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$399,000

30497 Cedar RoadPunta Gorda, FL 33982

Listing updated: November 10, 2026 at 8:27 PM ET

Active

Listing courtesy of Allison James Estates & Homes · Paula Elliott · MLS #C7532824 · Active · 941-500-4922

Beds

Baths

2,229

Sq Ft

0.46

Acres

2007

Built

◆Water access◆Private pool◆$179/sqft◆360° tour

Single Family Residence

Property type

2007

Year built

20,250 sqft

Lot size

$179

Price / sq ft

$35/mo

HOA dues

Days on market

Garage spaces

X500

Flood zone

About this home

HERE'S YOUR CHANCE TO PUT IN SOME SWEAT EQUITY AND HAVE A VERY NICE LARGE HOME WITH 4BR, 3BA, 2 CAR GAR, IN-GROUND POOL, SPA/HOT TUB AND AN EXTRA LOT (.46 TOTAL). AND IT'S NOT IN A FLOOD ZONE. When you walk in, you will right away notice the cathedral ceilings which gives this large home an even grander look. The primary bedroom is very large and has a very large walk-in closet (8'5x7'11), an ensuite bathroom with a walk-in shower, double vanity and separate water closet. There's plenty of room in the kitchen with ample cabinet space and a closet pantry. There's granite counter tops a new French door stainless steel refrigerator (9/26), double sinks and a new faucet that overlooks the dinette area and beyond to the pool. There is a front formal dining area for plenty of gathering and entertaining. The layout is open and unique as it has two large guest rooms that share the hall bathroom and the 4th bedroom is off the kitchen and has its own sliding glass doors to the lanai/pool. It is being sold as-is and is priced right as it leaves room for a homeowner to put in some sweat equity and have a nice homestead. The roof is new, post Ian (2022). The water softener equipment is new (2022). The neighborhood blends a country feel with community charm. It has a clubhouse and events during the holidays. The HOA is optional at just at $25.00 for an individual or $35.00 for a family per year. You can obtain a key to the boat ramp for your fun days on the water. The neighborhood is about 5 miles to I75 and 6 miles to downtown historical Punta Gorda. There you find many local restaurants, community events, Laishley Park, Fisherman's Village and farmer's market on weekends.

Estimated monthly payment

Principal & interest$2,018

Property taxes$222

Home insurance (est.)$183

HOA dues$35

Down payment

20%

$79,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

Status: Active
Nov 4, 2026
Listed$399,000
Nov 4, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 6
Subdivision: Ridge Harbor 4th Add
County: Charlotte
Year built: 2007
Living area: 2,229 sq ft
Price/sq ft: $179
Building area: 3,252 sq ft (Public Records)
Lot size: 20,250 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X500 (12015C0252G)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $2,664 (2025)
Parcel #: 402418478007
Zoning: RSF5
MLS #: C7532824

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Ceramic Tile, Laminate
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Pull Down Stairs, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $35
Total monthly fees: $3/mo
Total annual fees: $35
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Construction materials: Block, Stucco
Roof: Shingle
Foundation: Block
Pool: Private pool
Water access: Yes
Road surface: Paved

Utilities

Sewer: Septic Tank
Water source: Well
Utilities: Cable Available

Community

Pets allowed: Yes

Schools

ElementaryEast ElementaryGreatSchools ↗

MiddlePunta Gorda MiddleGreatSchools ↗

High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	16x19
Kitchen	First	14x10
Dinette	First	10x9
Dining Room	First	10x7
Primary Bedroom	First	12x16
Bedroom 2	First	14x12
Bedroom 3	First	11x12
Bedroom 4	First	9x16

Listing Details

Listing date: 2026-11-03
On market date: 2026-11-04
Original list price: $399,000
Occupant type: Owner
MLS area: 33982 - Punta Gorda
Listing AOR: Port Charlotte
Home warranty: Yes
Status changed: 2026-11-04
Tax legal description: RIH 004 0000 0573 RIDGE HARBOR 4TH ADD LT 573 343/598 366/663 2368/1627 RIH 004 0000 0574 RIDGE HARBOR 4TH ADD LT 574 131/99 936/429 1166/658 DC1193/1376-FMN 2249/654 2359/1207 2709/331 3092/485 3370/1522 4455/568

Flood risk

Moderate riskFEMA Zone X500Panel 12015C0252G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

17 N to right on 2nd Washington Loop Rd (at corner store, usa grocery) make a right on Mangrove, second right on Cedar Rd to 30497 on left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of November 10, 2026 at 8:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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