spacious living and dining areas flow seamlessly into an enormous screened-in pool enclosure, creating the ideal setting for entertaining or relaxing in your own private tropical oasis. Outdoor living is truly spectacular! With direct pool access from both the main living area and primary bedroom, indoor-outdoor living couldn't be easier. Enjoy a sparkling saltwater pool, resurfaced in 2023 with a newer salt cell, surrounded by lush tropical landscaping and a spacious screened patio. The fully fenced 0.27-acre property features new vinyl fencing, an outdoor shower, and a reclaimed-water irrigation system. The thoughtfully cultivated garden is a haven for pollinators, featuring an abundance of flowering plants alongside edible landscaping, including lemon and papaya trees, blackberries, and more. The spacious primary suite features a fully remodeled en-suite bathroom (2022), two walk-in closets, and direct access to the lanai. Additional highlights include an interior laundry room, attached two-car garage, and exterior-access utility/storage room. Extensive recent improvements provide exceptional comfort, efficiency, and peace of mind. A beautiful new tile roof was installed in 2024, featuring hurricane wind-mitigation improvements including reinforced roof-deck attachment, hurricane clips securing the roof-to-wall connections, and a sealed roof deck providing secondary water resistance. These improvements resulted in reduced homeowners insurance premiums for the current owners. Other major upgrades include a 2025 UV-equipped HVAC system, updated ductwork and attic insulation, hurricane-impact windows, new impact-rated sliding glass doors, and a 2022 electrical panel. Newer appliances include a 2026 GE Profile refrigerator and large-capacity washer and dryer. There is ample closet space throughout the home, including 10 feet of hallway closets with built-in shelving. A premium 12-stage whole-house water filtration and softening system, installed in 2022, provides exceptional water quality throughout the home, complemented by reverse-osmosis alkaline drinking water at both the kitchen counter and refrigerator. The home has not experienced flooding during the current owners' ownership, including during Hurricanes Helene and Milton. Ideally located near the Pinellas Trail, Sprouts Farmers Market, Starbucks, shopping, restaurants, and the growing Skyway Marina District, with convenient access to St. Pete Beach, Fort De Soto Park, downtown St. Petersburg, and I-275. Sand & Stone Cottage offers a rare combination of distinctive style, substantial upgrades, privacy, and resort-inspired Florida living. Your personal paradise awaits!

Estimated monthly payment

Principal & interest$4,799
Property taxes$1,092
Home insurance (est.)$435

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Nov 9, 2026
  2. Listed$949,000
    Nov 9, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Broadwater
County
Pinellas
Year built
1974
Living area
2,390 sq ft
Price/sq ft
$397
Building area
3,352 sq ft (Public Records)
Lot size
11,966 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0281H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$13,101 (2025)
Parcel #
03-32-16-11682-004-0030
MLS #
TB8565321

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Convection Oven, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Outdoor Shower, Sprinkler Metered, Storage
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Road surface
Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Natural Gas Available, Public, Sewer Connected, Sprinkler Recycled, Water Available

Room Details

RoomLevelDimensions
Primary BedroomFirst15x17
KitchenFirst15x18
Living RoomFirst19x21

Listing Details

Listing date
2026-11-06
On market date
2026-11-09
Original list price
$949,000
Occupant type
Vacant
MLS area
33711 - St Pete/Gulfport
Listing AOR
Suncoast Tampa
Status changed
2026-11-09
Tax legal description
BROADWATER UNIT 1 BLK D, N 38FT OF LOT 3 & S 51FT OF LOT 4

Flood risk

High riskFEMA Zone AEPanel 12103C0281H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-275 South, take Exit 17 toward 54th Ave S / Pinellas Bayway. Head west on 54th Ave S, turn right onto 37th St S, then left onto 42nd Ave S. Turn right onto 40th St S. Property is located at 4130 40th St S.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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