$350,000
631 Palmetto DrivePort Charlotte, FL 33952
Listing updated: November 6, 2026 at 6:48 AM ET
Listing courtesy of Premiere Plus Realty Company · Kevin O'Reilly · MLS #A4712128 · Active · 239-732-7837Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
THIS IS WHAT LIVING IN PARADISE IS ALL ABOUT! ~ POOL? CHECK! | GULF ACCESS? ABSOLUTELY! | PRIVATE DOCK? YOU BET!: Picture this: Morning coffee by the pool, fishing right in your backyard, and when the water calls, your boat is ready to go! With a composite dock and boat lift davits, you've got the setup to enjoy everything Southwest Florida waterfront living has to offer! This well-maintained, 3-bedroom, 2-bath Key West-inspired waterfront home checks all the boxes! Inside, you'll find tile flooring throughout, a desirable split-bedroom floor plan, and a functional kitchen featuring oak cabinetry, Corian countertops, a breakfast bar, and stainless steel appliances. Need room for your projects, hobbies, or extra toys? There's a large workshop with electric AND additional storage! Outside is where the Florida lifestyle really takes over! Enjoy your private pool, a fenced backyard, and a saltwater canal offering fantastic fishing right from your own backyard. And when you're ready to trade the backyard for the open water, your private composite dock and boat lift davits are waiting! Whether you're heading out for a day on the water, casting a line from your own dock, entertaining poolside, or simply soaking up the Florida sunshine, this home makes it easy to embrace the lifestyle you've been dreaming about. AND THE LOCATION? Right in the heart of Port Charlotte, just minutes from shopping, dining, and entertainment! THE BOAT. THE FISHING. THE DOCK. THE POOL. THE FLORIDA SUNSHINE. Seriously... WHAT'S NOT TO LOVE? This isn't just a home. It's your own little piece of waterfront paradise!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveNov 5, 2026
- Listed$350,000Nov 5, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Port Charlotte Sec 4
- County
- Charlotte
- Year built
- 1958
- Living area
- 1,116 sq ft
- Price/sq ft
- $314
- Building area
- 1,736 sq ft (Public Records)
- Lot size
- 10,393 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- 9AE
- Pool
- Private pool
- Annual taxes
- $5,253 (2025)
- Parcel #
- 402227232015
- Zoning
- RSF3.5
- MLS #
- A4712128
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Parking features
- Boat, Driveway, None
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Property is currently leased until October 2027
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Outdoor Shower, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Membrane
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public, Well
- Utilities
- Sprinkler Well
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 8.5x15.5 |
| Primary Bathroom | First | 6x4 |
| Living Room | First | 15x9 |
| Kitchen | First | 6x12 |
| Dining Room | First | 6x9 |
| Bedroom 1 | First | 7x10 |
| Bedroom 2 | First | 8x7 |
| Bathroom 1 | First | 4x5 |
| Laundry | First | 7x13 |
| Balcony/Porch/Lanai | First | 5.5x12 |
Listing Details
- Listing date
- 2026-11-03
- On market date
- 2026-11-05
- Original list price
- $350,000
- Occupant type
- Vacant
- Special conditions
- Probate Listing
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-11-05
- Tax legal description
- PORT CHARLOTTE SEC4 BLK29 LT136219/69 DC530/09 533/560 907/1204 995-602
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 take exit 94 towards Longwood/Winter Springs. Follow 434 past Ronald Regan to S. Wayman Turn Left. East Palmetto Ave Turn Left. 631 is on the Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 6, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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