
$949,000
4130 40th StreetSt Petersburg, FL 33711
Listing updated: November 10, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to Sand & Stone Cottage! Discover this beautifully updated mid-century modern retreat in St. Petersburg's desirable Broadwater neighborhood, just moments from the vibrant Skyway Marina District. Offering 4 bedrooms, 2.5 bathrooms, and 2,390 square feet of thoughtfully designed living space, this distinctive home blends timeless character, modern upgrades, and resort-style Florida living. Step inside to an expansive, light-filled open floor plan featuring distinctive wood-plank ceilings, beautiful tile flooring, and a stunning kitchen with quartz countertops, solid maple cabinetry, stainless-steel appliances, and an oversized island perfect for gathering. The spacious living and dining areas flow seamlessly into an enormous screened-in pool enclosure, creating the ideal setting for entertaining or relaxing in your own private tropical oasis. Outdoor living is truly spectacular! With direct pool access from both the main living area and primary bedroom, indoor-outdoor living couldn't be easier. Enjoy a sparkling saltwater pool, resurfaced in 2023 with a newer salt cell, surrounded by lush tropical landscaping and a spacious screened patio. The fully fenced 0.27-acre property features new vinyl fencing, an outdoor shower, and a reclaimed-water irrigation system. The thoughtfully cultivated garden is a haven for pollinators, featuring an abundance of flowering plants alongside edible landscaping, including lemon and papaya trees, blackberries, and more. The spacious primary suite features a fully remodeled en-suite bathroom (2022), two walk-in closets, and direct access to the lanai. Additional highlights include an interior laundry room, attached two-car garage, and exterior-access utility/storage room. Extensive recent improvements provide exceptional comfort, efficiency, and peace of mind. A beautiful new tile roof was installed in 2024, featuring hurricane wind-mitigation improvements including reinforced roof-deck attachment, hurricane clips securing the roof-to-wall connections, and a sealed roof deck providing secondary water resistance. These improvements resulted in reduced homeowners insurance premiums for the current owners. Other major upgrades include a 2025 UV-equipped HVAC system, updated ductwork and attic insulation, hurricane-impact windows, new impact-rated sliding glass doors, and a 2022 electrical panel. Newer appliances include a 2026 GE Profile refrigerator and large-capacity washer and dryer. There is ample closet space throughout the home, including 10 feet of hallway closets with built-in shelving. A premium 12-stage whole-house water filtration and softening system, installed in 2022, provides exceptional water quality throughout the home, complemented by reverse-osmosis alkaline drinking water at both the kitchen counter and refrigerator. The home has not experienced flooding during the current owners' ownership, including during Hurricanes Helene and Milton. Ideally located near the Pinellas Trail, Sprouts Farmers Market, Starbucks, shopping, restaurants, and the growing Skyway Marina District, with convenient access to St. Pete Beach, Fort De Soto Park, downtown St. Petersburg, and I-275. Sand & Stone Cottage offers a rare combination of distinctive style, substantial upgrades, privacy, and resort-inspired Florida living. Your personal paradise awaits!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 9, 2026
- Listed$949,000Nov 9, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Broadwater
- County
- Pinellas
- Year built
- 1974
- Living area
- 2,390 sq ft
- Price/sq ft
- $397
- Building area
- 3,352 sq ft (Public Records)
- Lot size
- 11,966 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0281H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $13,101 (2025)
- Parcel #
- 03-32-16-11682-004-0030
- MLS #
- TB8565321
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Convection Oven, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Outdoor Shower, Sprinkler Metered, Storage
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Other
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Natural Gas Available, Public, Sewer Connected, Sprinkler Recycled, Water Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x17 |
| Kitchen | First | 15x18 |
| Living Room | First | 19x21 |
Listing Details
- Listing date
- 2026-11-06
- On market date
- 2026-11-09
- Original list price
- $949,000
- Occupant type
- Vacant
- MLS area
- 33711 - St Pete/Gulfport
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-11-09
- Tax legal description
- BROADWATER UNIT 1 BLK D, N 38FT OF LOT 3 & S 51FT OF LOT 4
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-275 South, take Exit 17 toward 54th Ave S / Pinellas Bayway. Head west on 54th Ave S, turn right onto 37th St S, then left onto 42nd Ave S. Turn right onto 40th St S. Property is located at 4130 40th St S.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 10, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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