180 Palmetto Circle, FL
Stellar MLS

$179,000

180 Palmetto Circle

Port Charlotte, FL 33952

Listing updated: June 7, 2026 at 5:57 PM ET

Active
2
Beds
1
Bath
960
Sq Ft
0.21
Acres
1958
Built
$186/sqft
Single Family Residence

Property type

1958

Year built

8,934 sqft

Lot size

$186

Price / sq ft

No HOA

HOA dues

346

Days on market

AE

Flood zone

About this home

Welcome to your piece of paradise! This move in ready home has been well maintained and owner occupied for the last 15 years and had a new metal roof installed in 2015 with many years of left life. The property is centrally located with nearby shopping, dining, and entertainment. NO HOA fees or deed restrictions! The back yard is oversized with multiple mature fruit trees and more than enough room to add a pool if desired. Upon entering the home you will be greeted by a surprisingly spacious living room with a nearby bonus room/office to the left and a dining room to the right. The bonus room could easily be converted to a 3rd bedroom. The kitchen has solid wood cabinets and a large pantry along with access to the carport. The master bedroom is among the largest bedroom found in homes of this size giving you more than enough space for a king bedroom set and the guest bedroom is also well sized! The bathroom features a shower tub combo and there is an exterior laundry room attached to the carport. Contact your agent today for a private showing, affordable move in ready options like this don’t last long!

Local Insight

At $186/sqft for a 1958 home in an AE flood zone, you're looking at a price that reflects serious flood risk—expect mandatory flood insurance that will run $1,500+ annually and likely stricter financing requirements. The 960 sqft footprint on a tight 0.21-acre lot means limited expansion potential, so this works best as a cash or investor play where you're banking on land value or a complete renovation rather than holding long-term with financing. Port Charlotte's older neighborhoods can deliver value, but you'll want a detailed flood history and elevation certificate before committing, since the AE designation suggests this property floods during significant rain events.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$905
Property taxes$68
Home insurance (est.)$82

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history346 days on market

  1. Status: Active
    Jan 2, 2026
  2. Listed$190,000
    Jun 25, 2025
  3. Price reduced$179,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
346
Subdivision
Port Charlotte Sec 4
County
Charlotte
Year built
1958
Living area
960 sq ft
Price/sq ft
$186
Building area
1,388 sq ft (Owner)
Lot size
8,934 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$810 (2024)
Parcel #
402227259005
Zoning
RSF3.5
MLS #
C7511661

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Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile
Appliances
Electric Water Heater
Interior features
Thermostat
Laundry
Other
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 2First10x9
Dining RoomFirst7x7
KitchenFirst7x10
Living RoomFirst13x14
Primary BedroomFirst11x9
Bathroom 1First
Bonus RoomFirst

Listing Details

Listing date
2025-06-25
On market date
2025-06-25
Original list price
$190,000
Occupant type
Vacant
MLS area
33952 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-01-02
Tax legal description
PORT CHARLOTTE SEC4 BLK53 LT 4 317/609 UNREC-DC-JRM PR03364/196-JRM 3364/196 3469/2103

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41 turn west onto Edgewater Drive. Continue on Edgewater Drive and turn left onto Harbor Blvd. Turn right onto Palmetto Circle and follow to the property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 5:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA